Lower-FMR payment standards - St. Joseph, MO-KS MSA
HUD FY2026 2-BR Fair Market Rent for St. Joseph, MO-KS MSA is $1,077/month - 15th percentile of 396 published metro FMR areas (#62 cheapest→expensive) ; voucher vs ACS median: 21.1% above market ; FMR rows touch Andrew County, Buchanan County, DeKalb County, Doniphan County .
Low-FMR rung around St. Joseph, MO-KS MSA
Among the lower published 2-BR amounts nationally. Closest: Dubuque, IA MSA ($1,077), Toledo, OH MSA ($1,076), Casper, WY MSA ($1,082) .
Top-quartile contrast metros: Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area, Salinas, CA MSA, Salt Lake City, UT HUD Metro FMR Area, San Diego-Chula Vista-Carlsbad, CA MSA, Oakland-Fremont, CA HUD Metro FMR Area, San Benito County, CA HUD Metro FMR Area - use only for national scale, not local negotiation.
MO-state FMR neighbors for St. Joseph, MO-KS MSA
Closest 2-BR amounts inside MO: Springfield, MO HUD Metro FMR Area ($1,095); Callaway County, MO HUD Metro FMR Area ($1,042); Columbia, MO HUD Metro FMR Area ($1,160); Cape Girardeau, MO-IL MSA ($992); Kansas City, MO-KS HUD Metro FMR Area ($1,358) . Alphabetical “nearby” lists are intentionally not used here - amount proximity is the comparison that matters for payment standards.
What are the HUD FY2026 bedroom FMRs for St. Joseph, MO-KS MSA?
| Size | HUD FMR |
|---|---|
| Studio | $774/mo |
| 1-BR | $832/mo |
| 2-BR | $1,077/mo |
| 3-BR | $1,363/mo |
| 4-BR | $1,566/mo |
Section 8 payment standard range for St. Joseph, MO-KS MSA
HUD lets each Public Housing Authority set its payment standard between 90% and 110% of the published Fair Market Rent for the bedroom size served. These dollar amounts are derived from HUD FY2026 FMR for St. Joseph, MO-KS MSA; your PHA may choose a figure inside this band. This is not a quote for a specific unit, availability, or waitlist status.
| Size | HUD FMR | 90% floor | 110% ceiling |
|---|---|---|---|
| Studio | $774/mo | $697/mo | $851/mo |
| 1-BR | $832/mo | $749/mo | $915/mo |
| 2-BR | $1,077/mo | $969/mo | $1,185/mo |
| 3-BR | $1,363/mo | $1,227/mo | $1,499/mo |
| 4-BR | $1,566/mo | $1,409/mo | $1,723/mo |
For a 2-bedroom in St. Joseph, MO-KS MSA, the HUD reference rent is $1,077/month, so the lawful payment-standard band runs $969–$1,185/month before any tenant income share.
HUD FMR filing-year trail · St. Joseph, MO-KS MSA
Published two-bedroom Fair Market Rent for this HUD area across FY2022-2026. Year-over-year deltas compare adjacent fiscal years only. This is a historical HUD reference-rent series, not a PHA payment standard, unit quote, availability, eligibility, or waitlist result.
- Latest 2-BR
- $1,077
- FY2026
- vs prior FY
- +4.1%
- from FY2025 $1,035
- Span change
- +30.7%
- FY2022-2026
- Years shown
- 5
- HUD FMR history
| FY | 2-BR FMR | YoY |
|---|---|---|
| 2022 | $824/mo | - |
| 2023 | $895/mo | +8.6% |
| 2024 | $964/mo | +7.7% |
| 2025 | $1,035/mo | +7.4% |
| 2026 | $1,077/mo | +4.1% |
Source: HUD USER Fair Market Rents historical series for St. Joseph, MO-KS MSA, FY2022-2026. Adjacent-year deltas only.
ACS median 2-BR rent $889/mo → 21.1% above market (generous). Detail: gap analysis for St. Joseph, MO-KS MSA.
PHAs naming St. Joseph, MO-KS MSA
- St. Joseph Housing Authority · 1,030 HCV units
Need the full directory? Browse all HUD PHA records in Missouri . The directory does not report current availability or waitlists.
MO agencies near this metro's scale key
Housing authorities in MO whose HCV caseload sits closest to a CBSA-stable scale target (not the statewide giants list - that list was identical across siblings):
- Lafayette County Housing Authority
- Pulaski County Housing Authority
- Ripley County Public Housing Agency
- ESCSWA dba Jasper Cty Public Housing Agency
- HOUSING AUTHORITY OF THE CITY OF SIKESTON
- Liberty Housing Authority
- Scotland County Public Housing Agency
- Housing Authority of the City of St. Charles
- Housing Authority of the City of Sedalia, MO
- Boone County Public Housing Agency
Full near-amount ladder
- Dubuque, IA MSA · $1,077
- Toledo, OH MSA · $1,076
- Casper, WY MSA · $1,082
- Mobile, AL MSA · $1,083
- Farmington, NM MSA · $1,085
- Canton-Massillon, OH MSA · $1,086
- Columbus, GA-AL HUD Metro FMR Area · $1,088
- Grand Forks, ND-MN MSA · $1,089
- Hot Springs, AR MSA · $1,090
- Decatur, IL MSA · $1,063
- Floyd County, VA HUD Metro FMR Area · $1,094
- McAllen-Edinburg-Mission, TX MSA · $1,060
What to do with this FMR desk
St. Joseph, MO-KS HUD FY2026 2-BR FMR is $1,077/mo; use the schedule as a source desk, not a lease quote.
- Read the FY2022-2026 filing trail (+30.7% across the span) before comparing peers. FMR history on this page
- Cross-check the 1 PHA record tied to this market against the HUD directory profile. St. Joseph Housing Authority
- Open the voucher-vs-market gap board for this CBSA (21.1% above market). Metro gap page
- Confirm how PHAs may set payment standards at 90-110% of FMR, and why the two figures are not interchangeable. FMR vs payment standard
FMR is HUD's published Fair Market Rent for this FMR area. It is not a PHA payment standard, unit quote, eligibility result, or waitlist status. Confirm any leasing figure with the PHA that serves the unit.
Source: HUD USER Fair Market Rent (FY2026) ; Census ACS median gross rent. Confirm the live PHA figure before leasing. Methodology.
Verify with HUD → · Verify with U.S. Census Bureau → · Set a September HUD update reminder