HUD FY2026 · ACS 2019–2023 generous top-quartile

High-rent metro gap - Naples-Marco Island, FL MSA

Displayed gap in Naples-Marco Island, FL MSA: +17.8% (HUD $1,986 vs ACS $1,686) · counties in FMR rows: Collier County .

FMR gap dispatch plate

CBSA 34940 · Naples-Marco Island, FL -17.8% shortfall

GAP-GENEROUS · FMR-TOP · SPREAD-PLUS · PHOTO-FINISH · COUNTY-SPARSE · BOOK-FULL

  • GAP-GENEROUS 17.8% surplus
  • FMR-TOP #365/396 · P92
  • SPREAD-PLUS +$300
  • PHOTO-FINISH Louisville/Jeffers
  • COUNTY-SPARSE 1 county
  • BOOK-FULL HUD+ACS pair

Nearest shortfall peer: Louisville/Jefferson County, KY-IN Metro Area (+0.0pp)

HUD's reference overshoots the ACS median by $300/mo. Lease-up odds are usually better than in shortfall markets, though still compare Louisville/Jefferson County, KY-IN Metro Area before assuming portability helps.

Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.

Shortfall neighbourhood around Naples-Marco Island, FL

Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.

% shortfall
Source HUD USER FMR + Census ACS median gross rent As of 2026-08-25

How does Naples-Marco Island, FL compare with nearby FMR areas?

These are the twelve metros closest to Naples-Marco Island, FL on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.

  1. Louisville/Jefferson County, KY-IN Metro Area

    -17.8% shortfall · HUD $1,272 vs ACS $1,080 · $+$192/mo

    HUD FMR-area counties: Bullitt County, Clark County, Floyd County, Harrison County, Henry County, Jefferson County.

  2. Abilene, TX Metro Area

    -17.8% shortfall · HUD $1,276 vs ACS $1,083 · $+$193/mo

    HUD FMR-area counties: Callahan County, Jones County, Taylor County.

  3. Hot Springs, AR Metro Area

    -17.8% shortfall · HUD $1,090 vs ACS $925 · $+$165/mo

    HUD FMR-area counties: Garland County.

  4. Corvallis, OR Metro Area

    -17.9% shortfall · HUD $1,622 vs ACS $1,376 · $+$246/mo

    HUD FMR-area counties: Benton County.

  5. Milwaukee-Waukesha, WI Metro Area

    -17.7% shortfall · HUD $1,338 vs ACS $1,137 · $+$201/mo

    HUD FMR-area counties: Milwaukee County, Ozaukee County, Washington County, Waukesha County.

  6. Elkhart-Goshen, IN Metro Area

    -17.6% shortfall · HUD $1,183 vs ACS $1,006 · $+$177/mo

    HUD FMR-area counties: Elkhart County.

  7. Sherman-Denison, TX Metro Area

    -18.0% shortfall · HUD $1,351 vs ACS $1,145 · $+$206/mo

    HUD FMR-area counties: Grayson County.

  8. Detroit-Warren-Dearborn, MI Metro Area

    -17.6% shortfall · HUD $1,411 vs ACS $1,200 · $+$211/mo

    HUD FMR-area counties: Lapeer County, Macomb County, Oakland County, St. Clair County, Wayne County.

  9. Oklahoma City, OK Metro Area

    -18.0% shortfall · HUD $1,244 vs ACS $1,054 · $+$190/mo

    HUD FMR-area counties: Canadian County, Cleveland County, Logan County, McClain County, Oklahoma County.

  10. Jacksonville, NC Metro Area

    -17.5% shortfall · HUD $1,173 vs ACS $998 · $+$175/mo

    HUD FMR-area counties: Onslow County.

  11. Tulsa, OK Metro Area

    -18.0% shortfall · HUD $1,217 vs ACS $1,031 · $+$186/mo

    HUD FMR-area counties: Creek County, Osage County, Rogers County, Tulsa County, Wagoner County.

  12. Gainesville, FL Metro Area

    -17.5% shortfall · HUD $1,493 vs ACS $1,271 · $+$222/mo

    HUD FMR-area counties: Alachua County, Gilchrist County.

Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.

FL FMR scale context

These are the closest FY2026 2-BR FMR values in FL; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.

  1. Tampa-St. Petersburg-Clearwater, FL MSA $1,977 (−$9)
  2. Orlando-Kissimmee-Sanford, FL MSA $1,972 (−$14)
  3. Cape Coral-Fort Myers, FL MSA $1,961 (−$25)
  4. North Port-Bradenton-Sarasota, FL MSA $1,958 (−$28)
  5. Palm Coast, FL HUD Metro FMR Area $1,806 (−$180)
  6. Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area $1,785 (−$201)
  7. Port St. Lucie, FL MSA $1,757 (−$229)
  8. Palm Bay-Melbourne-Titusville, FL MSA $1,709 (−$277)
  9. Panama City, FL HUD Metro FMR Area $1,682 (−$304)
  10. Fort Lauderdale, FL HUD Metro FMR Area $2,333 (+$347)

Low-FMR contrast (scale only)

Muncie, IN MSA ($1,043 2-BR); Morgantown, WV MSA ($1,099 2-BR); Montgomery, AL MSA ($1,016 2-BR); Morehouse Parish, LA HUD Metro FMR Area ($834 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Naples-Marco Island, FL MSA.

Naples-Marco Island, FL MSA gap inputs

  • HUD 2-BR FMR (FY2026): $1,986/mo
  • ACS 2019–2023 2-BR median: $1,686/mo
  • Displayed gap: +17.8%
  • National FMR percentile: 92 (#365/396)

displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100

FL HCV agencies (scale-keyed)

Full payment standards for Naples-Marco Island, FL MSA · Payment standards vs FMR

Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.

Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.

Verify with HUD → · Verify with U.S. Census Bureau →

Source and method. PlainVoucher compiles public HUD and U.S. Census release data into a searchable reference. Release periods and source boundaries are identified on each data surface; PlainVoucher does not determine eligibility, waitlist status, payment standards, or local PHA rules. Read our editorial standards and corrections policy, methodology, or report a data error. Data current as of 2026-08-25.