HUD FY2026 · ACS 2019–2023 generous above-median

Upper-half FMR gap - Gainesville, FL HUD Metro FMR Area

Displayed gap in Gainesville, FL HUD Metro FMR Area: +17.5% (HUD $1,493 vs ACS $1,271) · counties in FMR rows: Alachua County, Gilchrist County .

FMR gap dispatch plate

CBSA 23540 · Gainesville, FL -17.5% shortfall

GAP-GENEROUS · FMR-ABOVE · SPREAD-PLUS · PHOTO-FINISH · COUNTY-SPARSE · BOOK-FULL

  • GAP-GENEROUS 17.5% surplus
  • FMR-ABOVE #272/396 · P69
  • SPREAD-PLUS +$222
  • PHOTO-FINISH Fayetteville
  • COUNTY-SPARSE 2 counties
  • BOOK-FULL HUD+ACS pair

Nearest shortfall peer: Fayetteville, NC Metro Area (+0.0pp)

HUD's reference overshoots the ACS median by $222/mo. Lease-up odds are usually better than in shortfall markets, though still compare Fayetteville, NC Metro Area before assuming portability helps.

Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.

Shortfall neighbourhood around Gainesville, FL

Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.

% shortfall
Source HUD USER FMR + Census ACS median gross rent As of 2026-08-25

How does Gainesville, FL compare with nearby FMR areas?

These are the twelve metros closest to Gainesville, FL on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.

  1. Fayetteville, NC Metro Area

    -17.5% shortfall · HUD $1,251 vs ACS $1,065 · $+$186/mo

    HUD FMR-area counties: Cumberland County.

  2. Gulfport-Biloxi, MS Metro Area

    -17.4% shortfall · HUD $1,140 vs ACS $971 · $+$169/mo

    HUD FMR-area counties: Hancock County, Harrison County.

  3. Jacksonville, NC Metro Area

    -17.5% shortfall · HUD $1,173 vs ACS $998 · $+$175/mo

    HUD FMR-area counties: Onslow County.

  4. Detroit-Warren-Dearborn, MI Metro Area

    -17.6% shortfall · HUD $1,411 vs ACS $1,200 · $+$211/mo

    HUD FMR-area counties: Lapeer County, Macomb County, Oakland County, St. Clair County, Wayne County.

  5. Elkhart-Goshen, IN Metro Area

    -17.6% shortfall · HUD $1,183 vs ACS $1,006 · $+$177/mo

    HUD FMR-area counties: Elkhart County.

  6. Stockton-Lodi, CA Metro Area

    -17.3% shortfall · HUD $1,742 vs ACS $1,485 · $+$257/mo

    HUD FMR-area counties: San Joaquin County.

  7. Milwaukee-Waukesha, WI Metro Area

    -17.7% shortfall · HUD $1,338 vs ACS $1,137 · $+$201/mo

    HUD FMR-area counties: Milwaukee County, Ozaukee County, Washington County, Waukesha County.

  8. Battle Creek, MI Metro Area

    -17.3% shortfall · HUD $1,176 vs ACS $1,003 · $+$173/mo

    HUD FMR-area counties: Calhoun County.

  9. Midland, TX Metro Area

    -17.2% shortfall · HUD $1,772 vs ACS $1,512 · $+$260/mo

    HUD FMR-area counties: Martin County.

  10. Louisville/Jefferson County, KY-IN Metro Area

    -17.8% shortfall · HUD $1,272 vs ACS $1,080 · $+$192/mo

    HUD FMR-area counties: Bullitt County, Clark County, Floyd County, Harrison County, Henry County, Jefferson County.

  11. Naples-Marco Island, FL Metro Area

    -17.8% shortfall · HUD $1,986 vs ACS $1,686 · $+$300/mo

    HUD FMR-area counties: Collier County.

  12. Abilene, TX Metro Area

    -17.8% shortfall · HUD $1,276 vs ACS $1,083 · $+$193/mo

    HUD FMR-area counties: Callahan County, Jones County, Taylor County.

Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.

FL FMR scale context

These are the closest FY2026 2-BR FMR values in FL; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.

  1. Lakeland-Winter Haven, FL MSA $1,497 (+$4)
  2. Pensacola-Ferry Pass-Brent, FL MSA $1,471 (−$22)
  3. Punta Gorda, FL MSA $1,470 (−$23)
  4. Sebastian-Vero Beach-West Vero Corridor, FL MSA $1,604 (+$111)
  5. Ocala, FL MSA $1,373 (−$120)
  6. Tallahassee, FL HUD Metro FMR Area $1,352 (−$141)
  7. Wildwood-The Villages, FL MSA $1,328 (−$165)
  8. Panama City, FL HUD Metro FMR Area $1,682 (+$189)
  9. Palm Bay-Melbourne-Titusville, FL MSA $1,709 (+$216)
  10. Sebring, FL MSA $1,271 (−$222)

Low-FMR contrast (scale only)

Gadsden, AL MSA ($927 2-BR); Fort Wayne, IN HUD Metro FMR Area ($1,113 2-BR); Fort Smith, AR-OK MSA ($937 2-BR); Grand Forks, ND-MN MSA ($1,089 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Gainesville, FL HUD Metro FMR Area.

Gainesville, FL HUD Metro FMR Area gap inputs

  • HUD 2-BR FMR (FY2026): $1,493/mo
  • ACS 2019–2023 2-BR median: $1,271/mo
  • Displayed gap: +17.5%
  • National FMR percentile: 69 (#272/396)

displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100

Issuing PHAs for Gainesville, FL HUD Metro FMR Area

FL HCV agencies (scale-keyed)

Full payment standards for Gainesville, FL HUD Metro FMR Area · Payment standards vs FMR

Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.

Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.

Verify with HUD → · Verify with U.S. Census Bureau →

Source and method. PlainVoucher compiles public HUD and U.S. Census release data into a searchable reference. Release periods and source boundaries are identified on each data surface; PlainVoucher does not determine eligibility, waitlist status, payment standards, or local PHA rules. Read our editorial standards and corrections policy, methodology, or report a data error. Data current as of 2026-08-25.