Low-FMR metro gap - Muncie, IN MSA
Displayed gap in Muncie, IN MSA: +19.6% (HUD $1,043 vs ACS $872) · counties in FMR rows: Delaware County .
FMR gap dispatch plate
CBSA 34620 · Muncie, IN -19.6% shortfall
GAP-GENEROUS · FMR-BOTTOM · SPREAD-PLUS · PHOTO-FINISH · COUNTY-SPARSE · BOOK-FULL
- GAP-GENEROUS 19.6% surplus
- FMR-BOTTOM #50/396 · P12
- SPREAD-PLUS +$171
- PHOTO-FINISH Punta Gorda
- COUNTY-SPARSE 1 county
- BOOK-FULL HUD+ACS pair
Nearest shortfall peer: Punta Gorda, FL Metro Area (+0.0pp)
HUD's reference overshoots the ACS median by $171/mo. Lease-up odds are usually better than in shortfall markets, though still compare Punta Gorda, FL Metro Area before assuming portability helps.
Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.
Shortfall neighbourhood around Muncie, IN
Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.
- Janesville-Beloi -19.46
Janesville-Beloi: -19.5% shortfall
-19.46 % shortfall
- Muncie · this metro -19.61
Muncie · this metro: -19.6% shortfall
-19.61 % shortfall
- Punta Gorda -19.61
Punta Gorda: -19.6% shortfall
-19.61 % shortfall
- Midland -19.66
Midland: -19.7% shortfall
-19.66 % shortfall
- Victoria -19.67
Victoria: -19.7% shortfall
-19.67 % shortfall
How does Muncie, IN compare with nearby FMR areas?
These are the twelve metros closest to Muncie, IN on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.
- Punta Gorda, FL Metro Area
-19.6% shortfall · HUD $1,470 vs ACS $1,229 · $+$241/mo
HUD FMR-area counties: Charlotte County.
- Midland, MI Metro Area
-19.7% shortfall · HUD $1,193 vs ACS $997 · $+$196/mo
HUD FMR-area counties: Midland County.
- Victoria, TX Metro Area
-19.7% shortfall · HUD $1,442 vs ACS $1,205 · $+$237/mo
HUD FMR-area counties: Goliad County, Victoria County.
- Janesville-Beloit, WI Metro Area
-19.5% shortfall · HUD $1,246 vs ACS $1,043 · $+$203/mo
HUD FMR-area counties: Rock County.
- Albany, OR Metro Area
-19.8% shortfall · HUD $1,500 vs ACS $1,252 · $+$248/mo
HUD FMR-area counties: Linn County.
- Guayama, PR Metro Area
-19.4% shortfall · HUD $475 vs ACS $398 · $+$77/mo
- Wheeling, WV-OH Metro Area
-20.0% shortfall · HUD $991 vs ACS $826 · $+$165/mo
HUD FMR-area counties: Belmont County, Marshall County, Ohio County.
- Kenosha, WI Metro Area
-19.2% shortfall · HUD $1,402 vs ACS $1,176 · $+$226/mo
HUD FMR-area counties: Kenosha County.
- Eau Claire, WI Metro Area
-20.0% shortfall · HUD $1,181 vs ACS $984 · $+$197/mo
HUD FMR-area counties: Chippewa County, Eau Claire County.
- Laredo, TX Metro Area
-19.2% shortfall · HUD $1,161 vs ACS $974 · $+$187/mo
HUD FMR-area counties: Webb County.
- Muskegon-Norton Shores, MI Metro Area
-19.2% shortfall · HUD $1,236 vs ACS $1,037 · $+$199/mo
HUD FMR-area counties: Muskegon County.
- Atlanta-Sandy Springs-Roswell, GA Metro Area
-20.1% shortfall · HUD $1,820 vs ACS $1,516 · $+$304/mo
HUD FMR-area counties: Barrow County, Bartow County, Carroll County, Cherokee County, Clayton County, Cobb County.
Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.
IN FMR scale context
These are the closest FY2026 2-BR FMR values in IN; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.
- Terre Haute, IN HUD Metro FMR Area $1,094 (+$51)
- Evansville, IN MSA $1,113 (+$70)
- Fort Wayne, IN HUD Metro FMR Area $1,113 (+$70)
- Kokomo, IN MSA $1,123 (+$80)
- Michigan City-La Porte, IN MSA $1,152 (+$109)
- Elkhart-Goshen, IN MSA $1,183 (+$140)
- Bloomington, IN HUD Metro FMR Area $1,210 (+$167)
- Lafayette-West Lafayette, IN HUD Metro FMR Area $1,242 (+$199)
- South Bend-Mishawaka, IN HUD Metro FMR Area $1,292 (+$249)
- Columbus, IN MSA $1,415 (+$372)
High-FMR contrast (scale only)
Mount Vernon-Anacortes, WA MSA ($1,720 2-BR); Napa, CA MSA ($2,773 2-BR); Naples-Marco Island, FL MSA ($1,986 2-BR); Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area ($1,730 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Muncie, IN MSA.
Muncie, IN MSA gap inputs
- HUD 2-BR FMR (FY2026): $1,043/mo
- ACS 2019–2023 2-BR median: $872/mo
- Displayed gap: +19.6%
- National FMR percentile: 12 (#50/396)
displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100
Issuing PHAs for Muncie, IN MSA
IN HCV agencies (scale-keyed)
- Kokomo Housing Authority
- Housing Authority of the City of Terre Haute
- Housing Authority of the City of East Chicago
- Housing Authority of the City of Muncie
- Housing Authority of the City of Hammond
- Housing Authority of the City of New Albany
- Housing Authority of the City of Anderson
- Housing Authority of the City of Lafayette
Full payment standards for Muncie, IN MSA · Payment standards vs FMR
Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.
Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.