Voucher-vs-Market Gap: Rochester, MN HUD Metro FMR Area
Open-data reference.
In Rochester, MN HUD Metro FMR Area, the HUD 2-BR FMR ($933) compared to PlainRent's 2-BR advertised-rent median ($1,407) produces a -33.7% gap. Vouchers comfortably cover market rent — voucher holders have flexibility in unit choice.
- 1th percentile by gap severity (of 371 metros)
- HUD FMR × PlainRent 2-BR median
- Classification: generous
What the Voucher-vs-Market Gap in Rochester, MN HUD Metro FMR Area Tells You
In Rochester, MN HUD Metro FMR Area (CBSA 40340), the HUD FY2025 2-bedroom Fair Market Rent of $$933/month is cross-joined with PlainRent's advertised 2-bedroom market median of $$1,407/month. The derived gap is -33.7%, which PlainVoucher classifies as "generous". Positive percentages mean the HUD voucher reference falls short of advertised rent; negative percentages mean the voucher overshoots the open market.
Ranked against 371 metros we track, Rochester, MN HUD Metro FMR Area sits at the 1th percentile by gap severity — meaning 1% of metros show an equal or smaller gap. A negative gap indicates the HUD reference runs above advertised market rent here — voucher holders generally have better unit selection within the payment standard and lease-up times can be faster than in gap-stressed metros.
The gap metric is a PlainVoucher-derived figure, not a HUD-published statistic: we compute it as (HUD 2-BR FMR − PlainRent 2-BR median) ÷ PlainRent 2-BR median × 100, refreshed whenever either upstream dataset changes. Because PlainRent's median is based on advertised listings rather than leased rents, it trends slightly above actual paid rents in most metros — treat the gap as a directional signal, not a dollar-perfect forecast. Use it to compare Rochester, MN HUD Metro FMR Area against peer metros in our gap directory, to flag portability candidates via the portability guide, or as a negotiation anchor with landlords at lease-up.
The numbers
- HUD 2-BR FMR (FY2025): $$933/mo
- PlainRent 2-BR market median: $$1,407/mo
- Gap: -33.7%
- Classification: generous
What this means
A negative gap means the HUD FMR reference exceeds advertised market rent. Voucher holders in Rochester, MN HUD Metro FMR Area typically have good unit options at or below the payment standard, and may be able to lease up quickly once a voucher is issued. This is a favorable market from a voucher-holder's perspective.
How we compute this
Every month, PlainRent's advertised-rent index is cross-joined with HUD's latest published Fair Market Rent for the metro. The formula:
gap % = (HUD 2-BR FMR − PlainRent 2-BR median) / PlainRent 2-BR median × 100
Positive gap = voucher falls short. Negative gap = voucher covers market. See methodology for the full cross-DB join.
Related
- Full payment standards for Rochester, MN HUD Metro FMR Area
- Payment Standards vs. FMR (guide)
- Voucher Portability — moving to a metro with better coverage
Nearby metro gaps
Compare the voucher-vs-market gap in metros near Rochester, MN HUD Metro FMR Area:
- Duluth, MN-WI MSA · CBSA 20260
- Mankato, MN MSA · CBSA 31860
- Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area · CBSA 33460
- Rock County, MN HUD Metro FMR Area · CBSA 43620
- St. Cloud, MN MSA · CBSA 41060
Source: HUD USER Fair Market Rent FY2025, PlainRent advertised-rent index. Cross-DB join computed at runtime. Gap percent is a derived metric unique to PlainVoucher — not a HUD-published figure. See our methodology for the full calculation.
⚠ Disclaimer. Market-rent medians reflect advertised listings and may not match what actual voucher holders pay. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard and market conditions with your PHA and a local housing counselor. PlainVoucher is not affiliated with HUD or any PHA.