High-FMR payment standards - Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
HUD FY2026 2-BR Fair Market Rent for Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA is $1,810/month - 86th percentile of 396 published metro FMR areas (#341 cheapest→expensive) ; voucher vs ACS median: 21.1% above market ; FMR rows touch Bucks County, Burlington County, Camden County, Cecil County, Chester County, Delaware County, Gloucester County, Montgomery County .
Expensive rung: who shares Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA's FMR tier
Near-amount peers: Palm Coast, FL HUD Metro FMR Area ($1,806), Beaufort County, SC HUD Metro FMR Area ($1,816), Kingston, NY MSA ($1,818) .
For scale, bottom-quartile published amounts include Peoria, IL MSA, Parkersburg-Vienna, WV MSA, Ponce, PR Metro Area, Massac County, IL HUD Metro FMR Area, Owensboro, KY MSA, Saginaw, MI MSA - those metros are not substitutes for lease-up planning in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA.
PA-state FMR neighbors for Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
Closest 2-BR amounts inside PA: Reading, PA MSA ($1,575); Lancaster, PA MSA ($1,526); Harrisburg-Carlisle, PA MSA ($1,493); Lebanon, PA MSA ($1,411); State College, PA MSA ($1,406); Chambersburg, PA MSA ($1,379); Gettysburg, PA MSA ($1,374); York-Hanover, PA MSA ($1,335) . Alphabetical “nearby” lists are intentionally not used here - amount proximity is the comparison that matters for payment standards.
What are the HUD FY2026 bedroom FMRs for Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA?
| Size | HUD FMR |
|---|---|
| Studio | $1,397/mo |
| 1-BR | $1,520/mo |
| 2-BR | $1,810/mo |
| 3-BR | $2,170/mo |
| 4-BR | $2,423/mo |
Section 8 payment standard range for Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
HUD lets each Public Housing Authority set its payment standard between 90% and 110% of the published Fair Market Rent for the bedroom size served. These dollar amounts are derived from HUD FY2026 FMR for Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA; your PHA may choose a figure inside this band. This is not a quote for a specific unit, availability, or waitlist status.
| Size | HUD FMR | 90% floor | 110% ceiling |
|---|---|---|---|
| Studio | $1,397/mo | $1,257/mo | $1,537/mo |
| 1-BR | $1,520/mo | $1,368/mo | $1,672/mo |
| 2-BR | $1,810/mo | $1,629/mo | $1,991/mo |
| 3-BR | $2,170/mo | $1,953/mo | $2,387/mo |
| 4-BR | $2,423/mo | $2,181/mo | $2,665/mo |
For a 2-bedroom in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA, the HUD reference rent is $1,810/month, so the lawful payment-standard band runs $1,629–$1,991/month before any tenant income share.
HUD FMR filing-year trail · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
Published two-bedroom Fair Market Rent for this HUD area across FY2022-2026. Year-over-year deltas compare adjacent fiscal years only. This is a historical HUD reference-rent series, not a PHA payment standard, unit quote, availability, eligibility, or waitlist result.
- Latest 2-BR
- $1,810
- FY2026
- vs prior FY
- +0.4%
- from FY2025 $1,802
- Span change
- +39.4%
- FY2022-2026
- Years shown
- 5
- HUD FMR history
| FY | 2-BR FMR | YoY |
|---|---|---|
| 2022 | $1,298/mo | - |
| 2023 | $1,470/mo | +13.3% |
| 2024 | $1,737/mo | +18.2% |
| 2025 | $1,802/mo | +3.7% |
| 2026 | $1,810/mo | +0.4% |
Source: HUD USER Fair Market Rents historical series for Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA, FY2022-2026. Adjacent-year deltas only.
ACS median 2-BR rent $1,494/mo → 21.1% above market (generous). Detail: gap analysis for Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA.
PA agencies near this metro's scale key
Housing authorities in PA whose HCV caseload sits closest to a CBSA-stable scale target (not the statewide giants list - that list was identical across siblings):
- HOUSING AUTHORITY OF THE COUNTY OF BUTLER
- WESTMORELAND COUNTY HSG AUTHORITY
- Allentown Housing Authority
- Housing Authority of the City of York
- Housing Authority of the County of Chester
- Chester Housing Authority
- Harrisburg Housing Authority
- Housing Authority of the County of Cumberland
- HOUSING AUTHORITY OF THE COUNTY OF ERIE
- Housing Authority of the County of Dauphin
Full near-amount ladder
- Palm Coast, FL HUD Metro FMR Area · $1,806
- Beaufort County, SC HUD Metro FMR Area · $1,816
- Kingston, NY MSA · $1,818
- Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area · $1,820
- Charlottesville, VA MSA · $1,824
- Bellingham, WA MSA · $1,794
- Ocean City, NJ MSA · $1,792
- Ansonia town, CT Exception Area · $1,788
- Charleston-North Charleston, SC MSA · $1,787
- Cumberland County, ME (part) HUD Metro FMR Area · $1,833
- Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area · $1,785
- Chicago-Joliet-Naperville, IL HUD Metro FMR Area · $1,781
What to do with this FMR desk
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD HUD FY2026 2-BR FMR is $1,810/mo; use the schedule as a source desk, not a lease quote.
- Read the FY2022-2026 filing trail (+39.4% across the span) before comparing peers. FMR history on this page
- Open the voucher-vs-market gap board for this CBSA (21.1% above market). Metro gap page
- Confirm how PHAs may set payment standards at 90-110% of FMR, and why the two figures are not interchangeable. FMR vs payment standard
FMR is HUD's published Fair Market Rent for this FMR area. It is not a PHA payment standard, unit quote, eligibility result, or waitlist status. Confirm any leasing figure with the PHA that serves the unit.
Source: HUD USER Fair Market Rent (FY2026) ; Census ACS median gross rent. Confirm the live PHA figure before leasing. Methodology.
Verify with HUD → · Verify with U.S. Census Bureau → · Set a September HUD update reminder