Above-median FMR - Chattanooga, TN-GA MSA
HUD FY2026 2-BR Fair Market Rent for Chattanooga, TN-GA MSA is $1,390/month - 61st percentile of 396 published metro FMR areas (#243 cheapest→expensive) ; voucher vs ACS median: 31.4% above market ; FMR rows touch Catoosa County, Dade County, Hamilton County, Marion County, Sequatchie County, Walker County .
Upper-half placement for Chattanooga, TN-GA MSA
Above the national median but shy of the top quartile. Closest amounts: Penobscot County, ME (part) HUD Metro FMR Area; Syracuse, NY MSA; Crook County, OR HUD Metro FMR Area; Yuma, AZ MSA .
Low-FMR contrast set: Boone County, WV HUD Metro FMR Area, Champaign-Urbana, IL HUD Metro FMR Area, Ashtabula County, OH HUD Metro FMR Area, Benton County, IA HUD Metro FMR Area, Casper, WY MSA, Cape Girardeau, MO-IL MSA .
TN-state FMR neighbors for Chattanooga, TN-GA MSA
Closest 2-BR amounts inside TN: Clarksville, TN-KY HUD Metro FMR Area ($1,346); Knoxville, TN HUD Metro FMR Area ($1,471); Memphis, TN-MS-AR HUD Metro FMR Area ($1,274); Jackson, TN HUD Metro FMR Area ($1,260); Cleveland, TN MSA ($1,233); Morristown, TN HUD Metro FMR Area ($1,135); Johnson City, TN MSA ($1,132); Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area ($1,730) . Alphabetical “nearby” lists are intentionally not used here - amount proximity is the comparison that matters for payment standards.
What are the HUD FY2026 bedroom FMRs for Chattanooga, TN-GA MSA?
| Size | HUD FMR |
|---|---|
| Studio | $1,211/mo |
| 1-BR | $1,263/mo |
| 2-BR | $1,390/mo |
| 3-BR | $1,734/mo |
| 4-BR | $1,853/mo |
Section 8 payment standard range for Chattanooga, TN-GA MSA
HUD lets each Public Housing Authority set its payment standard between 90% and 110% of the published Fair Market Rent for the bedroom size served. These dollar amounts are derived from HUD FY2026 FMR for Chattanooga, TN-GA MSA; your PHA may choose a figure inside this band. This is not a quote for a specific unit, availability, or waitlist status.
| Size | HUD FMR | 90% floor | 110% ceiling |
|---|---|---|---|
| Studio | $1,211/mo | $1,090/mo | $1,332/mo |
| 1-BR | $1,263/mo | $1,137/mo | $1,389/mo |
| 2-BR | $1,390/mo | $1,251/mo | $1,529/mo |
| 3-BR | $1,734/mo | $1,561/mo | $1,907/mo |
| 4-BR | $1,853/mo | $1,668/mo | $2,038/mo |
For a 2-bedroom in Chattanooga, TN-GA MSA, the HUD reference rent is $1,390/month, so the lawful payment-standard band runs $1,251–$1,529/month before any tenant income share.
HUD FMR filing-year trail · Chattanooga, TN-GA MSA
Published two-bedroom Fair Market Rent for this HUD area across FY2022-2026. Year-over-year deltas compare adjacent fiscal years only. This is a historical HUD reference-rent series, not a PHA payment standard, unit quote, availability, eligibility, or waitlist result.
- Latest 2-BR
- $1,390
- FY2026
- vs prior FY
- -2.5%
- from FY2025 $1,426
- Span change
- +57.4%
- FY2022-2026
- Years shown
- 5
- HUD FMR history
| FY | 2-BR FMR | YoY |
|---|---|---|
| 2022 | $883/mo | - |
| 2023 | $1,067/mo | +20.8% |
| 2024 | $1,232/mo | +15.5% |
| 2025 | $1,426/mo | +15.7% |
| 2026 | $1,390/mo | -2.5% |
Source: HUD USER Fair Market Rents historical series for Chattanooga, TN-GA MSA, FY2022-2026. Adjacent-year deltas only.
ACS median 2-BR rent $1,058/mo → 31.4% above market (generous). Detail: gap analysis for Chattanooga, TN-GA MSA.
PHAs naming Chattanooga, TN-GA MSA
- Chattanooga Housing Authority · 3,919 HCV units
Need the full directory? Browse all HUD PHA records in Tennessee . The directory does not report current availability or waitlists.
TN agencies near this metro's scale key
Housing authorities in TN whose HCV caseload sits closest to a CBSA-stable scale target (not the statewide giants list - that list was identical across siblings):
Full near-amount ladder
- Penobscot County, ME (part) HUD Metro FMR Area · $1,392
- Syracuse, NY MSA · $1,392
- Crook County, OR HUD Metro FMR Area · $1,385
- Yuma, AZ MSA · $1,382
- Chambersburg, PA MSA · $1,379
- Kenosha, WI MSA · $1,402
- Tucson, AZ MSA · $1,402
- Madera, CA MSA · $1,376
- Watertown-Fort Drum, NY MSA · $1,405
- Gettysburg, PA MSA · $1,374
- Hinesville, GA HUD Metro FMR Area · $1,406
- State College, PA MSA · $1,406
What to do with this FMR desk
Chattanooga, TN-GA HUD FY2026 2-BR FMR is $1,390/mo; use the schedule as a source desk, not a lease quote.
- Read the FY2022-2026 filing trail (+57.4% across the span) before comparing peers. FMR history on this page
- Cross-check the 1 PHA record tied to this market against the HUD directory profile. Chattanooga Housing Authority
- Open the voucher-vs-market gap board for this CBSA (31.4% above market). Metro gap page
- Confirm how PHAs may set payment standards at 90-110% of FMR, and why the two figures are not interchangeable. FMR vs payment standard
FMR is HUD's published Fair Market Rent for this FMR area. It is not a PHA payment standard, unit quote, eligibility result, or waitlist status. Confirm any leasing figure with the PHA that serves the unit.
Source: HUD USER Fair Market Rent (FY2026) ; Census ACS median gross rent. Confirm the live PHA figure before leasing. Methodology.
Verify with HUD → · Verify with U.S. Census Bureau → · Set a September HUD update reminder