High-FMR payment standards - Palm Coast, FL HUD Metro FMR Area
HUD FY2026 2-BR Fair Market Rent for Palm Coast, FL HUD Metro FMR Area is $1,806/month - 86th percentile of 396 published metro FMR areas (#340 cheapest→expensive) ; voucher vs ACS median: 33.5% above market ; FMR rows touch Flagler County .
Geography note: HUD divides this CBSA into 2 separate Fair Market Rent areas, each with its own rent schedule. The amounts above are for Palm Coast, FL HUD Metro FMR Area only, not the whole metro.
Expensive rung: who shares Palm Coast, FL HUD Metro FMR Area's FMR tier
Near-amount peers: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA ($1,810), Beaufort County, SC HUD Metro FMR Area ($1,816), Bellingham, WA MSA ($1,794) .
For scale, bottom-quartile published amounts include Decatur, IL MSA, Decatur, AL MSA, Dothan, AL HUD Metro FMR Area, Murray County, GA HUD Metro FMR Area, Dubuque, IA MSA, Eagle Pass, TX MSA - those metros are not substitutes for lease-up planning in Palm Coast, FL HUD Metro FMR Area.
FL-state FMR neighbors for Palm Coast, FL HUD Metro FMR Area
Closest 2-BR amounts inside FL: Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area ($1,785); Port St. Lucie, FL MSA ($1,757); Palm Bay-Melbourne-Titusville, FL MSA ($1,709); Panama City, FL HUD Metro FMR Area ($1,682); North Port-Bradenton-Sarasota, FL MSA ($1,958); Cape Coral-Fort Myers, FL MSA ($1,961); Orlando-Kissimmee-Sanford, FL MSA ($1,972); Tampa-St. Petersburg-Clearwater, FL MSA ($1,977) . Alphabetical “nearby” lists are intentionally not used here - amount proximity is the comparison that matters for payment standards.
What are the HUD FY2026 bedroom FMRs for Palm Coast, FL HUD Metro FMR Area?
| Size | HUD FMR |
|---|---|
| Studio | $1,278/mo |
| 1-BR | $1,433/mo |
| 2-BR | $1,806/mo |
| 3-BR | $2,468/mo |
| 4-BR | $2,797/mo |
Section 8 payment standard range for Palm Coast, FL HUD Metro FMR Area
HUD lets each Public Housing Authority set its payment standard between 90% and 110% of the published Fair Market Rent for the bedroom size served. These dollar amounts are derived from HUD FY2026 FMR for Palm Coast, FL HUD Metro FMR Area; your PHA may choose a figure inside this band. This is not a quote for a specific unit, availability, or waitlist status.
| Size | HUD FMR | 90% floor | 110% ceiling |
|---|---|---|---|
| Studio | $1,278/mo | $1,150/mo | $1,406/mo |
| 1-BR | $1,433/mo | $1,290/mo | $1,576/mo |
| 2-BR | $1,806/mo | $1,625/mo | $1,987/mo |
| 3-BR | $2,468/mo | $2,221/mo | $2,715/mo |
| 4-BR | $2,797/mo | $2,517/mo | $3,077/mo |
For a 2-bedroom in Palm Coast, FL HUD Metro FMR Area, the HUD reference rent is $1,806/month, so the lawful payment-standard band runs $1,625–$1,987/month before any tenant income share.
ACS median 2-BR rent $1,353/mo → 33.5% above market (generous). Detail: gap analysis for Palm Coast, FL HUD Metro FMR Area.
FL agencies near this metro's scale key
Housing authorities in FL whose HCV caseload sits closest to a CBSA-stable scale target (not the statewide giants list - that list was identical across siblings):
- Lake County Housing Agency
- Seminole County Housing Authority
- Collier County Housing Authority
- HOUSING AUTHORITY OF THE CITY OF DEERFIELD BEACH
- Housing Authority of New Smyrna Beach
- Housing Authority of Springfield
- DANIA BEACH HOUSING AUTHORITY
- Hernando County Housing Authority
- INDIAN RIVER CO BD OF CO COMM
- Palatka Housing Authority
Full near-amount ladder
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA · $1,810
- Beaufort County, SC HUD Metro FMR Area · $1,816
- Bellingham, WA MSA · $1,794
- Kingston, NY MSA · $1,818
- Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area · $1,820
- Ocean City, NJ MSA · $1,792
- Ansonia town, CT Exception Area · $1,788
- Charlottesville, VA MSA · $1,824
- Charleston-North Charleston, SC MSA · $1,787
- Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area · $1,785
- Chicago-Joliet-Naperville, IL HUD Metro FMR Area · $1,781
- Cumberland County, ME (part) HUD Metro FMR Area · $1,833
What to do with this FMR desk
Palm Coast, FL HUD FY2026 2-BR FMR is $1,806/mo; use the schedule as a source desk, not a lease quote.
- Open the voucher-vs-market gap board for this CBSA (33.5% above market). Metro gap page
- Confirm how PHAs may set payment standards at 90-110% of FMR, and why the two figures are not interchangeable. FMR vs payment standard
FMR is HUD's published Fair Market Rent for this FMR area. It is not a PHA payment standard, unit quote, eligibility result, or waitlist status. Confirm any leasing figure with the PHA that serves the unit.
Source: HUD USER Fair Market Rent (FY2026) ; Census ACS median gross rent. Confirm the live PHA figure before leasing. Methodology.
Verify with HUD → · Verify with U.S. Census Bureau → · Set a September HUD update reminder