High-FMR payment standards - Naples-Marco Island, FL MSA
HUD FY2026 2-BR Fair Market Rent for Naples-Marco Island, FL MSA is $1,986/month - 92nd percentile of 396 published metro FMR areas (#365 cheapest→expensive) ; voucher vs ACS median: 17.8% above market ; FMR rows touch Collier County .
Expensive rung: who shares Naples-Marco Island, FL MSA's FMR tier
Near-amount peers: Kiryas Joel-Poughkeepsie-Newburgh, NY MSA ($1,979), Tampa-St. Petersburg-Clearwater, FL MSA ($1,977), Orlando-Kissimmee-Sanford, FL MSA ($1,972) .
For scale, bottom-quartile published amounts include Muncie, IN MSA, Morgantown, WV MSA, Montgomery, AL MSA, Morehouse Parish, LA HUD Metro FMR Area, Mobile, AL MSA, McHenry County, ND HUD Metro FMR Area - those metros are not substitutes for lease-up planning in Naples-Marco Island, FL MSA.
FL-state FMR neighbors for Naples-Marco Island, FL MSA
Closest 2-BR amounts inside FL: Tampa-St. Petersburg-Clearwater, FL MSA ($1,977); Orlando-Kissimmee-Sanford, FL MSA ($1,972); Cape Coral-Fort Myers, FL MSA ($1,961); North Port-Bradenton-Sarasota, FL MSA ($1,958); Palm Coast, FL HUD Metro FMR Area ($1,806); Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area ($1,785); Port St. Lucie, FL MSA ($1,757); Palm Bay-Melbourne-Titusville, FL MSA ($1,709) . Alphabetical “nearby” lists are intentionally not used here - amount proximity is the comparison that matters for payment standards.
What are the HUD FY2026 bedroom FMRs for Naples-Marco Island, FL MSA?
| Size | HUD FMR |
|---|---|
| Studio | $1,396/mo |
| 1-BR | $1,797/mo |
| 2-BR | $1,986/mo |
| 3-BR | $2,581/mo |
| 4-BR | $2,805/mo |
Section 8 payment standard range for Naples-Marco Island, FL MSA
HUD lets each Public Housing Authority set its payment standard between 90% and 110% of the published Fair Market Rent for the bedroom size served. These dollar amounts are derived from HUD FY2026 FMR for Naples-Marco Island, FL MSA; your PHA may choose a figure inside this band. This is not a quote for a specific unit, availability, or waitlist status.
| Size | HUD FMR | 90% floor | 110% ceiling |
|---|---|---|---|
| Studio | $1,396/mo | $1,256/mo | $1,536/mo |
| 1-BR | $1,797/mo | $1,617/mo | $1,977/mo |
| 2-BR | $1,986/mo | $1,787/mo | $2,185/mo |
| 3-BR | $2,581/mo | $2,323/mo | $2,839/mo |
| 4-BR | $2,805/mo | $2,525/mo | $3,086/mo |
For a 2-bedroom in Naples-Marco Island, FL MSA, the HUD reference rent is $1,986/month, so the lawful payment-standard band runs $1,787–$2,185/month before any tenant income share.
ACS median 2-BR rent $1,686/mo → 17.8% above market (generous). Detail: gap analysis for Naples-Marco Island, FL MSA.
FL agencies near this metro's scale key
Housing authorities in FL whose HCV caseload sits closest to a CBSA-stable scale target (not the statewide giants list - that list was identical across siblings):
- CLEARWATER HOUSING AUTHORITY
- Ocala Housing Authority
- Orange County Housing & Community Development
- MANATEE COUNTY HOUSING AUTHORITY
- Northwest Florida Regional Housing Authority
- DELRAY BEACH HOUSING AUTHORITY
- Alachua County
- HOUSING AUTHORITY OF POMPANO BEACH
- HOUSING AUTHORITY OF THE CITY OF LAKELAND
- Pasco County Housing Authority
Full near-amount ladder
- Kiryas Joel-Poughkeepsie-Newburgh, NY MSA · $1,979
- Tampa-St. Petersburg-Clearwater, FL MSA · $1,977
- Orlando-Kissimmee-Sanford, FL MSA · $1,972
- New Haven, CT MSA · $1,969
- Amherst Town-Northampton, MA MSA · $2,004
- Cape Coral-Fort Myers, FL MSA · $1,961
- Olympia-Lacey-Tumwater, WA MSA · $1,960
- North Port-Bradenton-Sarasota, FL MSA · $1,958
- Trenton-Princeton, NJ MSA · $1,950
- Bremerton-Silverdale-Port Orchard, WA MSA · $2,031
- Dallas, TX HUD Metro FMR Area · $1,931
- Portland-Vancouver-Hillsboro, OR-WA MSA · $1,922
What to do with this FMR desk
Naples-Marco Island, FL HUD FY2026 2-BR FMR is $1,986/mo; use the schedule as a source desk, not a lease quote.
- Open the voucher-vs-market gap board for this CBSA (17.8% above market). Metro gap page
- Confirm how PHAs may set payment standards at 90-110% of FMR, and why the two figures are not interchangeable. FMR vs payment standard
FMR is HUD's published Fair Market Rent for this FMR area. It is not a PHA payment standard, unit quote, eligibility result, or waitlist status. Confirm any leasing figure with the PHA that serves the unit.
Source: HUD USER Fair Market Rent (FY2026) ; Census ACS median gross rent. Confirm the live PHA figure before leasing. Methodology.
Verify with HUD → · Verify with U.S. Census Bureau → · Set a September HUD update reminder