Lower-half FMR gap - El Paso, TX HUD Metro FMR Area
Displayed gap in El Paso, TX HUD Metro FMR Area: +20.9% (HUD $1,191 vs ACS $985) · counties in FMR rows: El Paso County .
FMR gap dispatch plate
CBSA 21340 · El Paso, TX -20.9% shortfall
GAP-GENEROUS · FMR-BELOW · SPREAD-PLUS · PHOTO-FINISH · COUNTY-SPARSE · BOOK-FULL
- GAP-GENEROUS 20.9% surplus
- FMR-BELOW #142/396 · P36
- SPREAD-PLUS +$206
- PHOTO-FINISH Lexington-Fayette
- COUNTY-SPARSE 1 county
- BOOK-FULL HUD+ACS pair
Nearest shortfall peer: Lexington-Fayette, KY Metro Area (+0.0pp)
HUD's reference overshoots the ACS median by $206/mo. Lease-up odds are usually better than in shortfall markets, though still compare Lexington-Fayette, KY Metro Area before assuming portability helps.
Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.
Shortfall neighbourhood around El Paso, TX
Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.
- Decatur -20.88
Decatur: -20.9% shortfall
-20.88 % shortfall
- El Paso · this metro -20.91
El Paso · this metro: -20.9% shortfall
-20.91 % shortfall
- Lexington-Fayett -20.91
Lexington-Fayett: -20.9% shortfall
-20.91 % shortfall
- Las Vegas-Hender -20.99
Las Vegas-Hender: -21.0% shortfall
-20.99 % shortfall
- Saginaw -21.02
Saginaw: -21.0% shortfall
-21.02 % shortfall
How does El Paso, TX compare with nearby FMR areas?
These are the twelve metros closest to El Paso, TX on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.
- Lexington-Fayette, KY Metro Area
-20.9% shortfall · HUD $1,272 vs ACS $1,052 · $+$220/mo
HUD FMR-area counties: Bourbon County, Clark County, Fayette County, Jessamine County, Scott County, Woodford County.
- Decatur, AL Metro Area
-20.9% shortfall · HUD $961 vs ACS $795 · $+$166/mo
HUD FMR-area counties: Lawrence County, Morgan County.
- Las Vegas-Henderson-North Las Vegas, NV Metro Area
-21.0% shortfall · HUD $1,735 vs ACS $1,434 · $+$301/mo
HUD FMR-area counties: Clark County.
- Saginaw, MI Metro Area
-21.0% shortfall · HUD $1,117 vs ACS $923 · $+$194/mo
HUD FMR-area counties: Saginaw County.
- Brownsville-Harlingen, TX Metro Area
-21.0% shortfall · HUD $1,047 vs ACS $865 · $+$182/mo
HUD FMR-area counties: Cameron County.
- Richmond, VA Metro Area
-21.1% shortfall · HUD $1,655 vs ACS $1,367 · $+$288/mo
HUD FMR-area counties: Amelia County, Charles City County, Chesterfield County, Colonial Heights city, Dinwiddie County, Goochland County.
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD Metro Area
-21.1% shortfall · HUD $1,810 vs ACS $1,494 · $+$316/mo
HUD FMR-area counties: Bucks County, Burlington County, Camden County, Cecil County, Chester County, Delaware County.
- St. Joseph, MO-KS Metro Area
-21.1% shortfall · HUD $1,077 vs ACS $889 · $+$188/mo
HUD FMR-area counties: Andrew County, Buchanan County, DeKalb County, Doniphan County.
- Rochester, MN Metro Area
-21.2% shortfall · HUD $1,407 vs ACS $1,161 · $+$246/mo
HUD FMR-area counties: Dodge County, Olmsted County.
- Florence-Muscle Shoals, AL Metro Area
-21.2% shortfall · HUD $1,000 vs ACS $825 · $+$175/mo
HUD FMR-area counties: Colbert County, Lauderdale County.
- Jackson, MI Metro Area
-20.6% shortfall · HUD $1,165 vs ACS $966 · $+$199/mo
HUD FMR-area counties: Jackson County.
- Wichita Falls, TX Metro Area
-21.2% shortfall · HUD $1,136 vs ACS $937 · $+$199/mo
HUD FMR-area counties: Archer County, Clay County, Wichita County.
Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.
TX FMR scale context
These are the closest FY2026 2-BR FMR values in TX; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.
- College Station-Bryan, TX MSA $1,186 (−$5)
- Longview, TX HUD Metro FMR Area $1,199 (+$8)
- Laredo, TX MSA $1,161 (−$30)
- Killeen-Temple, TX HUD Metro FMR Area $1,233 (+$42)
- Wichita Falls, TX MSA $1,136 (−$55)
- Abilene, TX MSA $1,276 (+$85)
- Amarillo, TX HUD Metro FMR Area $1,106 (−$85)
- Beaumont-Port Arthur, TX MSA $1,103 (−$88)
- Atascosa County, TX HUD Metro FMR Area $1,098 (−$93)
- Austin County, TX HUD Metro FMR Area $1,095 (−$96)
High-FMR contrast (scale only)
Eugene-Springfield, OR MSA ($1,688 2-BR); Fairbanks-College, AK MSA ($1,676 2-BR); Durham-Chapel Hill, NC HUD Metro FMR Area ($1,711 2-BR); Flagstaff, AZ MSA ($1,921 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for El Paso, TX HUD Metro FMR Area.
El Paso, TX HUD Metro FMR Area gap inputs
- HUD 2-BR FMR (FY2026): $1,191/mo
- ACS 2019–2023 2-BR median: $985/mo
- Displayed gap: +20.9%
- National FMR percentile: 36 (#142/396)
displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100
Issuing PHAs for El Paso, TX HUD Metro FMR Area
TX HCV agencies (scale-keyed)
Full payment standards for El Paso, TX HUD Metro FMR Area · Payment standards vs FMR
Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.
Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.