HUD FY2026 · ACS 2019–2023 generous top-quartile

High-rent metro gap - Palm Bay-Melbourne-Titusville, FL MSA

Displayed gap in Palm Bay-Melbourne-Titusville, FL MSA: +23.7% (HUD $1,709 vs ACS $1,382) · counties in FMR rows: Brevard County .

FMR gap dispatch plate

CBSA 37340 · Palm Bay-Melbourne-Titusville, FL -23.7% shortfall

GAP-GENEROUS · FMR-TOP · SPREAD-PLUS · PHOTO-FINISH · COUNTY-SPARSE · BOOK-FULL

  • GAP-GENEROUS 23.7% surplus
  • FMR-TOP #317/396 · P80
  • SPREAD-PLUS +$327
  • PHOTO-FINISH Port St. Lucie
  • COUNTY-SPARSE 1 county
  • BOOK-FULL HUD+ACS pair

Nearest shortfall peer: Port St. Lucie, FL Metro Area (+0.0pp)

HUD's reference overshoots the ACS median by $327/mo. Lease-up odds are usually better than in shortfall markets, though still compare Port St. Lucie, FL Metro Area before assuming portability helps.

Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.

Shortfall neighbourhood around Palm Bay-Melbourne-Titusville, FL

Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.

% shortfall
Source HUD USER FMR + Census ACS median gross rent As of 2026-08-25

How does Palm Bay-Melbourne-Titusville, FL compare with nearby FMR areas?

These are the twelve metros closest to Palm Bay-Melbourne-Titusville, FL on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.

  1. Port St. Lucie, FL Metro Area

    -23.6% shortfall · HUD $1,757 vs ACS $1,421 · $+$336/mo

    HUD FMR-area counties: Martin County, St. Lucie County.

  2. Kennewick-Richland, WA Metro Area

    -23.6% shortfall · HUD $1,538 vs ACS $1,244 · $+$294/mo

    HUD FMR-area counties: Benton County, Franklin County.

  3. Michigan City-La Porte, IN Metro Area

    -23.6% shortfall · HUD $1,152 vs ACS $932 · $+$220/mo

    HUD FMR-area counties: LaPorte County.

  4. Durham-Chapel Hill, NC Metro Area

    -23.7% shortfall · HUD $1,711 vs ACS $1,383 · $+$328/mo

    HUD FMR-area counties: Chatham County, Durham County, Orange County.

  5. Spartanburg, SC Metro Area

    -23.8% shortfall · HUD $1,187 vs ACS $959 · $+$228/mo

    HUD FMR-area counties: Spartanburg County.

  6. Auburn-Opelika, AL Metro Area

    -23.5% shortfall · HUD $1,181 vs ACS $956 · $+$225/mo

    HUD FMR-area counties: Lee County.

  7. Augusta-Richmond County, GA-SC Metro Area

    -23.5% shortfall · HUD $1,261 vs ACS $1,021 · $+$240/mo

    HUD FMR-area counties: Aiken County, Burke County, Columbia County, Edgefield County, McDuffie County, Richmond County.

  8. Nashville-Davidson--Murfreesboro--Franklin, TN Metro Area

    -23.5% shortfall · HUD $1,730 vs ACS $1,401 · $+$329/mo

    HUD FMR-area counties: Cannon County, Cheatham County, Davidson County, Dickson County, Robertson County, Rutherford County.

  9. Oxnard-Thousand Oaks-Ventura, CA Metro Area

    -23.9% shortfall · HUD $2,693 vs ACS $2,174 · $+$519/mo

    HUD FMR-area counties: Ventura County.

  10. Dallas-Fort Worth-Arlington, TX Metro Area

    -23.9% shortfall · HUD $1,931 vs ACS $1,558 · $+$373/mo

    HUD FMR-area counties: Collin County, Dallas County, Denton County, Ellis County, Hunt County, Kaufman County.

  11. Jackson, MS Metro Area

    -23.4% shortfall · HUD $1,288 vs ACS $1,044 · $+$244/mo

    HUD FMR-area counties: Copiah County, Hinds County, Madison County, Rankin County.

  12. Las Cruces, NM Metro Area

    -23.3% shortfall · HUD $1,042 vs ACS $845 · $+$197/mo

    HUD FMR-area counties: Dona Ana County.

Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.

FL FMR scale context

These are the closest FY2026 2-BR FMR values in FL; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.

  1. Panama City, FL HUD Metro FMR Area $1,682 (−$27)
  2. Port St. Lucie, FL MSA $1,757 (+$48)
  3. Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area $1,785 (+$76)
  4. Palm Coast, FL HUD Metro FMR Area $1,806 (+$97)
  5. Sebastian-Vero Beach-West Vero Corridor, FL MSA $1,604 (−$105)
  6. Lakeland-Winter Haven, FL MSA $1,497 (−$212)
  7. Gainesville, FL HUD Metro FMR Area $1,493 (−$216)
  8. Pensacola-Ferry Pass-Brent, FL MSA $1,471 (−$238)
  9. Punta Gorda, FL MSA $1,470 (−$239)
  10. North Port-Bradenton-Sarasota, FL MSA $1,958 (+$249)

Low-FMR contrast (scale only)

Massac County, IL HUD Metro FMR Area ($969 2-BR); Parkersburg-Vienna, WV MSA ($928 2-BR); Owensboro, KY MSA ($1,110 2-BR); Peoria, IL MSA ($1,039 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Palm Bay-Melbourne-Titusville, FL MSA.

Palm Bay-Melbourne-Titusville, FL MSA gap inputs

  • HUD 2-BR FMR (FY2026): $1,709/mo
  • ACS 2019–2023 2-BR median: $1,382/mo
  • Displayed gap: +23.7%
  • National FMR percentile: 80 (#317/396)

displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100

FL HCV agencies (scale-keyed)

Full payment standards for Palm Bay-Melbourne-Titusville, FL MSA · Payment standards vs FMR

Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.

Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.

Verify with HUD → · Verify with U.S. Census Bureau →

Source and method. PlainVoucher compiles public HUD and U.S. Census release data into a searchable reference. Release periods and source boundaries are identified on each data surface; PlainVoucher does not determine eligibility, waitlist status, payment standards, or local PHA rules. Read our editorial standards and corrections policy, methodology, or report a data error. Data current as of 2026-08-25.