Lower-FMR payment standards - Saginaw, MI MSA
HUD FY2026 2-BR Fair Market Rent for Saginaw, MI MSA is $1,117/month - 24th percentile of 396 published metro FMR areas (#95 cheapest→expensive) ; voucher vs ACS median: 21.0% above market ; FMR rows touch Saginaw County .
Low-FMR rung around Saginaw, MI MSA
Among the lower published 2-BR amounts nationally. Closest: Sheboygan, WI MSA ($1,116), Evansville, IN MSA ($1,113), Fort Wayne, IN HUD Metro FMR Area ($1,113) .
Top-quartile contrast metros: Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area, Salinas, CA MSA, Salt Lake City, UT HUD Metro FMR Area, San Diego-Chula Vista-Carlsbad, CA MSA, Riverside-San Bernardino-Ontario, CA MSA, Oakland-Fremont, CA HUD Metro FMR Area - use only for national scale, not local negotiation.
MI-state FMR neighbors for Saginaw, MI MSA
Closest 2-BR amounts inside MI: Kalamazoo-Portage, MI MSA ($1,162); Jackson, MI MSA ($1,165); Battle Creek, MI MSA ($1,176); Niles, MI MSA ($1,184); Midland, MI MSA ($1,193); Flint, MI MSA ($1,033); Bay City, MI MSA ($1,030); Benzie County, MI HUD Metro FMR Area ($1,224) . Alphabetical “nearby” lists are intentionally not used here - amount proximity is the comparison that matters for payment standards.
What are the HUD FY2026 bedroom FMRs for Saginaw, MI MSA?
| Size | HUD FMR |
|---|---|
| Studio | $770/mo |
| 1-BR | $851/mo |
| 2-BR | $1,117/mo |
| 3-BR | $1,440/mo |
| 4-BR | $1,479/mo |
Section 8 payment standard range for Saginaw, MI MSA
HUD lets each Public Housing Authority set its payment standard between 90% and 110% of the published Fair Market Rent for the bedroom size served. These dollar amounts are derived from HUD FY2026 FMR for Saginaw, MI MSA; your PHA may choose a figure inside this band. This is not a quote for a specific unit, availability, or waitlist status.
| Size | HUD FMR | 90% floor | 110% ceiling |
|---|---|---|---|
| Studio | $770/mo | $693/mo | $847/mo |
| 1-BR | $851/mo | $766/mo | $936/mo |
| 2-BR | $1,117/mo | $1,005/mo | $1,229/mo |
| 3-BR | $1,440/mo | $1,296/mo | $1,584/mo |
| 4-BR | $1,479/mo | $1,331/mo | $1,627/mo |
For a 2-bedroom in Saginaw, MI MSA, the HUD reference rent is $1,117/month, so the lawful payment-standard band runs $1,005–$1,229/month before any tenant income share.
HUD FMR filing-year trail · Saginaw, MI MSA
Published two-bedroom Fair Market Rent for this HUD area across FY2022-2026. Year-over-year deltas compare adjacent fiscal years only. This is a historical HUD reference-rent series, not a PHA payment standard, unit quote, availability, eligibility, or waitlist result.
- Latest 2-BR
- $1,117
- FY2026
- vs prior FY
- +7.6%
- from FY2025 $1,038
- Span change
- +34.1%
- FY2022-2026
- Years shown
- 5
- HUD FMR history
| FY | 2-BR FMR | YoY |
|---|---|---|
| 2022 | $833/mo | - |
| 2023 | $931/mo | +11.8% |
| 2024 | $1,004/mo | +7.8% |
| 2025 | $1,038/mo | +3.4% |
| 2026 | $1,117/mo | +7.6% |
Source: HUD USER Fair Market Rents historical series for Saginaw, MI MSA, FY2022-2026. Adjacent-year deltas only.
ACS median 2-BR rent $923/mo → 21.0% above market (generous). Detail: gap analysis for Saginaw, MI MSA.
PHAs naming Saginaw, MI MSA
- Saginaw Housing Commission · 1,266 HCV units
Need the full directory? Browse all HUD PHA records in Michigan . The directory does not report current availability or waitlists.
MI agencies near this metro's scale key
Housing authorities in MI whose HCV caseload sits closest to a CBSA-stable scale target (not the statewide giants list - that list was identical across siblings):
- Iron County Housing Commission
- Melvindale Housing Commission
- Housing Services Mid-Michigan
- Roseville Housing Commission
- Benton Harbor Housing Commission
- Traverse City Housing Commission
- Lincoln Park Housing Commission
- Lapeer Housing Commission
- Southfield Housing Commission
- Baldwin Housing Commission
Full near-amount ladder
- Sheboygan, WI MSA · $1,116
- Evansville, IN MSA · $1,113
- Fort Wayne, IN HUD Metro FMR Area · $1,113
- Champaign-Urbana, IL HUD Metro FMR Area · $1,122
- Fargo, ND-MN MSA · $1,112
- Kokomo, IN MSA · $1,123
- Shreveport-Bossier City, LA MSA · $1,111
- Owensboro, KY MSA · $1,110
- Lima, OH MSA · $1,108
- Amarillo, TX HUD Metro FMR Area · $1,106
- Erie County, OH HUD Metro FMR Area · $1,106
- Springfield, OH MSA · $1,106
What to do with this FMR desk
Saginaw, MI HUD FY2026 2-BR FMR is $1,117/mo; use the schedule as a source desk, not a lease quote.
- Read the FY2022-2026 filing trail (+34.1% across the span) before comparing peers. FMR history on this page
- Cross-check the 1 PHA record tied to this market against the HUD directory profile. Saginaw Housing Commission
- Open the voucher-vs-market gap board for this CBSA (21.0% above market). Metro gap page
- Confirm how PHAs may set payment standards at 90-110% of FMR, and why the two figures are not interchangeable. FMR vs payment standard
FMR is HUD's published Fair Market Rent for this FMR area. It is not a PHA payment standard, unit quote, eligibility result, or waitlist status. Confirm any leasing figure with the PHA that serves the unit.
Source: HUD USER Fair Market Rent (FY2026) ; Census ACS median gross rent. Confirm the live PHA figure before leasing. Methodology.
Verify with HUD → · Verify with U.S. Census Bureau → · Set a September HUD update reminder