HUD FY2026 · ACS 2019–2023 generous top-quartile

High-rent metro gap - Stockton-Lodi, CA MSA

Displayed gap in Stockton-Lodi, CA MSA: +17.3% (HUD $1,742 vs ACS $1,485) · counties in FMR rows: San Joaquin County .

FMR gap dispatch plate

CBSA 44700 · Stockton-Lodi, CA -17.3% shortfall

GAP-GENEROUS · FMR-TOP · SPREAD-PLUS · PHOTO-FINISH · COUNTY-SPARSE · BOOK-FULL

  • GAP-GENEROUS 17.3% surplus
  • FMR-TOP #325/396 · P82
  • SPREAD-PLUS +$257
  • PHOTO-FINISH Battle Creek
  • COUNTY-SPARSE 1 county
  • BOOK-FULL HUD+ACS pair

Nearest shortfall peer: Battle Creek, MI Metro Area (+0.1pp)

HUD's reference overshoots the ACS median by $257/mo. Lease-up odds are usually better than in shortfall markets, though still compare Battle Creek, MI Metro Area before assuming portability helps.

Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.

Shortfall neighbourhood around Stockton-Lodi, CA

Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.

% shortfall
Source HUD USER FMR + Census ACS median gross rent As of 2026-08-25

How does Stockton-Lodi, CA compare with nearby FMR areas?

These are the twelve metros closest to Stockton-Lodi, CA on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.

  1. Battle Creek, MI Metro Area

    -17.3% shortfall · HUD $1,176 vs ACS $1,003 · $+$173/mo

    HUD FMR-area counties: Calhoun County.

  2. Gulfport-Biloxi, MS Metro Area

    -17.4% shortfall · HUD $1,140 vs ACS $971 · $+$169/mo

    HUD FMR-area counties: Hancock County, Harrison County.

  3. Midland, TX Metro Area

    -17.2% shortfall · HUD $1,772 vs ACS $1,512 · $+$260/mo

    HUD FMR-area counties: Martin County.

  4. Fayetteville, NC Metro Area

    -17.5% shortfall · HUD $1,251 vs ACS $1,065 · $+$186/mo

    HUD FMR-area counties: Cumberland County.

  5. Gainesville, FL Metro Area

    -17.5% shortfall · HUD $1,493 vs ACS $1,271 · $+$222/mo

    HUD FMR-area counties: Alachua County, Gilchrist County.

  6. Grand Forks, ND-MN Metro Area

    -17.1% shortfall · HUD $1,089 vs ACS $930 · $+$159/mo

    HUD FMR-area counties: Grand Forks County, Polk County.

  7. Ithaca, NY Metro Area

    -17.1% shortfall · HUD $1,753 vs ACS $1,497 · $+$256/mo

    HUD FMR-area counties: Tompkins County.

  8. Jacksonville, NC Metro Area

    -17.5% shortfall · HUD $1,173 vs ACS $998 · $+$175/mo

    HUD FMR-area counties: Onslow County.

  9. Detroit-Warren-Dearborn, MI Metro Area

    -17.6% shortfall · HUD $1,411 vs ACS $1,200 · $+$211/mo

    HUD FMR-area counties: Lapeer County, Macomb County, Oakland County, St. Clair County, Wayne County.

  10. Elkhart-Goshen, IN Metro Area

    -17.6% shortfall · HUD $1,183 vs ACS $1,006 · $+$177/mo

    HUD FMR-area counties: Elkhart County.

  11. Pueblo, CO Metro Area

    -17.0% shortfall · HUD $1,269 vs ACS $1,085 · $+$184/mo

    HUD FMR-area counties: Pueblo County.

  12. Des Moines-West Des Moines, IA Metro Area

    -16.9% shortfall · HUD $1,318 vs ACS $1,127 · $+$191/mo

    HUD FMR-area counties: Dallas County, Guthrie County, Madison County, Polk County, Warren County.

Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.

CA FMR scale context

These are the closest FY2026 2-BR FMR values in CA; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.

  1. Modesto, CA MSA $1,758 (+$16)
  2. Fresno, CA HUD Metro FMR Area $1,664 (−$78)
  3. Chico, CA MSA $1,625 (−$117)
  4. Redding, CA MSA $1,590 (−$152)
  5. Yuba City, CA MSA $1,550 (−$192)
  6. Merced, CA MSA $1,503 (−$239)
  7. Bakersfield-Delano, CA MSA $1,483 (−$259)
  8. Visalia, CA MSA $1,474 (−$268)
  9. Hanford-Corcoran, CA MSA $1,469 (−$273)
  10. Madera, CA MSA $1,376 (−$366)

Low-FMR contrast (scale only)

Springfield, OH MSA ($1,106 2-BR); Springfield, MO HUD Metro FMR Area ($1,095 2-BR); Terre Haute, IN HUD Metro FMR Area ($1,094 2-BR); Little River County, AR HUD Metro FMR Area ($880 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Stockton-Lodi, CA MSA.

Stockton-Lodi, CA MSA gap inputs

  • HUD 2-BR FMR (FY2026): $1,742/mo
  • ACS 2019–2023 2-BR median: $1,485/mo
  • Displayed gap: +17.3%
  • National FMR percentile: 82 (#325/396)

displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100

CA HCV agencies (scale-keyed)

Full payment standards for Stockton-Lodi, CA MSA · Payment standards vs FMR

Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.

Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.

Verify with HUD → · Verify with U.S. Census Bureau →

Source and method. PlainVoucher compiles public HUD and U.S. Census release data into a searchable reference. Release periods and source boundaries are identified on each data surface; PlainVoucher does not determine eligibility, waitlist status, payment standards, or local PHA rules. Read our editorial standards and corrections policy, methodology, or report a data error. Data current as of 2026-08-25.