HUD FY2026 · ACS 2019–2023 generous bottom-quartile

Low-FMR metro gap - Gadsden, AL MSA

Displayed gap in Gadsden, AL MSA: +15.0% (HUD $927 vs ACS $806) · counties in FMR rows: Etowah County .

FMR gap dispatch plate

CBSA 23460 · Gadsden, AL -15.0% shortfall

GAP-GENEROUS · FMR-BOTTOM · SPREAD-PLUS · PHOTO-FINISH · COUNTY-SPARSE · BOOK-FULL

  • GAP-GENEROUS 15.0% surplus
  • FMR-BOTTOM #14/396 · P3
  • SPREAD-PLUS +$121
  • PHOTO-FINISH McAllen-Edinburg-M
  • COUNTY-SPARSE 1 county
  • BOOK-FULL HUD+ACS pair

Nearest shortfall peer: McAllen-Edinburg-Mission, TX Metro Area (+0.0pp)

HUD's reference overshoots the ACS median by $121/mo. Lease-up odds are usually better than in shortfall markets, though still compare McAllen-Edinburg-Mission, TX Metro Area before assuming portability helps.

Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.

Shortfall neighbourhood around Gadsden, AL

Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.

% shortfall
Source HUD USER FMR + Census ACS median gross rent As of 2026-08-25

How does Gadsden, AL compare with nearby FMR areas?

These are the twelve metros closest to Gadsden, AL on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.

  1. McAllen-Edinburg-Mission, TX Metro Area

    -15.0% shortfall · HUD $1,060 vs ACS $922 · $+$138/mo

    HUD FMR-area counties: Hidalgo County.

  2. Minneapolis-St. Paul-Bloomington, MN-WI Metro Area

    -14.9% shortfall · HUD $1,709 vs ACS $1,487 · $+$222/mo

    HUD FMR-area counties: Anoka County, Carver County, Chisago County, Dakota County, Hennepin County, Isanti County.

  3. Lawton, OK Metro Area

    -15.2% shortfall · HUD $1,001 vs ACS $869 · $+$132/mo

    HUD FMR-area counties: Comanche County.

  4. Fargo, ND-MN Metro Area

    -15.2% shortfall · HUD $1,112 vs ACS $965 · $+$147/mo

    HUD FMR-area counties: Cass County, Clay County.

  5. Columbus, OH Metro Area

    -14.8% shortfall · HUD $1,430 vs ACS $1,246 · $+$184/mo

    HUD FMR-area counties: Delaware County, Fairfield County, Franklin County, Licking County, Madison County, Morrow County.

  6. Tyler, TX Metro Area

    -15.3% shortfall · HUD $1,338 vs ACS $1,161 · $+$177/mo

    HUD FMR-area counties: Smith County.

  7. Sioux City, IA-NE-SD Metro Area

    -15.3% shortfall · HUD $1,154 vs ACS $1,001 · $+$153/mo

    HUD FMR-area counties: Dakota County, Union County, Woodbury County.

  8. Greenville, NC Metro Area

    -14.7% shortfall · HUD $1,095 vs ACS $955 · $+$140/mo

    HUD FMR-area counties: Pitt County.

  9. Hagerstown-Martinsburg, MD-WV Metro Area

    -14.6% shortfall · HUD $1,261 vs ACS $1,100 · $+$161/mo

    HUD FMR-area counties: Washington County.

  10. Casper, WY Metro Area

    -15.5% shortfall · HUD $1,082 vs ACS $937 · $+$145/mo

    HUD FMR-area counties: Natrona County.

  11. Columbus, GA-AL Metro Area

    -14.5% shortfall · HUD $1,088 vs ACS $950 · $+$138/mo

    HUD FMR-area counties: Chattahoochee County, Harris County, Marion County, Muscogee County, Russell County.

  12. Portland-Vancouver-Hillsboro, OR-WA Metro Area

    -15.5% shortfall · HUD $1,922 vs ACS $1,664 · $+$258/mo

    HUD FMR-area counties: Clackamas County, Clark County, Columbia County, Multnomah County, Skamania County, Washington County.

Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.

AL FMR scale context

These are the closest FY2026 2-BR FMR values in AL; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.

  1. Dothan, AL HUD Metro FMR Area $950 (+$23)
  2. Decatur, AL MSA $961 (+$34)
  3. Anniston-Oxford, AL MSA $962 (+$35)
  4. Florence-Muscle Shoals, AL MSA $1,000 (+$73)
  5. Montgomery, AL MSA $1,016 (+$89)
  6. Mobile, AL MSA $1,083 (+$156)
  7. Greene County, AL HUD Metro FMR Area $1,140 (+$213)
  8. Auburn-Opelika, AL HUD Metro FMR Area $1,181 (+$254)
  9. Birmingham-Hoover, AL HUD Metro FMR Area $1,266 (+$339)
  10. Huntsville, AL MSA $1,310 (+$383)

High-FMR contrast (scale only)

Fresno, CA HUD Metro FMR Area ($1,664 2-BR); Fort Collins-Loveland, CO MSA ($1,732 2-BR); Flagstaff, AZ MSA ($1,921 2-BR); Fairbanks-College, AK MSA ($1,676 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Gadsden, AL MSA.

Gadsden, AL MSA gap inputs

  • HUD 2-BR FMR (FY2026): $927/mo
  • ACS 2019–2023 2-BR median: $806/mo
  • Displayed gap: +15.0%
  • National FMR percentile: 3 (#14/396)

displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100

Issuing PHAs for Gadsden, AL MSA

AL HCV agencies (scale-keyed)

Full payment standards for Gadsden, AL MSA · Payment standards vs FMR

Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.

Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.

Verify with HUD → · Verify with U.S. Census Bureau →

Source and method. PlainVoucher compiles public HUD and U.S. Census release data into a searchable reference. Release periods and source boundaries are identified on each data surface; PlainVoucher does not determine eligibility, waitlist status, payment standards, or local PHA rules. Read our editorial standards and corrections policy, methodology, or report a data error. Data current as of 2026-08-25.