HUD FY2026 · ACS 2019–2023 generous top-quartile

High-rent metro gap - Palm Coast, FL HUD Metro FMR Area

Displayed gap in Palm Coast, FL HUD Metro FMR Area: +33.5% (HUD $1,806 vs ACS $1,353) · counties in FMR rows: Flagler County .

FMR gap dispatch plate

CBSA 19660 · Palm Coast, FL -33.5% shortfall

GAP-GENEROUS · FMR-TOP · SPREAD-PLUS · PHOTO-FINISH · COUNTY-SPARSE · BOOK-FULL

  • GAP-GENEROUS 33.5% surplus
  • FMR-TOP #340/396 · P86
  • SPREAD-PLUS +$453
  • PHOTO-FINISH Norwich-New London
  • COUNTY-SPARSE 1 county
  • BOOK-FULL HUD+ACS pair

Nearest shortfall peer: Norwich-New London-Willimantic, CT Metro Area (+0.0pp)

HUD's reference overshoots the ACS median by $453/mo. Lease-up odds are usually better than in shortfall markets, though still compare Norwich-New London-Willimantic, CT Metro Area before assuming portability helps.

Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.

Shortfall neighbourhood around Palm Coast, FL

Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.

% shortfall
Source HUD USER FMR + Census ACS median gross rent As of 2026-08-25

How does Palm Coast, FL compare with nearby FMR areas?

These are the twelve metros closest to Palm Coast, FL on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.

  1. Norwich-New London-Willimantic, CT Metro Area

    -33.5% shortfall · HUD $1,866 vs ACS $1,398 · $+$468/mo

    HUD FMR-area counties: Southeastern Connecticut Planning Region, Southeastern Connecticut Planning Region, Southeastern Connecticut Planning Region, Southeastern Connecticut Planning Region, Southeastern Connecticut Planning Region, Southeastern Connecticut Planning Region.

  2. Warner Robins, GA Metro Area

    -33.5% shortfall · HUD $1,362 vs ACS $1,020 · $+$342/mo

    HUD FMR-area counties: Houston County.

  3. Macon-Bibb County, GA Metro Area

    -33.6% shortfall · HUD $1,307 vs ACS $978 · $+$329/mo

    HUD FMR-area counties: Bibb County, Crawford County, Jones County, Twiggs County.

  4. Rochester, NY Metro Area

    -33.6% shortfall · HUD $1,573 vs ACS $1,177 · $+$396/mo

    HUD FMR-area counties: Livingston County, Monroe County, Ontario County, Orleans County, Wayne County.

  5. Sumter, SC Metro Area

    -33.2% shortfall · HUD $1,276 vs ACS $958 · $+$318/mo

    HUD FMR-area counties: Sumter County.

  6. Valdosta, GA Metro Area

    -33.0% shortfall · HUD $1,192 vs ACS $896 · $+$296/mo

    HUD FMR-area counties: Brooks County, Echols County, Lanier County, Lowndes County.

  7. Burlington-South Burlington, VT Metro Area

    -33.0% shortfall · HUD $2,140 vs ACS $1,609 · $+$531/mo

    HUD FMR-area counties: Chittenden County, Chittenden County, Chittenden County, Chittenden County, Chittenden County, Chittenden County.

  8. Altoona, PA Metro Area

    -32.9% shortfall · HUD $1,138 vs ACS $856 · $+$282/mo

    HUD FMR-area counties: Blair County.

  9. Greensboro-High Point, NC Metro Area

    -32.9% shortfall · HUD $1,330 vs ACS $1,001 · $+$329/mo

    HUD FMR-area counties: Guilford County, Randolph County.

  10. Albany, GA Metro Area

    -34.1% shortfall · HUD $1,129 vs ACS $842 · $+$287/mo

    HUD FMR-area counties: Dougherty County, Lee County, Terrell County, Worth County.

  11. Fresno, CA Metro Area

    -34.2% shortfall · HUD $1,664 vs ACS $1,240 · $+$424/mo

    HUD FMR-area counties: Fresno County.

  12. Waterbury-Shelton, CT Metro Area

    -32.6% shortfall · HUD $1,788 vs ACS $1,348 · $+$440/mo

    HUD FMR-area counties: Naugatuck Valley Planning Region.

Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.

FL FMR scale context

These are the closest FY2026 2-BR FMR values in FL; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.

  1. Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area $1,785 (−$21)
  2. Port St. Lucie, FL MSA $1,757 (−$49)
  3. Palm Bay-Melbourne-Titusville, FL MSA $1,709 (−$97)
  4. Panama City, FL HUD Metro FMR Area $1,682 (−$124)
  5. North Port-Bradenton-Sarasota, FL MSA $1,958 (+$152)
  6. Cape Coral-Fort Myers, FL MSA $1,961 (+$155)
  7. Orlando-Kissimmee-Sanford, FL MSA $1,972 (+$166)
  8. Tampa-St. Petersburg-Clearwater, FL MSA $1,977 (+$171)
  9. Naples-Marco Island, FL MSA $1,986 (+$180)
  10. Sebastian-Vero Beach-West Vero Corridor, FL MSA $1,604 (−$202)

Low-FMR contrast (scale only)

Decatur, IL MSA ($1,063 2-BR); Decatur, AL MSA ($961 2-BR); Dothan, AL HUD Metro FMR Area ($950 2-BR); Murray County, GA HUD Metro FMR Area ($1,009 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Palm Coast, FL HUD Metro FMR Area.

Palm Coast, FL HUD Metro FMR Area gap inputs

  • HUD 2-BR FMR (FY2026): $1,806/mo
  • ACS 2019–2023 2-BR median: $1,353/mo
  • Displayed gap: +33.5%
  • National FMR percentile: 86 (#340/396)

displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100

FL HCV agencies (scale-keyed)

Full payment standards for Palm Coast, FL HUD Metro FMR Area · Payment standards vs FMR

Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.

Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.

Verify with HUD → · Verify with U.S. Census Bureau →

Source and method. PlainVoucher compiles public HUD and U.S. Census release data into a searchable reference. Release periods and source boundaries are identified on each data surface; PlainVoucher does not determine eligibility, waitlist status, payment standards, or local PHA rules. Read our editorial standards and corrections policy, methodology, or report a data error. Data current as of 2026-08-25.