HUD FY2026 · ACS 2019–2023 generous top-quartile

High-rent metro gap - Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA

Displayed gap in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA: +21.1% (HUD $1,810 vs ACS $1,494) · counties in FMR rows: Bucks County, Burlington County, Camden County, Cecil County, Chester County, Delaware County, Gloucester County, Montgomery County .

FMR gap dispatch plate

CBSA 37980 · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD -21.1% shortfall

GAP-GENEROUS · FMR-TOP · SPREAD-PLUS · PHOTO-FINISH · COUNTY-DENSE · BOOK-FULL

  • GAP-GENEROUS 21.1% surplus
  • FMR-TOP #341/396 · P86
  • SPREAD-PLUS +$316
  • PHOTO-FINISH St. Joseph
  • COUNTY-DENSE 8 counties
  • BOOK-FULL HUD+ACS pair

Nearest shortfall peer: St. Joseph, MO-KS Metro Area (+0.0pp)

HUD's reference overshoots the ACS median by $316/mo. Lease-up odds are usually better than in shortfall markets, though still compare St. Joseph, MO-KS Metro Area before assuming portability helps.

Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.

Shortfall neighbourhood around Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.

% shortfall
Source HUD USER FMR + Census ACS median gross rent As of 2026-08-25

How does Philadelphia-Camden-Wilmington, PA-NJ-DE-MD compare with nearby FMR areas?

These are the twelve metros closest to Philadelphia-Camden-Wilmington, PA-NJ-DE-MD on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.

  1. St. Joseph, MO-KS Metro Area

    -21.1% shortfall · HUD $1,077 vs ACS $889 · $+$188/mo

    HUD FMR-area counties: Andrew County, Buchanan County, DeKalb County, Doniphan County.

  2. Rochester, MN Metro Area

    -21.2% shortfall · HUD $1,407 vs ACS $1,161 · $+$246/mo

    HUD FMR-area counties: Dodge County, Olmsted County.

  3. Florence-Muscle Shoals, AL Metro Area

    -21.2% shortfall · HUD $1,000 vs ACS $825 · $+$175/mo

    HUD FMR-area counties: Colbert County, Lauderdale County.

  4. Richmond, VA Metro Area

    -21.1% shortfall · HUD $1,655 vs ACS $1,367 · $+$288/mo

    HUD FMR-area counties: Amelia County, Charles City County, Chesterfield County, Colonial Heights city, Dinwiddie County, Goochland County.

  5. Wichita Falls, TX Metro Area

    -21.2% shortfall · HUD $1,136 vs ACS $937 · $+$199/mo

    HUD FMR-area counties: Archer County, Clay County, Wichita County.

  6. Brownsville-Harlingen, TX Metro Area

    -21.0% shortfall · HUD $1,047 vs ACS $865 · $+$182/mo

    HUD FMR-area counties: Cameron County.

  7. Sandusky, OH Metro Area

    -21.3% shortfall · HUD $1,106 vs ACS $912 · $+$194/mo

    HUD FMR-area counties: Erie County.

  8. Saginaw, MI Metro Area

    -21.0% shortfall · HUD $1,117 vs ACS $923 · $+$194/mo

    HUD FMR-area counties: Saginaw County.

  9. Las Vegas-Henderson-North Las Vegas, NV Metro Area

    -21.0% shortfall · HUD $1,735 vs ACS $1,434 · $+$301/mo

    HUD FMR-area counties: Clark County.

  10. Chico, CA Metro Area

    -21.4% shortfall · HUD $1,625 vs ACS $1,339 · $+$286/mo

    HUD FMR-area counties: Butte County.

  11. El Paso, TX Metro Area

    -20.9% shortfall · HUD $1,191 vs ACS $985 · $+$206/mo

    HUD FMR-area counties: El Paso County.

  12. Lexington-Fayette, KY Metro Area

    -20.9% shortfall · HUD $1,272 vs ACS $1,052 · $+$220/mo

    HUD FMR-area counties: Bourbon County, Clark County, Fayette County, Jessamine County, Scott County, Woodford County.

Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.

PA FMR scale context

These are the closest FY2026 2-BR FMR values in PA; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.

  1. Reading, PA MSA $1,575 (−$235)
  2. Lancaster, PA MSA $1,526 (−$284)
  3. Harrisburg-Carlisle, PA MSA $1,493 (−$317)
  4. Lebanon, PA MSA $1,411 (−$399)
  5. State College, PA MSA $1,406 (−$404)
  6. Chambersburg, PA MSA $1,379 (−$431)
  7. Gettysburg, PA MSA $1,374 (−$436)
  8. York-Hanover, PA MSA $1,335 (−$475)
  9. Pittsburgh, PA HUD Metro FMR Area $1,299 (−$511)
  10. Scranton--Wilkes-Barre, PA MSA $1,252 (−$558)

Low-FMR contrast (scale only)

Peoria, IL MSA ($1,039 2-BR); Parkersburg-Vienna, WV MSA ($928 2-BR); Ponce, PR Metro Area ($538 2-BR); Massac County, IL HUD Metro FMR Area ($969 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA.

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA gap inputs

  • HUD 2-BR FMR (FY2026): $1,810/mo
  • ACS 2019–2023 2-BR median: $1,494/mo
  • Displayed gap: +21.1%
  • National FMR percentile: 86 (#341/396)

displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100

PA HCV agencies (scale-keyed)

Full payment standards for Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA · Payment standards vs FMR

Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.

Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.

Verify with HUD → · Verify with U.S. Census Bureau →

Source and method. PlainVoucher compiles public HUD and U.S. Census release data into a searchable reference. Release periods and source boundaries are identified on each data surface; PlainVoucher does not determine eligibility, waitlist status, payment standards, or local PHA rules. Read our editorial standards and corrections policy, methodology, or report a data error. Data current as of 2026-08-25.