HUD FY2026 · ACS 2019–2023 generous below-median

Lower-half FMR gap - Birmingham-Hoover, AL HUD Metro FMR Area

Displayed gap in Birmingham-Hoover, AL HUD Metro FMR Area: +18.3% (HUD $1,266 vs ACS $1,070) · counties in FMR rows: Bibb County, Blount County, Jefferson County, Shelby County, St. Clair County .

FMR gap dispatch plate

CBSA 13820 · Birmingham-Hoover, AL -18.3% shortfall

GAP-GENEROUS · FMR-BELOW · SPREAD-PLUS · PHOTO-FINISH · COUNTY-MID · BOOK-FULL

  • GAP-GENEROUS 18.3% surplus
  • FMR-BELOW #180/396 · P45
  • SPREAD-PLUS +$196
  • PHOTO-FINISH Sheboygan
  • COUNTY-MID 5 counties
  • BOOK-FULL HUD+ACS pair

Nearest shortfall peer: Sheboygan, WI Metro Area (-0.0pp)

HUD's reference overshoots the ACS median by $196/mo. Lease-up odds are usually better than in shortfall markets, though still compare Sheboygan, WI Metro Area before assuming portability helps.

Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.

Shortfall neighbourhood around Birmingham-Hoover, AL

Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.

% shortfall
Source HUD USER FMR + Census ACS median gross rent As of 2026-08-25

How does Birmingham-Hoover, AL compare with nearby FMR areas?

These are the twelve metros closest to Birmingham-Hoover, AL on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.

  1. Sheboygan, WI Metro Area

    -18.4% shortfall · HUD $1,116 vs ACS $943 · $+$173/mo

    HUD FMR-area counties: Sheboygan County.

  2. Salem, OR Metro Area

    -18.4% shortfall · HUD $1,560 vs ACS $1,318 · $+$242/mo

    HUD FMR-area counties: Marion County, Polk County.

  3. Watertown-Fort Drum, NY Metro Area

    -18.3% shortfall · HUD $1,405 vs ACS $1,188 · $+$217/mo

    HUD FMR-area counties: Jefferson County.

  4. Wausau, WI Metro Area

    -18.4% shortfall · HUD $1,147 vs ACS $969 · $+$178/mo

    HUD FMR-area counties: Marathon County.

  5. Phoenix-Mesa-Chandler, AZ Metro Area

    -18.3% shortfall · HUD $1,839 vs ACS $1,555 · $+$284/mo

    HUD FMR-area counties: Maricopa County, Pinal County.

  6. Santa Fe, NM Metro Area

    -18.3% shortfall · HUD $1,685 vs ACS $1,425 · $+$260/mo

    HUD FMR-area counties: Santa Fe County.

  7. Columbus, IN Metro Area

    -18.4% shortfall · HUD $1,415 vs ACS $1,195 · $+$220/mo

    HUD FMR-area counties: Bartholomew County.

  8. Kiryas Joel-Poughkeepsie-Newburgh, NY Metro Area

    -18.2% shortfall · HUD $1,979 vs ACS $1,674 · $+$305/mo

    HUD FMR-area counties: Dutchess County, Orange County.

  9. Rockford, IL Metro Area

    -18.2% shortfall · HUD $1,175 vs ACS $994 · $+$181/mo

    HUD FMR-area counties: Boone County, Winnebago County.

  10. Salt Lake City-Murray, UT Metro Area

    -18.2% shortfall · HUD $1,747 vs ACS $1,478 · $+$269/mo

    HUD FMR-area counties: Salt Lake County.

  11. Memphis, TN-MS-AR Metro Area

    -18.2% shortfall · HUD $1,274 vs ACS $1,078 · $+$196/mo

    HUD FMR-area counties: Crittenden County, DeSoto County, Fayette County, Shelby County, Tipton County.

  12. Dothan, AL Metro Area

    -18.2% shortfall · HUD $950 vs ACS $804 · $+$146/mo

    HUD FMR-area counties: Geneva County, Houston County.

Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.

AL FMR scale context

These are the closest FY2026 2-BR FMR values in AL; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.

  1. Huntsville, AL MSA $1,310 (+$44)
  2. Daphne-Fairhope-Foley, AL MSA $1,345 (+$79)
  3. Auburn-Opelika, AL HUD Metro FMR Area $1,181 (−$85)
  4. Greene County, AL HUD Metro FMR Area $1,140 (−$126)
  5. Mobile, AL MSA $1,083 (−$183)
  6. Montgomery, AL MSA $1,016 (−$250)
  7. Florence-Muscle Shoals, AL MSA $1,000 (−$266)
  8. Anniston-Oxford, AL MSA $962 (−$304)
  9. Decatur, AL MSA $961 (−$305)
  10. Dothan, AL HUD Metro FMR Area $950 (−$316)

High-FMR contrast (scale only)

Bellingham, WA MSA ($1,794 2-BR); Boise City, ID HUD Metro FMR Area ($1,655 2-BR); Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area ($2,941 2-BR); Boulder, CO MSA ($2,124 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Birmingham-Hoover, AL HUD Metro FMR Area.

Birmingham-Hoover, AL HUD Metro FMR Area gap inputs

  • HUD 2-BR FMR (FY2026): $1,266/mo
  • ACS 2019–2023 2-BR median: $1,070/mo
  • Displayed gap: +18.3%
  • National FMR percentile: 45 (#180/396)

displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100

AL HCV agencies (scale-keyed)

Full payment standards for Birmingham-Hoover, AL HUD Metro FMR Area · Payment standards vs FMR

Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.

Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.

Verify with HUD → · Verify with U.S. Census Bureau →

Source and method. PlainVoucher compiles public HUD and U.S. Census release data into a searchable reference. Release periods and source boundaries are identified on each data surface; PlainVoucher does not determine eligibility, waitlist status, payment standards, or local PHA rules. Read our editorial standards and corrections policy, methodology, or report a data error. Data current as of 2026-08-25.