HUD FY2026 · ACS 2019–2023 generous below-median

Lower-half FMR gap - Laredo, TX MSA

Displayed gap in Laredo, TX MSA: +19.2% (HUD $1,161 vs ACS $974) · counties in FMR rows: Webb County .

FMR gap dispatch plate

CBSA 29700 · Laredo, TX -19.2% shortfall

GAP-GENEROUS · FMR-BELOW · SPREAD-PLUS · PHOTO-FINISH · COUNTY-SPARSE · BOOK-FULL

  • GAP-GENEROUS 19.2% surplus
  • FMR-BELOW #116/396 · P29
  • SPREAD-PLUS +$187
  • PHOTO-FINISH Muskegon-Norton Sh
  • COUNTY-SPARSE 1 county
  • BOOK-FULL HUD+ACS pair

Nearest shortfall peer: Muskegon-Norton Shores, MI Metro Area (+0.0pp)

HUD's reference overshoots the ACS median by $187/mo. Lease-up odds are usually better than in shortfall markets, though still compare Muskegon-Norton Shores, MI Metro Area before assuming portability helps.

Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.

Shortfall neighbourhood around Laredo, TX

Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.

% shortfall
Source HUD USER FMR + Census ACS median gross rent As of 2026-08-25

How does Laredo, TX compare with nearby FMR areas?

These are the twelve metros closest to Laredo, TX on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.

  1. Muskegon-Norton Shores, MI Metro Area

    -19.2% shortfall · HUD $1,236 vs ACS $1,037 · $+$199/mo

    HUD FMR-area counties: Muskegon County.

  2. Kenosha, WI Metro Area

    -19.2% shortfall · HUD $1,402 vs ACS $1,176 · $+$226/mo

    HUD FMR-area counties: Kenosha County.

  3. Charlottesville, VA Metro Area

    -19.1% shortfall · HUD $1,824 vs ACS $1,532 · $+$292/mo

    HUD FMR-area counties: Albemarle County, Charlottesville city, Fluvanna County, Greene County, Nelson County.

  4. Trenton-Princeton, NJ Metro Area

    -19.1% shortfall · HUD $1,950 vs ACS $1,638 · $+$312/mo

    HUD FMR-area counties: Mercer County.

  5. Guayama, PR Metro Area

    -19.4% shortfall · HUD $475 vs ACS $398 · $+$77/mo

  6. Janesville-Beloit, WI Metro Area

    -19.5% shortfall · HUD $1,246 vs ACS $1,043 · $+$203/mo

    HUD FMR-area counties: Rock County.

  7. Grand Junction, CO Metro Area

    -18.8% shortfall · HUD $1,249 vs ACS $1,051 · $+$198/mo

    HUD FMR-area counties: Mesa County.

  8. Killeen-Temple, TX Metro Area

    -18.8% shortfall · HUD $1,233 vs ACS $1,038 · $+$195/mo

    HUD FMR-area counties: Bell County, Coryell County.

  9. Muncie, IN Metro Area

    -19.6% shortfall · HUD $1,043 vs ACS $872 · $+$171/mo

    HUD FMR-area counties: Delaware County.

  10. Punta Gorda, FL Metro Area

    -19.6% shortfall · HUD $1,470 vs ACS $1,229 · $+$241/mo

    HUD FMR-area counties: Charlotte County.

  11. Missoula, MT Metro Area

    -18.8% shortfall · HUD $1,361 vs ACS $1,146 · $+$215/mo

    HUD FMR-area counties: Mineral County.

  12. Little Rock-North Little Rock-Conway, AR Metro Area

    -18.7% shortfall · HUD $1,147 vs ACS $966 · $+$181/mo

    HUD FMR-area counties: Faulkner County, Lonoke County, Perry County, Pulaski County, Saline County.

Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.

TX FMR scale context

These are the closest FY2026 2-BR FMR values in TX; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.

  1. College Station-Bryan, TX MSA $1,186 (+$25)
  2. Wichita Falls, TX MSA $1,136 (−$25)
  3. El Paso, TX HUD Metro FMR Area $1,191 (+$30)
  4. Longview, TX HUD Metro FMR Area $1,199 (+$38)
  5. Amarillo, TX HUD Metro FMR Area $1,106 (−$55)
  6. Beaumont-Port Arthur, TX MSA $1,103 (−$58)
  7. Atascosa County, TX HUD Metro FMR Area $1,098 (−$63)
  8. Austin County, TX HUD Metro FMR Area $1,095 (−$66)
  9. Killeen-Temple, TX HUD Metro FMR Area $1,233 (+$72)
  10. McAllen-Edinburg-Mission, TX MSA $1,060 (−$101)

High-FMR contrast (scale only)

Las Vegas-Henderson-North Las Vegas, NV MSA ($1,735 2-BR); Calvert County, MD HUD Metro FMR Area ($2,083 2-BR); Kiryas Joel-Poughkeepsie-Newburgh, NY MSA ($1,979 2-BR); Kingston, NY MSA ($1,818 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Laredo, TX MSA.

Laredo, TX MSA gap inputs

  • HUD 2-BR FMR (FY2026): $1,161/mo
  • ACS 2019–2023 2-BR median: $974/mo
  • Displayed gap: +19.2%
  • National FMR percentile: 29 (#116/396)

displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100

Issuing PHAs for Laredo, TX MSA

TX HCV agencies (scale-keyed)

Full payment standards for Laredo, TX MSA · Payment standards vs FMR

Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.

Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.

Verify with HUD → · Verify with U.S. Census Bureau →

Source and method. PlainVoucher compiles public HUD and U.S. Census release data into a searchable reference. Release periods and source boundaries are identified on each data surface; PlainVoucher does not determine eligibility, waitlist status, payment standards, or local PHA rules. Read our editorial standards and corrections policy, methodology, or report a data error. Data current as of 2026-08-25.