HUD FY2026 · ACS 2019–2023 generous top-quartile

High-rent metro gap - Oxnard-Thousand Oaks-Ventura, CA MSA

Displayed gap in Oxnard-Thousand Oaks-Ventura, CA MSA: +23.9% (HUD $2,693 vs ACS $2,174) · counties in FMR rows: Ventura County .

FMR gap dispatch plate

CBSA 37100 · Oxnard-Thousand Oaks-Ventura, CA -23.9% shortfall

GAP-GENEROUS · FMR-TOP · SPREAD-PLUS · PHOTO-FINISH · COUNTY-SPARSE · BOOK-FULL

  • GAP-GENEROUS 23.9% surplus
  • FMR-TOP #388/396 · P98
  • SPREAD-PLUS +$519
  • PHOTO-FINISH Dallas-Fort Worth-
  • COUNTY-SPARSE 1 county
  • BOOK-FULL HUD+ACS pair

Nearest shortfall peer: Dallas-Fort Worth-Arlington, TX Metro Area (-0.1pp)

HUD's reference overshoots the ACS median by $519/mo. Lease-up odds are usually better than in shortfall markets, though still compare Dallas-Fort Worth-Arlington, TX Metro Area before assuming portability helps.

Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.

Shortfall neighbourhood around Oxnard-Thousand Oaks-Ventura, CA

Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.

% shortfall
Source HUD USER FMR + Census ACS median gross rent As of 2026-08-25

How does Oxnard-Thousand Oaks-Ventura, CA compare with nearby FMR areas?

These are the twelve metros closest to Oxnard-Thousand Oaks-Ventura, CA on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.

  1. Dallas-Fort Worth-Arlington, TX Metro Area

    -23.9% shortfall · HUD $1,931 vs ACS $1,558 · $+$373/mo

    HUD FMR-area counties: Collin County, Dallas County, Denton County, Ellis County, Hunt County, Kaufman County.

  2. Spartanburg, SC Metro Area

    -23.8% shortfall · HUD $1,187 vs ACS $959 · $+$228/mo

    HUD FMR-area counties: Spartanburg County.

  3. Durham-Chapel Hill, NC Metro Area

    -23.7% shortfall · HUD $1,711 vs ACS $1,383 · $+$328/mo

    HUD FMR-area counties: Chatham County, Durham County, Orange County.

  4. Palm Bay-Melbourne-Titusville, FL Metro Area

    -23.7% shortfall · HUD $1,709 vs ACS $1,382 · $+$327/mo

    HUD FMR-area counties: Brevard County.

  5. Port St. Lucie, FL Metro Area

    -23.6% shortfall · HUD $1,757 vs ACS $1,421 · $+$336/mo

    HUD FMR-area counties: Martin County, St. Lucie County.

  6. Canton-Massillon, OH Metro Area

    -24.1% shortfall · HUD $1,086 vs ACS $875 · $+$211/mo

    HUD FMR-area counties: Carroll County, Stark County.

  7. Kennewick-Richland, WA Metro Area

    -23.6% shortfall · HUD $1,538 vs ACS $1,244 · $+$294/mo

    HUD FMR-area counties: Benton County, Franklin County.

  8. Napa, CA Metro Area

    -24.1% shortfall · HUD $2,773 vs ACS $2,234 · $+$539/mo

    HUD FMR-area counties: Napa County.

  9. Michigan City-La Porte, IN Metro Area

    -23.6% shortfall · HUD $1,152 vs ACS $932 · $+$220/mo

    HUD FMR-area counties: LaPorte County.

  10. Modesto, CA Metro Area

    -24.1% shortfall · HUD $1,758 vs ACS $1,416 · $+$342/mo

    HUD FMR-area counties: Stanislaus County.

  11. Auburn-Opelika, AL Metro Area

    -23.5% shortfall · HUD $1,181 vs ACS $956 · $+$225/mo

    HUD FMR-area counties: Lee County.

  12. Panama City-Panama City Beach, FL Metro Area

    -24.2% shortfall · HUD $1,682 vs ACS $1,354 · $+$328/mo

    HUD FMR-area counties: Bay County.

Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.

CA FMR scale context

These are the closest FY2026 2-BR FMR values in CA; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.

  1. Salinas, CA MSA $2,684 (−$9)
  2. Napa, CA MSA $2,773 (+$80)
  3. Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area $2,601 (−$92)
  4. Santa Rosa-Petaluma, CA MSA $2,827 (+$134)
  5. San Luis Obispo-Paso Robles, CA MSA $2,512 (−$181)
  6. San Benito County, CA HUD Metro FMR Area $2,902 (+$209)
  7. Oakland-Fremont, CA HUD Metro FMR Area $2,912 (+$219)
  8. San Diego-Chula Vista-Carlsbad, CA MSA $3,001 (+$308)
  9. Santa Maria-Santa Barbara, CA MSA $3,124 (+$431)
  10. Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $2,255 (−$438)

Low-FMR contrast (scale only)

Massac County, IL HUD Metro FMR Area ($969 2-BR); Owensboro, KY MSA ($1,110 2-BR); Parkersburg-Vienna, WV MSA ($928 2-BR); Peoria, IL MSA ($1,039 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Oxnard-Thousand Oaks-Ventura, CA MSA.

Oxnard-Thousand Oaks-Ventura, CA MSA gap inputs

  • HUD 2-BR FMR (FY2026): $2,693/mo
  • ACS 2019–2023 2-BR median: $2,174/mo
  • Displayed gap: +23.9%
  • National FMR percentile: 98 (#388/396)

displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100

CA HCV agencies (scale-keyed)

Full payment standards for Oxnard-Thousand Oaks-Ventura, CA MSA · Payment standards vs FMR

Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.

Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.

Verify with HUD → · Verify with U.S. Census Bureau →

Source and method. PlainVoucher compiles public HUD and U.S. Census release data into a searchable reference. Release periods and source boundaries are identified on each data surface; PlainVoucher does not determine eligibility, waitlist status, payment standards, or local PHA rules. Read our editorial standards and corrections policy, methodology, or report a data error. Data current as of 2026-08-25.