Lower-half FMR gap - Bloomington, IN HUD Metro FMR Area
Displayed gap in Bloomington, IN HUD Metro FMR Area: +5.9% (HUD $1,210 vs ACS $1,143) · counties in FMR rows: Monroe County .
FMR gap dispatch plate
CBSA 14020 · Bloomington, IN -5.9% shortfall
GAP-COVERS · FMR-BELOW · SPREAD-PLUS · PHOTO-FINISH · COUNTY-SPARSE · BOOK-FULL
- GAP-COVERS 5.9% cushion
- FMR-BELOW #152/396 · P38
- SPREAD-PLUS +$67
- PHOTO-FINISH Bowling Green
- COUNTY-SPARSE 1 county
- BOOK-FULL HUD+ACS pair
Nearest shortfall peer: Bowling Green, KY Metro Area (+0.1pp)
Coverage is positive but not extreme. Bedroom mix and ZIP still dominate, pull the FY2026 bedroom table before comparing peers.
Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.
Shortfall neighbourhood around Bloomington, IN
Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.
- Rapid City -5.01
Rapid City: -5.0% shortfall
-5.01 % shortfall
- Bowling Green -5.73
Bowling Green: -5.7% shortfall
-5.73 % shortfall
- Bloomington · this metro -5.86
Bloomington · this metro: -5.9% shortfall
-5.86 % shortfall
- Kalamazoo-Portag -6.51
Kalamazoo-Portag: -6.5% shortfall
-6.51 % shortfall
- Manhattan -6.83
Manhattan: -6.8% shortfall
-6.83 % shortfall
How does Bloomington, IN compare with nearby FMR areas?
These are the twelve metros closest to Bloomington, IN on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.
- Bowling Green, KY Metro Area
-5.7% shortfall · HUD $996 vs ACS $942 · $+$54/mo
HUD FMR-area counties: Allen County.
- Kalamazoo-Portage, MI Metro Area
-6.5% shortfall · HUD $1,162 vs ACS $1,091 · $+$71/mo
HUD FMR-area counties: Kalamazoo County.
- Rapid City, SD Metro Area
-5.0% shortfall · HUD $1,173 vs ACS $1,117 · $+$56/mo
HUD FMR-area counties: Custer County.
- Manhattan, KS Metro Area
-6.8% shortfall · HUD $1,048 vs ACS $981 · $+$67/mo
HUD FMR-area counties: Geary County.
- Traverse City, MI Metro Area
-6.9% shortfall · HUD $1,224 vs ACS $1,145 · $+$79/mo
HUD FMR-area counties: Benzie County.
- Blacksburg-Christiansburg-Radford, VA Metro Area
-7.0% shortfall · HUD $1,094 vs ACS $1,022 · $+$72/mo
HUD FMR-area counties: Floyd County.
- Flint, MI Metro Area
-7.2% shortfall · HUD $1,033 vs ACS $964 · $+$69/mo
HUD FMR-area counties: Genesee County.
- Montgomery, AL Metro Area
-4.5% shortfall · HUD $1,016 vs ACS $972 · $+$44/mo
HUD FMR-area counties: Autauga County, Elmore County, Lowndes County, Montgomery County.
- Iowa City, IA Metro Area
-7.2% shortfall · HUD $1,141 vs ACS $1,064 · $+$77/mo
HUD FMR-area counties: Johnson County.
- Amarillo, TX Metro Area
-7.3% shortfall · HUD $1,106 vs ACS $1,031 · $+$75/mo
HUD FMR-area counties: Armstrong County, Carson County, Potter County, Randall County.
- Beaumont-Port Arthur, TX Metro Area
-4.5% shortfall · HUD $1,103 vs ACS $1,056 · $+$47/mo
HUD FMR-area counties: Hardin County, Jefferson County, Orange County.
- Lincoln, NE Metro Area
-7.5% shortfall · HUD $1,141 vs ACS $1,061 · $+$80/mo
HUD FMR-area counties: Lancaster County.
Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.
IN FMR scale context
These are the closest FY2026 2-BR FMR values in IN; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.
- Elkhart-Goshen, IN MSA $1,183 (−$27)
- Lafayette-West Lafayette, IN HUD Metro FMR Area $1,242 (+$32)
- Michigan City-La Porte, IN MSA $1,152 (−$58)
- South Bend-Mishawaka, IN HUD Metro FMR Area $1,292 (+$82)
- Kokomo, IN MSA $1,123 (−$87)
- Evansville, IN MSA $1,113 (−$97)
- Fort Wayne, IN HUD Metro FMR Area $1,113 (−$97)
- Terre Haute, IN HUD Metro FMR Area $1,094 (−$116)
- Muncie, IN MSA $1,043 (−$167)
- Columbus, IN MSA $1,415 (+$205)
High-FMR contrast (scale only)
Boise City, ID HUD Metro FMR Area ($1,655 2-BR); Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area ($2,941 2-BR); Boulder, CO MSA ($2,124 2-BR); Bozeman, MT MSA ($2,154 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Bloomington, IN HUD Metro FMR Area.
Bloomington, IN HUD Metro FMR Area gap inputs
- HUD 2-BR FMR (FY2026): $1,210/mo
- ACS 2019–2023 2-BR median: $1,143/mo
- Displayed gap: +5.9%
- National FMR percentile: 38 (#152/396)
displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100
Issuing PHAs for Bloomington, IN HUD Metro FMR Area
IN HCV agencies (scale-keyed)
- Housing Authority of South Bend
- Housing Authority of the City of Bloomington
- Housing Authority of the City of Gary Indiana
- Housing Authority of the City of Lafayette
- Housing Authority of the City of Anderson
- Housing Authority of the City of Evansville
- Housing Authority of the City of East Chicago
- Kokomo Housing Authority
Full payment standards for Bloomington, IN HUD Metro FMR Area · Payment standards vs FMR
Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.
Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.