Lower-FMR payment standards - Owensboro, KY MSA
HUD FY2026 2-BR Fair Market Rent for Owensboro, KY MSA is $1,110/month - 22nd percentile of 396 published metro FMR areas (#89 cheapest→expensive) ; voucher vs ACS median: 22.3% above market ; FMR rows touch Daviess County, McLean County .
Low-FMR rung around Owensboro, KY MSA
Among the lower published 2-BR amounts nationally. Closest: Shreveport-Bossier City, LA MSA ($1,111), Fargo, ND-MN MSA ($1,112), Lima, OH MSA ($1,108) .
Top-quartile contrast metros: Oxnard-Thousand Oaks-Ventura, CA MSA, Orlando-Kissimmee-Sanford, FL MSA, Palm Bay-Melbourne-Titusville, FL MSA, Olympia-Lacey-Tumwater, WA MSA, Panama City, FL HUD Metro FMR Area, Ogden, UT MSA - use only for national scale, not local negotiation.
KY-state FMR neighbors for Owensboro, KY MSA
Closest 2-BR amounts inside KY: Elizabethtown, KY HUD Metro FMR Area ($1,056); Allen County, KY HUD Metro FMR Area ($996); Lexington-Fayette, KY MSA ($1,272); Louisville, KY-IN HUD Metro FMR Area ($1,272) . Alphabetical “nearby” lists are intentionally not used here - amount proximity is the comparison that matters for payment standards.
What are the HUD FY2026 bedroom FMRs for Owensboro, KY MSA?
| Size | HUD FMR |
|---|---|
| Studio | $840/mo |
| 1-BR | $846/mo |
| 2-BR | $1,110/mo |
| 3-BR | $1,466/mo |
| 4-BR | $1,470/mo |
Section 8 payment standard range for Owensboro, KY MSA
HUD lets each Public Housing Authority set its payment standard between 90% and 110% of the published Fair Market Rent for the bedroom size served. These dollar amounts are derived from HUD FY2026 FMR for Owensboro, KY MSA; your PHA may choose a figure inside this band. This is not a quote for a specific unit, availability, or waitlist status.
| Size | HUD FMR | 90% floor | 110% ceiling |
|---|---|---|---|
| Studio | $840/mo | $756/mo | $924/mo |
| 1-BR | $846/mo | $761/mo | $931/mo |
| 2-BR | $1,110/mo | $999/mo | $1,221/mo |
| 3-BR | $1,466/mo | $1,319/mo | $1,613/mo |
| 4-BR | $1,470/mo | $1,323/mo | $1,617/mo |
For a 2-bedroom in Owensboro, KY MSA, the HUD reference rent is $1,110/month, so the lawful payment-standard band runs $999–$1,221/month before any tenant income share.
HUD FMR filing-year trail · Owensboro, KY MSA
Published two-bedroom Fair Market Rent for this HUD area across FY2022-2026. Year-over-year deltas compare adjacent fiscal years only. This is a historical HUD reference-rent series, not a PHA payment standard, unit quote, availability, eligibility, or waitlist result.
- Latest 2-BR
- $1,110
- FY2026
- vs prior FY
- -1.6%
- from FY2025 $1,128
- Span change
- +31.7%
- FY2022-2026
- Years shown
- 5
- HUD FMR history
| FY | 2-BR FMR | YoY |
|---|---|---|
| 2022 | $843/mo | - |
| 2023 | $926/mo | +9.8% |
| 2024 | $1,091/mo | +17.8% |
| 2025 | $1,128/mo | +3.4% |
| 2026 | $1,110/mo | -1.6% |
Source: HUD USER Fair Market Rents historical series for Owensboro, KY MSA, FY2022-2026. Adjacent-year deltas only.
ACS median 2-BR rent $908/mo → 22.3% above market (generous). Detail: gap analysis for Owensboro, KY MSA.
PHAs naming Owensboro, KY MSA
- Housing Authority of Owensboro · 874 HCV units
Need the full directory? Browse all HUD PHA records in Kentucky . The directory does not report current availability or waitlists.
KY agencies near this metro's scale key
Housing authorities in KY whose HCV caseload sits closest to a CBSA-stable scale target (not the statewide giants list - that list was identical across siblings):
- Housing Authority of Hopkinsville
- Boone County Fiscal Court
- Housing Authority of Covington
- Housing Authority of Owensboro
- Appalachian Foothills Housing Agency Inc
- City of Richmond Section 8 Housing Program
- Campbell County Department of Housing
- Housing Authority of Henderson
- City of Bowling Green Housing Division
- Ashland Planning and CDA
Full near-amount ladder
- Shreveport-Bossier City, LA MSA · $1,111
- Fargo, ND-MN MSA · $1,112
- Lima, OH MSA · $1,108
- Evansville, IN MSA · $1,113
- Fort Wayne, IN HUD Metro FMR Area · $1,113
- Amarillo, TX HUD Metro FMR Area · $1,106
- Erie County, OH HUD Metro FMR Area · $1,106
- Springfield, OH MSA · $1,106
- Sheboygan, WI MSA · $1,116
- Baker County, FL HUD Metro FMR Area · $1,103
- Beaumont-Port Arthur, TX MSA · $1,103
- Binghamton, NY MSA · $1,103
What to do with this FMR desk
Owensboro, KY HUD FY2026 2-BR FMR is $1,110/mo; use the schedule as a source desk, not a lease quote.
- Read the FY2022-2026 filing trail (+31.7% across the span) before comparing peers. FMR history on this page
- Cross-check the 1 PHA record tied to this market against the HUD directory profile. Housing Authority of Owensboro
- Open the voucher-vs-market gap board for this CBSA (22.3% above market). Metro gap page
- Confirm how PHAs may set payment standards at 90-110% of FMR, and why the two figures are not interchangeable. FMR vs payment standard
FMR is HUD's published Fair Market Rent for this FMR area. It is not a PHA payment standard, unit quote, eligibility result, or waitlist status. Confirm any leasing figure with the PHA that serves the unit.
Source: HUD USER Fair Market Rent (FY2026) ; Census ACS median gross rent. Confirm the live PHA figure before leasing. Methodology.
Verify with HUD → · Verify with U.S. Census Bureau → · Set a September HUD update reminder