HUD FY2026 · ACS 2019–2023 covers market bottom-quartile

Low-FMR metro gap - Montgomery, AL MSA

Displayed gap in Montgomery, AL MSA: +4.5% (HUD $1,016 vs ACS $972) · counties in FMR rows: Autauga County, Elmore County, Lowndes County, Montgomery County .

FMR gap dispatch plate

CBSA 33860 · Montgomery, AL -4.5% shortfall

GAP-COVERS · FMR-BOTTOM · SPREAD-PLUS · PHOTO-FINISH · COUNTY-MID · BOOK-FULL

  • GAP-COVERS 4.5% cushion
  • FMR-BOTTOM #39/396 · P10
  • SPREAD-PLUS +$44
  • PHOTO-FINISH Beaumont-Port Arth
  • COUNTY-MID 4 counties
  • BOOK-FULL HUD+ACS pair

Nearest shortfall peer: Beaumont-Port Arthur, TX Metro Area (+0.1pp)

Coverage is positive but not extreme. Bedroom mix and ZIP still dominate, pull the FY2026 bedroom table before comparing peers.

Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.

Shortfall neighbourhood around Montgomery, AL

Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.

% shortfall
Source HUD USER FMR + Census ACS median gross rent As of 2026-08-25

How does Montgomery, AL compare with nearby FMR areas?

These are the twelve metros closest to Montgomery, AL on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.

  1. Beaumont-Port Arthur, TX Metro Area

    -4.5% shortfall · HUD $1,103 vs ACS $1,056 · $+$47/mo

    HUD FMR-area counties: Hardin County, Jefferson County, Orange County.

  2. Rapid City, SD Metro Area

    -5.0% shortfall · HUD $1,173 vs ACS $1,117 · $+$56/mo

    HUD FMR-area counties: Custer County.

  3. Minot, ND Metro Area

    -4.0% shortfall · HUD $1,000 vs ACS $962 · $+$38/mo

    HUD FMR-area counties: McHenry County.

  4. Ames, IA Metro Area

    -3.6% shortfall · HUD $1,026 vs ACS $990 · $+$36/mo

    HUD FMR-area counties: Boone County.

  5. Winston-Salem, NC Metro Area

    -3.6% shortfall · HUD $960 vs ACS $927 · $+$33/mo

    HUD FMR-area counties: Davidson County.

  6. Bowling Green, KY Metro Area

    -5.7% shortfall · HUD $996 vs ACS $942 · $+$54/mo

    HUD FMR-area counties: Allen County.

  7. Bloomington, IN Metro Area

    -5.9% shortfall · HUD $1,210 vs ACS $1,143 · $+$67/mo

    HUD FMR-area counties: Monroe County.

  8. Kalamazoo-Portage, MI Metro Area

    -6.5% shortfall · HUD $1,162 vs ACS $1,091 · $+$71/mo

    HUD FMR-area counties: Kalamazoo County.

  9. Manhattan, KS Metro Area

    -6.8% shortfall · HUD $1,048 vs ACS $981 · $+$67/mo

    HUD FMR-area counties: Geary County.

  10. Traverse City, MI Metro Area

    -6.9% shortfall · HUD $1,224 vs ACS $1,145 · $+$79/mo

    HUD FMR-area counties: Benzie County.

  11. Blacksburg-Christiansburg-Radford, VA Metro Area

    -7.0% shortfall · HUD $1,094 vs ACS $1,022 · $+$72/mo

    HUD FMR-area counties: Floyd County.

  12. Flint, MI Metro Area

    -7.2% shortfall · HUD $1,033 vs ACS $964 · $+$69/mo

    HUD FMR-area counties: Genesee County.

Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.

AL FMR scale context

These are the closest FY2026 2-BR FMR values in AL; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.

  1. Florence-Muscle Shoals, AL MSA $1,000 (−$16)
  2. Anniston-Oxford, AL MSA $962 (−$54)
  3. Decatur, AL MSA $961 (−$55)
  4. Dothan, AL HUD Metro FMR Area $950 (−$66)
  5. Mobile, AL MSA $1,083 (+$67)
  6. Gadsden, AL MSA $927 (−$89)
  7. Greene County, AL HUD Metro FMR Area $1,140 (+$124)
  8. Auburn-Opelika, AL HUD Metro FMR Area $1,181 (+$165)
  9. Birmingham-Hoover, AL HUD Metro FMR Area $1,266 (+$250)
  10. Huntsville, AL MSA $1,310 (+$294)

High-FMR contrast (scale only)

Modesto, CA MSA ($1,758 2-BR); Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area ($1,709 2-BR); Martin County, TX HUD Metro FMR Area ($1,772 2-BR); Mount Vernon-Anacortes, WA MSA ($1,720 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Montgomery, AL MSA.

Montgomery, AL MSA gap inputs

  • HUD 2-BR FMR (FY2026): $1,016/mo
  • ACS 2019–2023 2-BR median: $972/mo
  • Displayed gap: +4.5%
  • National FMR percentile: 10 (#39/396)

displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100

Issuing PHAs for Montgomery, AL MSA

AL HCV agencies (scale-keyed)

Full payment standards for Montgomery, AL MSA · Payment standards vs FMR

Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.

Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.

Verify with HUD → · Verify with U.S. Census Bureau →

Source and method. PlainVoucher compiles public HUD and U.S. Census release data into a searchable reference. Release periods and source boundaries are identified on each data surface; PlainVoucher does not determine eligibility, waitlist status, payment standards, or local PHA rules. Read our editorial standards and corrections policy, methodology, or report a data error. Data current as of 2026-08-25.