Low-FMR metro gap - Champaign-Urbana, IL HUD Metro FMR Area
Displayed gap in Champaign-Urbana, IL HUD Metro FMR Area: +8.3% (HUD $1,122 vs ACS $1,036) · counties in FMR rows: Champaign County, Piatt County .
FMR gap dispatch plate
CBSA 16580 · Champaign-Urbana, IL -8.3% shortfall
GAP-COVERS · FMR-BOTTOM · SPREAD-PLUS · PHOTO-FINISH · COUNTY-SPARSE · BOOK-FULL
- GAP-COVERS 8.3% cushion
- FMR-BOTTOM #96/396 · P24
- SPREAD-PLUS +$86
- PHOTO-FINISH Peoria
- COUNTY-SPARSE 2 counties
- BOOK-FULL HUD+ACS pair
Nearest shortfall peer: Peoria, IL Metro Area (+0.1pp)
Coverage is positive but not extreme. Bedroom mix and ZIP still dominate, pull the FY2026 bedroom table before comparing peers.
Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.
Shortfall neighbourhood around Champaign-Urbana, IL
Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.
- Austin-Round Roc -7.86
Austin-Round Roc: -7.9% shortfall
-7.86 % shortfall
- Peoria -8.23
Peoria: -8.2% shortfall
-8.23 % shortfall
- Champaign-Urba · this metro -8.3
Champaign-Urba · this metro: -8.3% shortfall
-8.3 % shortfall
- Greenville-Ander -8.51
Greenville-Ander: -8.5% shortfall
-8.51 % shortfall
- Vallejo -8.68
Vallejo: -8.7% shortfall
-8.68 % shortfall
How does Champaign-Urbana, IL compare with nearby FMR areas?
These are the twelve metros closest to Champaign-Urbana, IL on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.
- Peoria, IL Metro Area
-8.2% shortfall · HUD $1,039 vs ACS $960 · $+$79/mo
HUD FMR-area counties: Marshall County, Peoria County, Stark County, Tazewell County, Woodford County.
- Greenville-Anderson-Greer, SC Metro Area
-8.5% shortfall · HUD $1,173 vs ACS $1,081 · $+$92/mo
HUD FMR-area counties: Anderson County.
- Vallejo, CA Metro Area
-8.7% shortfall · HUD $2,178 vs ACS $2,004 · $+$174/mo
HUD FMR-area counties: Solano County.
- Austin-Round Rock-San Marcos, TX Metro Area
-7.9% shortfall · HUD $1,852 vs ACS $1,717 · $+$135/mo
HUD FMR-area counties: Bastrop County, Caldwell County, Hays County, Travis County, Williamson County.
- Arecibo, PR Metro Area
-7.8% shortfall · HUD $510 vs ACS $473 · $+$37/mo
- Slidell-Mandeville-Covington, LA Metro Area
-8.8% shortfall · HUD $1,331 vs ACS $1,223 · $+$108/mo
HUD FMR-area counties: St. Tammany Parish.
- Mobile, AL Metro Area
-8.8% shortfall · HUD $1,083 vs ACS $995 · $+$88/mo
HUD FMR-area counties: Mobile County.
- La Crosse-Onalaska, WI-MN Metro Area
-8.9% shortfall · HUD $1,166 vs ACS $1,071 · $+$95/mo
HUD FMR-area counties: Houston County, La Crosse County.
- Fort Collins-Loveland, CO Metro Area
-7.6% shortfall · HUD $1,732 vs ACS $1,609 · $+$123/mo
HUD FMR-area counties: Larimer County.
- Hattiesburg, MS Metro Area
-9.1% shortfall · HUD $1,047 vs ACS $960 · $+$87/mo
HUD FMR-area counties: Forrest County, Lamar County, Perry County.
- Lincoln, NE Metro Area
-7.5% shortfall · HUD $1,141 vs ACS $1,061 · $+$80/mo
HUD FMR-area counties: Lancaster County.
- Amarillo, TX Metro Area
-7.3% shortfall · HUD $1,106 vs ACS $1,031 · $+$75/mo
HUD FMR-area counties: Armstrong County, Carson County, Potter County, Randall County.
Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.
IL FMR scale context
These are the closest FY2026 2-BR FMR values in IL; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.
- Rockford, IL MSA $1,175 (+$53)
- Decatur, IL MSA $1,063 (−$59)
- Springfield, IL MSA $1,203 (+$81)
- Peoria, IL MSA $1,039 (−$83)
- Massac County, IL HUD Metro FMR Area $969 (−$153)
- Bloomington, IL MSA $1,302 (+$180)
- Kankakee, IL MSA $1,326 (+$204)
- Bond County, IL HUD Metro FMR Area $916 (−$206)
- Chicago-Joliet-Naperville, IL HUD Metro FMR Area $1,781 (+$659)
High-FMR contrast (scale only)
Charleston-North Charleston, SC MSA ($1,787 2-BR); Charlottesville, VA MSA ($1,824 2-BR); Chicago-Joliet-Naperville, IL HUD Metro FMR Area ($1,781 2-BR); Chico, CA MSA ($1,625 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Champaign-Urbana, IL HUD Metro FMR Area.
Champaign-Urbana, IL HUD Metro FMR Area gap inputs
- HUD 2-BR FMR (FY2026): $1,122/mo
- ACS 2019–2023 2-BR median: $1,036/mo
- Displayed gap: +8.3%
- National FMR percentile: 24 (#96/396)
displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100
IL HCV agencies (scale-keyed)
Full payment standards for Champaign-Urbana, IL HUD Metro FMR Area · Payment standards vs FMR
Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.
Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.