Lower-FMR payment standards - Mobile, AL MSA
HUD FY2026 2-BR Fair Market Rent for Mobile, AL MSA is $1,083/month - 16th percentile of 396 published metro FMR areas (#64 cheapest→expensive) ; voucher vs ACS median: 8.8% above market ; FMR rows touch Mobile County .
Low-FMR rung around Mobile, AL MSA
Among the lower published 2-BR amounts nationally. Closest: Casper, WY MSA ($1,082), Farmington, NM MSA ($1,085), Canton-Massillon, OH MSA ($1,086) .
Top-quartile contrast metros: Modesto, CA MSA, Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area, Martin County, TX HUD Metro FMR Area, Fort Lauderdale, FL HUD Metro FMR Area, Mount Vernon-Anacortes, WA MSA, Napa, CA MSA - use only for national scale, not local negotiation.
AL-state FMR neighbors for Mobile, AL MSA
Closest 2-BR amounts inside AL: Greene County, AL HUD Metro FMR Area ($1,140); Montgomery, AL MSA ($1,016); Florence-Muscle Shoals, AL MSA ($1,000); Auburn-Opelika, AL HUD Metro FMR Area ($1,181); Anniston-Oxford, AL MSA ($962); Decatur, AL MSA ($961); Dothan, AL HUD Metro FMR Area ($950); Gadsden, AL MSA ($927) . Alphabetical “nearby” lists are intentionally not used here - amount proximity is the comparison that matters for payment standards.
What are the HUD FY2026 bedroom FMRs for Mobile, AL MSA?
| Size | HUD FMR |
|---|---|
| Studio | $854/mo |
| 1-BR | $919/mo |
| 2-BR | $1,083/mo |
| 3-BR | $1,414/mo |
| 4-BR | $1,445/mo |
Section 8 payment standard range for Mobile, AL MSA
HUD lets each Public Housing Authority set its payment standard between 90% and 110% of the published Fair Market Rent for the bedroom size served. These dollar amounts are derived from HUD FY2026 FMR for Mobile, AL MSA; your PHA may choose a figure inside this band. This is not a quote for a specific unit, availability, or waitlist status.
| Size | HUD FMR | 90% floor | 110% ceiling |
|---|---|---|---|
| Studio | $854/mo | $769/mo | $939/mo |
| 1-BR | $919/mo | $827/mo | $1,011/mo |
| 2-BR | $1,083/mo | $975/mo | $1,191/mo |
| 3-BR | $1,414/mo | $1,273/mo | $1,555/mo |
| 4-BR | $1,445/mo | $1,301/mo | $1,590/mo |
For a 2-bedroom in Mobile, AL MSA, the HUD reference rent is $1,083/month, so the lawful payment-standard band runs $975–$1,191/month before any tenant income share.
ACS median 2-BR rent $995/mo → 8.8% above market (covers market). Detail: gap analysis for Mobile, AL MSA.
PHAs naming Mobile, AL MSA
- MOBILE HOUSING AUTHORITY · 4,973 HCV units
- MOBILE COUNTY HOUSING AUTHORITY · 98 HCV units
Need the full directory? Browse all HUD PHA records in Alabama . The directory does not report current availability or waitlists.
AL agencies near this metro's scale key
Housing authorities in AL whose HCV caseload sits closest to a CBSA-stable scale target (not the statewide giants list - that list was identical across siblings):
Full near-amount ladder
- Casper, WY MSA · $1,082
- Farmington, NM MSA · $1,085
- Canton-Massillon, OH MSA · $1,086
- Columbus, GA-AL HUD Metro FMR Area · $1,088
- Dubuque, IA MSA · $1,077
- Grand Forks, ND-MN MSA · $1,089
- St. Joseph, MO-KS MSA · $1,077
- Hot Springs, AR MSA · $1,090
- Toledo, OH MSA · $1,076
- Floyd County, VA HUD Metro FMR Area · $1,094
- Terre Haute, IN HUD Metro FMR Area · $1,094
- Austin County, TX HUD Metro FMR Area · $1,095
What to do with this FMR desk
Mobile, AL HUD FY2026 2-BR FMR is $1,083/mo; use the schedule as a source desk, not a lease quote.
- Cross-check the 2 PHA records tied to this market against the HUD directory profile. MOBILE HOUSING AUTHORITY
- Open the voucher-vs-market gap board for this CBSA (8.8% above market). Metro gap page
- Confirm how PHAs may set payment standards at 90-110% of FMR, and why the two figures are not interchangeable. FMR vs payment standard
FMR is HUD's published Fair Market Rent for this FMR area. It is not a PHA payment standard, unit quote, eligibility result, or waitlist status. Confirm any leasing figure with the PHA that serves the unit.
Source: HUD USER Fair Market Rent (FY2026) ; Census ACS median gross rent. Confirm the live PHA figure before leasing. Methodology.
Verify with HUD → · Verify with U.S. Census Bureau → · Set a September HUD update reminder