Lower-half FMR gap - Michigan City-La Porte, IN MSA
Displayed gap in Michigan City-La Porte, IN MSA: +23.6% (HUD $1,152 vs ACS $932) · counties in FMR rows: LaPorte County .
FMR gap dispatch plate
CBSA 33140 · Michigan City-La Porte, IN -23.6% shortfall
GAP-GENEROUS · FMR-BELOW · SPREAD-PLUS · PHOTO-FINISH · COUNTY-SPARSE · BOOK-FULL
- GAP-GENEROUS 23.6% surplus
- FMR-BELOW #113/396 · P28
- SPREAD-PLUS +$220
- PHOTO-FINISH Kennewick-Richland
- COUNTY-SPARSE 1 county
- BOOK-FULL HUD+ACS pair
Nearest shortfall peer: Kennewick-Richland, WA Metro Area (-0.0pp)
HUD's reference overshoots the ACS median by $220/mo. Lease-up odds are usually better than in shortfall markets, though still compare Kennewick-Richland, WA Metro Area before assuming portability helps.
Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.
Shortfall neighbourhood around Michigan City-La Porte, IN
Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.
- Auburn-Opelika -23.54
Auburn-Opelika: -23.5% shortfall
-23.54 % shortfall
- Michigan City- · this metro -23.61
Michigan City- · this metro: -23.6% shortfall
-23.61 % shortfall
- Kennewick-Richla -23.63
Kennewick-Richla: -23.6% shortfall
-23.63 % shortfall
- Port St. Lucie -23.65
Port St. Lucie: -23.6% shortfall
-23.65 % shortfall
- Palm Bay-Melbour -23.66
Palm Bay-Melbour: -23.7% shortfall
-23.66 % shortfall
How does Michigan City-La Porte, IN compare with nearby FMR areas?
These are the twelve metros closest to Michigan City-La Porte, IN on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.
- Kennewick-Richland, WA Metro Area
-23.6% shortfall · HUD $1,538 vs ACS $1,244 · $+$294/mo
HUD FMR-area counties: Benton County, Franklin County.
- Port St. Lucie, FL Metro Area
-23.6% shortfall · HUD $1,757 vs ACS $1,421 · $+$336/mo
HUD FMR-area counties: Martin County, St. Lucie County.
- Palm Bay-Melbourne-Titusville, FL Metro Area
-23.7% shortfall · HUD $1,709 vs ACS $1,382 · $+$327/mo
HUD FMR-area counties: Brevard County.
- Auburn-Opelika, AL Metro Area
-23.5% shortfall · HUD $1,181 vs ACS $956 · $+$225/mo
HUD FMR-area counties: Lee County.
- Augusta-Richmond County, GA-SC Metro Area
-23.5% shortfall · HUD $1,261 vs ACS $1,021 · $+$240/mo
HUD FMR-area counties: Aiken County, Burke County, Columbia County, Edgefield County, McDuffie County, Richmond County.
- Durham-Chapel Hill, NC Metro Area
-23.7% shortfall · HUD $1,711 vs ACS $1,383 · $+$328/mo
HUD FMR-area counties: Chatham County, Durham County, Orange County.
- Nashville-Davidson--Murfreesboro--Franklin, TN Metro Area
-23.5% shortfall · HUD $1,730 vs ACS $1,401 · $+$329/mo
HUD FMR-area counties: Cannon County, Cheatham County, Davidson County, Dickson County, Robertson County, Rutherford County.
- Spartanburg, SC Metro Area
-23.8% shortfall · HUD $1,187 vs ACS $959 · $+$228/mo
HUD FMR-area counties: Spartanburg County.
- Jackson, MS Metro Area
-23.4% shortfall · HUD $1,288 vs ACS $1,044 · $+$244/mo
HUD FMR-area counties: Copiah County, Hinds County, Madison County, Rankin County.
- Oxnard-Thousand Oaks-Ventura, CA Metro Area
-23.9% shortfall · HUD $2,693 vs ACS $2,174 · $+$519/mo
HUD FMR-area counties: Ventura County.
- Las Cruces, NM Metro Area
-23.3% shortfall · HUD $1,042 vs ACS $845 · $+$197/mo
HUD FMR-area counties: Dona Ana County.
- Dallas-Fort Worth-Arlington, TX Metro Area
-23.9% shortfall · HUD $1,931 vs ACS $1,558 · $+$373/mo
HUD FMR-area counties: Collin County, Dallas County, Denton County, Ellis County, Hunt County, Kaufman County.
Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.
IN FMR scale context
These are the closest FY2026 2-BR FMR values in IN; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.
- Kokomo, IN MSA $1,123 (−$29)
- Elkhart-Goshen, IN MSA $1,183 (+$31)
- Evansville, IN MSA $1,113 (−$39)
- Fort Wayne, IN HUD Metro FMR Area $1,113 (−$39)
- Bloomington, IN HUD Metro FMR Area $1,210 (+$58)
- Terre Haute, IN HUD Metro FMR Area $1,094 (−$58)
- Lafayette-West Lafayette, IN HUD Metro FMR Area $1,242 (+$90)
- Muncie, IN MSA $1,043 (−$109)
- South Bend-Mishawaka, IN HUD Metro FMR Area $1,292 (+$140)
- Columbus, IN MSA $1,415 (+$263)
High-FMR contrast (scale only)
Fort Lauderdale, FL HUD Metro FMR Area ($2,333 2-BR); Martin County, TX HUD Metro FMR Area ($1,772 2-BR); Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area ($1,709 2-BR); Modesto, CA MSA ($1,758 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Michigan City-La Porte, IN MSA.
Michigan City-La Porte, IN MSA gap inputs
- HUD 2-BR FMR (FY2026): $1,152/mo
- ACS 2019–2023 2-BR median: $932/mo
- Displayed gap: +23.6%
- National FMR percentile: 28 (#113/396)
displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100
IN HCV agencies (scale-keyed)
- Housing Authority of the City of Bloomington
- Housing Authority of South Bend
- Housing Authority of the City of Gary Indiana
- Housing Authority of the City of Lafayette
- Housing Authority of the City of Anderson
- Housing Authority of the City of Evansville
- Housing Authority of the City of East Chicago
- Kokomo Housing Authority
Full payment standards for Michigan City-La Porte, IN MSA · Payment standards vs FMR
Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.
Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.