HUD FY2026 · ACS 2019–2023 covers market bottom-quartile

Low-FMR metro gap - Mobile, AL MSA

Displayed gap in Mobile, AL MSA: +8.8% (HUD $1,083 vs ACS $995) · counties in FMR rows: Mobile County .

FMR gap dispatch plate

CBSA 33660 · Mobile, AL -8.8% shortfall

GAP-COVERS · FMR-BOTTOM · SPREAD-PLUS · PHOTO-FINISH · COUNTY-SPARSE · BOOK-FULL

  • GAP-COVERS 8.8% cushion
  • FMR-BOTTOM #64/396 · P16
  • SPREAD-PLUS +$88
  • PHOTO-FINISH Slidell-Mandeville
  • COUNTY-SPARSE 1 county
  • BOOK-FULL HUD+ACS pair

Nearest shortfall peer: Slidell-Mandeville-Covington, LA Metro Area (+0.0pp)

Coverage is positive but not extreme. Bedroom mix and ZIP still dominate, pull the FY2026 bedroom table before comparing peers.

Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.

Shortfall neighbourhood around Mobile, AL

Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.

% shortfall
Source HUD USER FMR + Census ACS median gross rent As of 2026-08-25

How does Mobile, AL compare with nearby FMR areas?

These are the twelve metros closest to Mobile, AL on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.

  1. Slidell-Mandeville-Covington, LA Metro Area

    -8.8% shortfall · HUD $1,331 vs ACS $1,223 · $+$108/mo

    HUD FMR-area counties: St. Tammany Parish.

  2. La Crosse-Onalaska, WI-MN Metro Area

    -8.9% shortfall · HUD $1,166 vs ACS $1,071 · $+$95/mo

    HUD FMR-area counties: Houston County, La Crosse County.

  3. Vallejo, CA Metro Area

    -8.7% shortfall · HUD $2,178 vs ACS $2,004 · $+$174/mo

    HUD FMR-area counties: Solano County.

  4. Hattiesburg, MS Metro Area

    -9.1% shortfall · HUD $1,047 vs ACS $960 · $+$87/mo

    HUD FMR-area counties: Forrest County, Lamar County, Perry County.

  5. Greenville-Anderson-Greer, SC Metro Area

    -8.5% shortfall · HUD $1,173 vs ACS $1,081 · $+$92/mo

    HUD FMR-area counties: Anderson County.

  6. New Orleans-Metairie, LA Metro Area

    -9.4% shortfall · HUD $1,331 vs ACS $1,217 · $+$114/mo

    HUD FMR-area counties: Jefferson Parish, Orleans Parish, Plaquemines Parish, St. Bernard Parish, St. Charles Parish, St. John the Baptist Parish.

  7. Champaign-Urbana, IL Metro Area

    -8.3% shortfall · HUD $1,122 vs ACS $1,036 · $+$86/mo

    HUD FMR-area counties: Champaign County, Piatt County.

  8. Peoria, IL Metro Area

    -8.2% shortfall · HUD $1,039 vs ACS $960 · $+$79/mo

    HUD FMR-area counties: Marshall County, Peoria County, Stark County, Tazewell County, Woodford County.

  9. Waterloo-Cedar Falls, IA Metro Area

    -9.6% shortfall · HUD $1,051 vs ACS $959 · $+$92/mo

    HUD FMR-area counties: Black Hawk County, Grundy County.

  10. Morgantown, WV Metro Area

    -9.8% shortfall · HUD $1,099 vs ACS $1,001 · $+$98/mo

    HUD FMR-area counties: Monongalia County, Preston County.

  11. Austin-Round Rock-San Marcos, TX Metro Area

    -7.9% shortfall · HUD $1,852 vs ACS $1,717 · $+$135/mo

    HUD FMR-area counties: Bastrop County, Caldwell County, Hays County, Travis County, Williamson County.

  12. Arecibo, PR Metro Area

    -7.8% shortfall · HUD $510 vs ACS $473 · $+$37/mo

Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.

AL FMR scale context

These are the closest FY2026 2-BR FMR values in AL; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.

  1. Greene County, AL HUD Metro FMR Area $1,140 (+$57)
  2. Montgomery, AL MSA $1,016 (−$67)
  3. Florence-Muscle Shoals, AL MSA $1,000 (−$83)
  4. Auburn-Opelika, AL HUD Metro FMR Area $1,181 (+$98)
  5. Anniston-Oxford, AL MSA $962 (−$121)
  6. Decatur, AL MSA $961 (−$122)
  7. Dothan, AL HUD Metro FMR Area $950 (−$133)
  8. Gadsden, AL MSA $927 (−$156)
  9. Birmingham-Hoover, AL HUD Metro FMR Area $1,266 (+$183)
  10. Huntsville, AL MSA $1,310 (+$227)

High-FMR contrast (scale only)

Modesto, CA MSA ($1,758 2-BR); Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area ($1,709 2-BR); Martin County, TX HUD Metro FMR Area ($1,772 2-BR); Fort Lauderdale, FL HUD Metro FMR Area ($2,333 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Mobile, AL MSA.

Mobile, AL MSA gap inputs

  • HUD 2-BR FMR (FY2026): $1,083/mo
  • ACS 2019–2023 2-BR median: $995/mo
  • Displayed gap: +8.8%
  • National FMR percentile: 16 (#64/396)

displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100

Issuing PHAs for Mobile, AL MSA

AL HCV agencies (scale-keyed)

Full payment standards for Mobile, AL MSA · Payment standards vs FMR

Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.

Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.

Verify with HUD → · Verify with U.S. Census Bureau →

Source and method. PlainVoucher compiles public HUD and U.S. Census release data into a searchable reference. Release periods and source boundaries are identified on each data surface; PlainVoucher does not determine eligibility, waitlist status, payment standards, or local PHA rules. Read our editorial standards and corrections policy, methodology, or report a data error. Data current as of 2026-08-25.