HUD FY2026 · ACS 2019–2023 generous below-median

Lower-half FMR gap - Rockford, IL MSA

Displayed gap in Rockford, IL MSA: +18.2% (HUD $1,175 vs ACS $994) · counties in FMR rows: Boone County, Winnebago County .

FMR gap dispatch plate

CBSA 40420 · Rockford, IL -18.2% shortfall

GAP-GENEROUS · FMR-BELOW · SPREAD-PLUS · PHOTO-FINISH · COUNTY-SPARSE · BOOK-FULL

  • GAP-GENEROUS 18.2% surplus
  • FMR-BELOW #130/396 · P33
  • SPREAD-PLUS +$181
  • PHOTO-FINISH Kiryas Joel-Poughk
  • COUNTY-SPARSE 2 counties
  • BOOK-FULL HUD+ACS pair

Nearest shortfall peer: Kiryas Joel-Poughkeepsie-Newburgh, NY Metro Area (-0.0pp)

HUD's reference overshoots the ACS median by $181/mo. Lease-up odds are usually better than in shortfall markets, though still compare Kiryas Joel-Poughkeepsie-Newburgh, NY Metro Area before assuming portability helps.

Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.

Shortfall neighbourhood around Rockford, IL

Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.

% shortfall
Source HUD USER FMR + Census ACS median gross rent As of 2026-08-25

How does Rockford, IL compare with nearby FMR areas?

These are the twelve metros closest to Rockford, IL on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.

  1. Kiryas Joel-Poughkeepsie-Newburgh, NY Metro Area

    -18.2% shortfall · HUD $1,979 vs ACS $1,674 · $+$305/mo

    HUD FMR-area counties: Dutchess County, Orange County.

  2. Salt Lake City-Murray, UT Metro Area

    -18.2% shortfall · HUD $1,747 vs ACS $1,478 · $+$269/mo

    HUD FMR-area counties: Salt Lake County.

  3. Memphis, TN-MS-AR Metro Area

    -18.2% shortfall · HUD $1,274 vs ACS $1,078 · $+$196/mo

    HUD FMR-area counties: Crittenden County, DeSoto County, Fayette County, Shelby County, Tipton County.

  4. Santa Fe, NM Metro Area

    -18.3% shortfall · HUD $1,685 vs ACS $1,425 · $+$260/mo

    HUD FMR-area counties: Santa Fe County.

  5. Dothan, AL Metro Area

    -18.2% shortfall · HUD $950 vs ACS $804 · $+$146/mo

    HUD FMR-area counties: Geneva County, Houston County.

  6. Phoenix-Mesa-Chandler, AZ Metro Area

    -18.3% shortfall · HUD $1,839 vs ACS $1,555 · $+$284/mo

    HUD FMR-area counties: Maricopa County, Pinal County.

  7. Watertown-Fort Drum, NY Metro Area

    -18.3% shortfall · HUD $1,405 vs ACS $1,188 · $+$217/mo

    HUD FMR-area counties: Jefferson County.

  8. Bremerton-Silverdale-Port Orchard, WA Metro Area

    -18.1% shortfall · HUD $2,031 vs ACS $1,719 · $+$312/mo

    HUD FMR-area counties: Kitsap County.

  9. Birmingham, AL Metro Area

    -18.3% shortfall · HUD $1,266 vs ACS $1,070 · $+$196/mo

    HUD FMR-area counties: Bibb County, Blount County, Jefferson County, Shelby County, St. Clair County.

  10. Sheboygan, WI Metro Area

    -18.4% shortfall · HUD $1,116 vs ACS $943 · $+$173/mo

    HUD FMR-area counties: Sheboygan County.

  11. Salem, OR Metro Area

    -18.4% shortfall · HUD $1,560 vs ACS $1,318 · $+$242/mo

    HUD FMR-area counties: Marion County, Polk County.

  12. Wausau, WI Metro Area

    -18.4% shortfall · HUD $1,147 vs ACS $969 · $+$178/mo

    HUD FMR-area counties: Marathon County.

Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.

IL FMR scale context

These are the closest FY2026 2-BR FMR values in IL; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.

  1. Springfield, IL MSA $1,203 (+$28)
  2. Champaign-Urbana, IL HUD Metro FMR Area $1,122 (−$53)
  3. Decatur, IL MSA $1,063 (−$112)
  4. Bloomington, IL MSA $1,302 (+$127)
  5. Peoria, IL MSA $1,039 (−$136)
  6. Kankakee, IL MSA $1,326 (+$151)
  7. Massac County, IL HUD Metro FMR Area $969 (−$206)
  8. Bond County, IL HUD Metro FMR Area $916 (−$259)
  9. Chicago-Joliet-Naperville, IL HUD Metro FMR Area $1,781 (+$606)

High-FMR contrast (scale only)

Riverside-San Bernardino-Ontario, CA MSA ($2,201 2-BR); Richmond, VA HUD Metro FMR Area ($1,655 2-BR); Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area ($2,255 2-BR); Raleigh-Cary, NC MSA ($1,750 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Rockford, IL MSA.

Rockford, IL MSA gap inputs

  • HUD 2-BR FMR (FY2026): $1,175/mo
  • ACS 2019–2023 2-BR median: $994/mo
  • Displayed gap: +18.2%
  • National FMR percentile: 33 (#130/396)

displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100

Issuing PHAs for Rockford, IL MSA

IL HCV agencies (scale-keyed)

Full payment standards for Rockford, IL MSA · Payment standards vs FMR

Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.

Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.

Verify with HUD → · Verify with U.S. Census Bureau →

Source and method. PlainVoucher compiles public HUD and U.S. Census release data into a searchable reference. Release periods and source boundaries are identified on each data surface; PlainVoucher does not determine eligibility, waitlist status, payment standards, or local PHA rules. Read our editorial standards and corrections policy, methodology, or report a data error. Data current as of 2026-08-25.