Lower-FMR payment standards - Gadsden, AL MSA
HUD FY2026 2-BR Fair Market Rent for Gadsden, AL MSA is $927/month - 3rd percentile of 396 published metro FMR areas (#14 cheapest→expensive) ; voucher vs ACS median: 15.0% above market ; FMR rows touch Etowah County .
Low-FMR rung around Gadsden, AL MSA
Among the lower published 2-BR amounts nationally. Closest: Parkersburg-Vienna, WV MSA ($928), Fort Smith, AR-OK MSA ($937), Bond County, IL HUD Metro FMR Area ($916) .
Top-quartile contrast metros: Fresno, CA HUD Metro FMR Area, Fort Collins-Loveland, CO MSA, Flagstaff, AZ MSA, Fairbanks-College, AK MSA, Eugene-Springfield, OR MSA, Hartford-West Hartford-East Hartford, CT MSA - use only for national scale, not local negotiation.
AL-state FMR neighbors for Gadsden, AL MSA
Closest 2-BR amounts inside AL: Dothan, AL HUD Metro FMR Area ($950); Decatur, AL MSA ($961); Anniston-Oxford, AL MSA ($962); Florence-Muscle Shoals, AL MSA ($1,000); Montgomery, AL MSA ($1,016); Mobile, AL MSA ($1,083); Greene County, AL HUD Metro FMR Area ($1,140); Auburn-Opelika, AL HUD Metro FMR Area ($1,181) . Alphabetical “nearby” lists are intentionally not used here - amount proximity is the comparison that matters for payment standards.
What are the HUD FY2026 bedroom FMRs for Gadsden, AL MSA?
| Size | HUD FMR |
|---|---|
| Studio | $639/mo |
| 1-BR | $792/mo |
| 2-BR | $927/mo |
| 3-BR | $1,124/mo |
| 4-BR | $1,304/mo |
Section 8 payment standard range for Gadsden, AL MSA
HUD lets each Public Housing Authority set its payment standard between 90% and 110% of the published Fair Market Rent for the bedroom size served. These dollar amounts are derived from HUD FY2026 FMR for Gadsden, AL MSA; your PHA may choose a figure inside this band. This is not a quote for a specific unit, availability, or waitlist status.
| Size | HUD FMR | 90% floor | 110% ceiling |
|---|---|---|---|
| Studio | $639/mo | $575/mo | $703/mo |
| 1-BR | $792/mo | $713/mo | $871/mo |
| 2-BR | $927/mo | $834/mo | $1,020/mo |
| 3-BR | $1,124/mo | $1,012/mo | $1,236/mo |
| 4-BR | $1,304/mo | $1,174/mo | $1,434/mo |
For a 2-bedroom in Gadsden, AL MSA, the HUD reference rent is $927/month, so the lawful payment-standard band runs $834–$1,020/month before any tenant income share.
HUD FMR filing-year trail · Gadsden, AL MSA
Published two-bedroom Fair Market Rent for this HUD area across FY2022-2026. Year-over-year deltas compare adjacent fiscal years only. This is a historical HUD reference-rent series, not a PHA payment standard, unit quote, availability, eligibility, or waitlist result.
- Latest 2-BR
- $927
- FY2026
- vs prior FY
- -1.6%
- from FY2025 $942
- Span change
- +30.6%
- FY2022-2026
- Years shown
- 5
- HUD FMR history
| FY | 2-BR FMR | YoY |
|---|---|---|
| 2022 | $710/mo | - |
| 2023 | $769/mo | +8.3% |
| 2024 | $940/mo | +22.2% |
| 2025 | $942/mo | +0.2% |
| 2026 | $927/mo | -1.6% |
Source: HUD USER Fair Market Rents historical series for Gadsden, AL MSA, FY2022-2026. Adjacent-year deltas only.
ACS median 2-BR rent $806/mo → 15.0% above market (generous). Detail: gap analysis for Gadsden, AL MSA.
PHAs naming Gadsden, AL MSA
- Greater Gadsden · 194 HCV units
Need the full directory? Browse all HUD PHA records in Alabama . The directory does not report current availability or waitlists.
AL agencies near this metro's scale key
Housing authorities in AL whose HCV caseload sits closest to a CBSA-stable scale target (not the statewide giants list - that list was identical across siblings):
- HA TUSCALOOSA
- The Housing Authority of the City of Huntsville
- Housing Authority of the City of Dothan
- Jefferson County Housing Authority
- South Central Alabama Regional HA
- The Housing Authority of the City of Prichard
- Selma Housing Authority
- PHENIX CITY HOUSING AUTHORITY
- Housing Authority of the City of Decatur
- Housing Authority of the City of Montgomery
Full near-amount ladder
- Parkersburg-Vienna, WV MSA · $928
- Fort Smith, AR-OK MSA · $937
- Bond County, IL HUD Metro FMR Area · $916
- Fayette County, WV HUD Metro FMR Area · $915
- Dothan, AL HUD Metro FMR Area · $950
- Benton County, IA HUD Metro FMR Area · $956
- Davidson County, NC HUD Metro FMR Area · $960
- Decatur, AL MSA · $961
- Anniston-Oxford, AL MSA · $962
- Massac County, IL HUD Metro FMR Area · $969
- Bosque County, TX HUD Metro FMR Area · $973
- Cochran County, TX HUD Metro FMR Area · $973
What to do with this FMR desk
Gadsden, AL HUD FY2026 2-BR FMR is $927/mo; use the schedule as a source desk, not a lease quote.
- Read the FY2022-2026 filing trail (+30.6% across the span) before comparing peers. FMR history on this page
- Cross-check the 1 PHA record tied to this market against the HUD directory profile. Greater Gadsden
- Open the voucher-vs-market gap board for this CBSA (15.0% above market). Metro gap page
- Confirm how PHAs may set payment standards at 90-110% of FMR, and why the two figures are not interchangeable. FMR vs payment standard
FMR is HUD's published Fair Market Rent for this FMR area. It is not a PHA payment standard, unit quote, eligibility result, or waitlist status. Confirm any leasing figure with the PHA that serves the unit.
Source: HUD USER Fair Market Rent (FY2026) ; Census ACS median gross rent. Confirm the live PHA figure before leasing. Methodology.
Verify with HUD → · Verify with U.S. Census Bureau → · Set a September HUD update reminder