HUD FY2026 · ACS 2019–2023 generous above-median

Upper-half FMR gap - Sherman-Denison, TX MSA

Displayed gap in Sherman-Denison, TX MSA: +18.0% (HUD $1,351 vs ACS $1,145) · counties in FMR rows: Grayson County .

FMR gap dispatch plate

CBSA 43300 · Sherman-Denison, TX -18.0% shortfall

GAP-GENEROUS · FMR-ABOVE · SPREAD-PLUS · PHOTO-FINISH · COUNTY-SPARSE · BOOK-FULL

  • GAP-GENEROUS 18.0% surplus
  • FMR-ABOVE #225/396 · P57
  • SPREAD-PLUS +$206
  • PHOTO-FINISH Oklahoma City
  • COUNTY-SPARSE 1 county
  • BOOK-FULL HUD+ACS pair

Nearest shortfall peer: Oklahoma City, OK Metro Area (-0.0pp)

HUD's reference overshoots the ACS median by $206/mo. Lease-up odds are usually better than in shortfall markets, though still compare Oklahoma City, OK Metro Area before assuming portability helps.

Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.

Shortfall neighbourhood around Sherman-Denison, TX

Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.

% shortfall
Source HUD USER FMR + Census ACS median gross rent As of 2026-08-25

How does Sherman-Denison, TX compare with nearby FMR areas?

These are the twelve metros closest to Sherman-Denison, TX on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.

  1. Oklahoma City, OK Metro Area

    -18.0% shortfall · HUD $1,244 vs ACS $1,054 · $+$190/mo

    HUD FMR-area counties: Canadian County, Cleveland County, Logan County, McClain County, Oklahoma County.

  2. Tulsa, OK Metro Area

    -18.0% shortfall · HUD $1,217 vs ACS $1,031 · $+$186/mo

    HUD FMR-area counties: Creek County, Osage County, Rogers County, Tulsa County, Wagoner County.

  3. Corvallis, OR Metro Area

    -17.9% shortfall · HUD $1,622 vs ACS $1,376 · $+$246/mo

    HUD FMR-area counties: Benton County.

  4. Hot Springs, AR Metro Area

    -17.8% shortfall · HUD $1,090 vs ACS $925 · $+$165/mo

    HUD FMR-area counties: Garland County.

  5. Bremerton-Silverdale-Port Orchard, WA Metro Area

    -18.1% shortfall · HUD $2,031 vs ACS $1,719 · $+$312/mo

    HUD FMR-area counties: Kitsap County.

  6. Abilene, TX Metro Area

    -17.8% shortfall · HUD $1,276 vs ACS $1,083 · $+$193/mo

    HUD FMR-area counties: Callahan County, Jones County, Taylor County.

  7. Dothan, AL Metro Area

    -18.2% shortfall · HUD $950 vs ACS $804 · $+$146/mo

    HUD FMR-area counties: Geneva County, Houston County.

  8. Memphis, TN-MS-AR Metro Area

    -18.2% shortfall · HUD $1,274 vs ACS $1,078 · $+$196/mo

    HUD FMR-area counties: Crittenden County, DeSoto County, Fayette County, Shelby County, Tipton County.

  9. Naples-Marco Island, FL Metro Area

    -17.8% shortfall · HUD $1,986 vs ACS $1,686 · $+$300/mo

    HUD FMR-area counties: Collier County.

  10. Louisville/Jefferson County, KY-IN Metro Area

    -17.8% shortfall · HUD $1,272 vs ACS $1,080 · $+$192/mo

    HUD FMR-area counties: Bullitt County, Clark County, Floyd County, Harrison County, Henry County, Jefferson County.

  11. Salt Lake City-Murray, UT Metro Area

    -18.2% shortfall · HUD $1,747 vs ACS $1,478 · $+$269/mo

    HUD FMR-area counties: Salt Lake County.

  12. Rockford, IL Metro Area

    -18.2% shortfall · HUD $1,175 vs ACS $994 · $+$181/mo

    HUD FMR-area counties: Boone County, Winnebago County.

Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.

TX FMR scale context

These are the closest FY2026 2-BR FMR values in TX; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.

  1. San Angelo, TX MSA $1,339 (−$12)
  2. Tyler, TX MSA $1,338 (−$13)
  3. Aransas County, TX HUD Metro FMR Area $1,407 (+$56)
  4. Abilene, TX MSA $1,276 (−$75)
  5. Victoria, TX MSA $1,442 (+$91)
  6. Killeen-Temple, TX HUD Metro FMR Area $1,233 (−$118)
  7. Longview, TX HUD Metro FMR Area $1,199 (−$152)
  8. El Paso, TX HUD Metro FMR Area $1,191 (−$160)
  9. College Station-Bryan, TX MSA $1,186 (−$165)
  10. Laredo, TX MSA $1,161 (−$190)

Low-FMR contrast (scale only)

Shreveport-Bossier City, LA MSA ($1,111 2-BR); Sheboygan, WI MSA ($1,116 2-BR); Rock County, MN HUD Metro FMR Area ($973 2-BR); Springfield, MO HUD Metro FMR Area ($1,095 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Sherman-Denison, TX MSA.

Sherman-Denison, TX MSA gap inputs

  • HUD 2-BR FMR (FY2026): $1,351/mo
  • ACS 2019–2023 2-BR median: $1,145/mo
  • Displayed gap: +18.0%
  • National FMR percentile: 57 (#225/396)

displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100

TX HCV agencies (scale-keyed)

Full payment standards for Sherman-Denison, TX MSA · Payment standards vs FMR

Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.

Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.

Verify with HUD → · Verify with U.S. Census Bureau →

Source and method. PlainVoucher compiles public HUD and U.S. Census release data into a searchable reference. Release periods and source boundaries are identified on each data surface; PlainVoucher does not determine eligibility, waitlist status, payment standards, or local PHA rules. Read our editorial standards and corrections policy, methodology, or report a data error. Data current as of 2026-08-25.