Lower-FMR payment standards - Champaign-Urbana, IL HUD Metro FMR Area
HUD FY2026 2-BR Fair Market Rent for Champaign-Urbana, IL HUD Metro FMR Area is $1,122/month - 24th percentile of 396 published metro FMR areas (#96 cheapest→expensive) ; voucher vs ACS median: 8.3% above market ; FMR rows touch Champaign County, Piatt County .
Geography note: HUD divides this CBSA into 2 separate Fair Market Rent areas, each with its own rent schedule. The amounts above are for Champaign-Urbana, IL HUD Metro FMR Area only, not the whole metro.
Low-FMR rung around Champaign-Urbana, IL HUD Metro FMR Area
Among the lower published 2-BR amounts nationally. Closest: Kokomo, IN MSA ($1,123), Saginaw, MI MSA ($1,117), Sheboygan, WI MSA ($1,116) .
Top-quartile contrast metros: Charleston-North Charleston, SC MSA, Charlottesville, VA MSA, Chicago-Joliet-Naperville, IL HUD Metro FMR Area, Chico, CA MSA, Cape Coral-Fort Myers, FL MSA, Burlington-South Burlington, VT MSA - use only for national scale, not local negotiation.
IL-state FMR neighbors for Champaign-Urbana, IL HUD Metro FMR Area
Closest 2-BR amounts inside IL: Rockford, IL MSA ($1,175); Decatur, IL MSA ($1,063); Springfield, IL MSA ($1,203); Peoria, IL MSA ($1,039); Massac County, IL HUD Metro FMR Area ($969); Bloomington, IL MSA ($1,302); Kankakee, IL MSA ($1,326); Bond County, IL HUD Metro FMR Area ($916) . Alphabetical “nearby” lists are intentionally not used here - amount proximity is the comparison that matters for payment standards.
What are the HUD FY2026 bedroom FMRs for Champaign-Urbana, IL HUD Metro FMR Area?
| Size | HUD FMR |
|---|---|
| Studio | $941/mo |
| 1-BR | $946/mo |
| 2-BR | $1,122/mo |
| 3-BR | $1,436/mo |
| 4-BR | $1,486/mo |
Section 8 payment standard range for Champaign-Urbana, IL HUD Metro FMR Area
HUD lets each Public Housing Authority set its payment standard between 90% and 110% of the published Fair Market Rent for the bedroom size served. These dollar amounts are derived from HUD FY2026 FMR for Champaign-Urbana, IL HUD Metro FMR Area; your PHA may choose a figure inside this band. This is not a quote for a specific unit, availability, or waitlist status.
| Size | HUD FMR | 90% floor | 110% ceiling |
|---|---|---|---|
| Studio | $941/mo | $847/mo | $1,035/mo |
| 1-BR | $946/mo | $851/mo | $1,041/mo |
| 2-BR | $1,122/mo | $1,010/mo | $1,234/mo |
| 3-BR | $1,436/mo | $1,292/mo | $1,580/mo |
| 4-BR | $1,486/mo | $1,337/mo | $1,635/mo |
For a 2-bedroom in Champaign-Urbana, IL HUD Metro FMR Area, the HUD reference rent is $1,122/month, so the lawful payment-standard band runs $1,010–$1,234/month before any tenant income share.
ACS median 2-BR rent $1,036/mo → 8.3% above market (covers market). Detail: gap analysis for Champaign-Urbana, IL HUD Metro FMR Area.
IL agencies near this metro's scale key
Housing authorities in IL whose HCV caseload sits closest to a CBSA-stable scale target (not the statewide giants list - that list was identical across siblings):
- Rockford Housing Authority
- Peoria Housing Authority
- Housing Authority of Champaign County
- Springfield Housing Authority
- St. Clair County Housing Authority
- Housing Authority of Joliet
- Housing Authority of the City of Aurora
- Decatur Housing Authority
- Housing Authority of the County of Lake, IL.
- Madison County Housing Authority
Full near-amount ladder
- Kokomo, IN MSA · $1,123
- Saginaw, MI MSA · $1,117
- Sheboygan, WI MSA · $1,116
- Albany, GA MSA · $1,129
- Evansville, IN MSA · $1,113
- Fort Wayne, IN HUD Metro FMR Area · $1,113
- Fargo, ND-MN MSA · $1,112
- Johnson City, TN MSA · $1,132
- Shreveport-Bossier City, LA MSA · $1,111
- Owensboro, KY MSA · $1,110
- Morristown, TN HUD Metro FMR Area · $1,135
- Lima, OH MSA · $1,108
What to do with this FMR desk
Champaign-Urbana, IL HUD FY2026 2-BR FMR is $1,122/mo; use the schedule as a source desk, not a lease quote.
- Open the voucher-vs-market gap board for this CBSA (8.3% above market). Metro gap page
- Confirm how PHAs may set payment standards at 90-110% of FMR, and why the two figures are not interchangeable. FMR vs payment standard
FMR is HUD's published Fair Market Rent for this FMR area. It is not a PHA payment standard, unit quote, eligibility result, or waitlist status. Confirm any leasing figure with the PHA that serves the unit.
Source: HUD USER Fair Market Rent (FY2026) ; Census ACS median gross rent. Confirm the live PHA figure before leasing. Methodology.
Verify with HUD → · Verify with U.S. Census Bureau → · Set a September HUD update reminder