Below-median FMR - Elkhart-Goshen, IN MSA
HUD FY2026 2-BR Fair Market Rent for Elkhart-Goshen, IN MSA is $1,183/month - 34th percentile of 396 published metro FMR areas (#136 cheapest→expensive) ; voucher vs ACS median: 17.6% above market ; FMR rows touch Elkhart County .
Lower-half placement for Elkhart-Goshen, IN MSA
Below the national median. Ladder neighbors: Lawrence, KS MSA; Niles, MI MSA; Auburn-Opelika, AL HUD Metro FMR Area; Eau Claire, WI MSA .
High-FMR contrast (not peers): Eugene-Springfield, OR MSA, Durham-Chapel Hill, NC HUD Metro FMR Area, Fairbanks-College, AK MSA, Flagstaff, AZ MSA, Denver-Aurora-Centennial, CO MSA, Palm Coast, FL HUD Metro FMR Area .
IN-state FMR neighbors for Elkhart-Goshen, IN MSA
Closest 2-BR amounts inside IN: Bloomington, IN HUD Metro FMR Area ($1,210); Michigan City-La Porte, IN MSA ($1,152); Lafayette-West Lafayette, IN HUD Metro FMR Area ($1,242); Kokomo, IN MSA ($1,123); Evansville, IN MSA ($1,113); Fort Wayne, IN HUD Metro FMR Area ($1,113); Terre Haute, IN HUD Metro FMR Area ($1,094); South Bend-Mishawaka, IN HUD Metro FMR Area ($1,292) . Alphabetical “nearby” lists are intentionally not used here - amount proximity is the comparison that matters for payment standards.
What are the HUD FY2026 bedroom FMRs for Elkhart-Goshen, IN MSA?
| Size | HUD FMR |
|---|---|
| Studio | $968/mo |
| 1-BR | $992/mo |
| 2-BR | $1,183/mo |
| 3-BR | $1,553/mo |
| 4-BR | $1,581/mo |
Section 8 payment standard range for Elkhart-Goshen, IN MSA
HUD lets each Public Housing Authority set its payment standard between 90% and 110% of the published Fair Market Rent for the bedroom size served. These dollar amounts are derived from HUD FY2026 FMR for Elkhart-Goshen, IN MSA; your PHA may choose a figure inside this band. This is not a quote for a specific unit, availability, or waitlist status.
| Size | HUD FMR | 90% floor | 110% ceiling |
|---|---|---|---|
| Studio | $968/mo | $871/mo | $1,065/mo |
| 1-BR | $992/mo | $893/mo | $1,091/mo |
| 2-BR | $1,183/mo | $1,065/mo | $1,301/mo |
| 3-BR | $1,553/mo | $1,398/mo | $1,708/mo |
| 4-BR | $1,581/mo | $1,423/mo | $1,739/mo |
For a 2-bedroom in Elkhart-Goshen, IN MSA, the HUD reference rent is $1,183/month, so the lawful payment-standard band runs $1,065–$1,301/month before any tenant income share.
HUD FMR filing-year trail · Elkhart-Goshen, IN MSA
Published two-bedroom Fair Market Rent for this HUD area across FY2022-2026. Year-over-year deltas compare adjacent fiscal years only. This is a historical HUD reference-rent series, not a PHA payment standard, unit quote, availability, eligibility, or waitlist result.
- Latest 2-BR
- $1,183
- FY2026
- vs prior FY
- +12.1%
- from FY2025 $1,055
- Span change
- +36.8%
- FY2022-2026
- Years shown
- 5
- HUD FMR history
| FY | 2-BR FMR | YoY |
|---|---|---|
| 2022 | $865/mo | - |
| 2023 | $986/mo | +14.0% |
| 2024 | $1,102/mo | +11.8% |
| 2025 | $1,055/mo | -4.3% |
| 2026 | $1,183/mo | +12.1% |
Source: HUD USER Fair Market Rents historical series for Elkhart-Goshen, IN MSA, FY2022-2026. Adjacent-year deltas only.
ACS median 2-BR rent $1,006/mo → 17.6% above market (generous). Detail: gap analysis for Elkhart-Goshen, IN MSA.
IN agencies near this metro's scale key
Housing authorities in IN whose HCV caseload sits closest to a CBSA-stable scale target (not the statewide giants list - that list was identical across siblings):
- Housing Authority of the City of Bloomington
- Housing Authority of South Bend
- Housing Authority of the City of Gary Indiana
- Housing Authority of the City of Lafayette
- Housing Authority of the City of Anderson
- Housing Authority of the City of Evansville
- Housing Authority of the City of East Chicago
- Kokomo Housing Authority
- Housing Authority of the City of Terre Haute
- Housing Authority of the City of Muncie
Full near-amount ladder
- Lawrence, KS MSA · $1,182
- Niles, MI MSA · $1,184
- Auburn-Opelika, AL HUD Metro FMR Area · $1,181
- Eau Claire, WI MSA · $1,181
- College Station-Bryan, TX MSA · $1,186
- Jerome County, ID HUD Metro FMR Area · $1,186
- Lynchburg, VA MSA · $1,187
- Spartanburg, SC HUD Metro FMR Area · $1,187
- Battle Creek, MI MSA · $1,176
- Fond du Lac, WI MSA · $1,176
- Bismarck, ND MSA · $1,175
- El Paso, TX HUD Metro FMR Area · $1,191
What to do with this FMR desk
Elkhart-Goshen, IN HUD FY2026 2-BR FMR is $1,183/mo; use the schedule as a source desk, not a lease quote.
- Read the FY2022-2026 filing trail (+36.8% across the span) before comparing peers. FMR history on this page
- Open the voucher-vs-market gap board for this CBSA (17.6% above market). Metro gap page
- Confirm how PHAs may set payment standards at 90-110% of FMR, and why the two figures are not interchangeable. FMR vs payment standard
FMR is HUD's published Fair Market Rent for this FMR area. It is not a PHA payment standard, unit quote, eligibility result, or waitlist status. Confirm any leasing figure with the PHA that serves the unit.
Source: HUD USER Fair Market Rent (FY2026) ; Census ACS median gross rent. Confirm the live PHA figure before leasing. Methodology.
Verify with HUD → · Verify with U.S. Census Bureau → · Set a September HUD update reminder