Low-FMR metro gap - Fargo, ND-MN MSA
Displayed gap in Fargo, ND-MN MSA: +15.2% (HUD $1,112 vs ACS $965) · counties in FMR rows: Cass County, Clay County .
FMR gap dispatch plate
CBSA 22020 · Fargo, ND-MN -15.2% shortfall
GAP-GENEROUS · FMR-BOTTOM · SPREAD-PLUS · PHOTO-FINISH · COUNTY-SPARSE · BOOK-FULL
- GAP-GENEROUS 15.2% surplus
- FMR-BOTTOM #91/396 · P23
- SPREAD-PLUS +$147
- PHOTO-FINISH Tyler
- COUNTY-SPARSE 2 counties
- BOOK-FULL HUD+ACS pair
Nearest shortfall peer: Tyler, TX Metro Area (-0.0pp)
HUD's reference overshoots the ACS median by $147/mo. Lease-up odds are usually better than in shortfall markets, though still compare Tyler, TX Metro Area before assuming portability helps.
Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.
Shortfall neighbourhood around Fargo, ND-MN
Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.
- Gadsden -15.01
Gadsden: -15.0% shortfall
-15.01 % shortfall
- Lawton -15.19
Lawton: -15.2% shortfall
-15.19 % shortfall
- Fargo · this metro -15.23
Fargo · this metro: -15.2% shortfall
-15.23 % shortfall
- Tyler -15.25
Tyler: -15.3% shortfall
-15.25 % shortfall
- Sioux City -15.28
Sioux City: -15.3% shortfall
-15.28 % shortfall
How does Fargo, ND-MN compare with nearby FMR areas?
These are the twelve metros closest to Fargo, ND-MN on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.
- Tyler, TX Metro Area
-15.3% shortfall · HUD $1,338 vs ACS $1,161 · $+$177/mo
HUD FMR-area counties: Smith County.
- Lawton, OK Metro Area
-15.2% shortfall · HUD $1,001 vs ACS $869 · $+$132/mo
HUD FMR-area counties: Comanche County.
- Sioux City, IA-NE-SD Metro Area
-15.3% shortfall · HUD $1,154 vs ACS $1,001 · $+$153/mo
HUD FMR-area counties: Dakota County, Union County, Woodbury County.
- Gadsden, AL Metro Area
-15.0% shortfall · HUD $927 vs ACS $806 · $+$121/mo
HUD FMR-area counties: Etowah County.
- Casper, WY Metro Area
-15.5% shortfall · HUD $1,082 vs ACS $937 · $+$145/mo
HUD FMR-area counties: Natrona County.
- McAllen-Edinburg-Mission, TX Metro Area
-15.0% shortfall · HUD $1,060 vs ACS $922 · $+$138/mo
HUD FMR-area counties: Hidalgo County.
- Portland-Vancouver-Hillsboro, OR-WA Metro Area
-15.5% shortfall · HUD $1,922 vs ACS $1,664 · $+$258/mo
HUD FMR-area counties: Clackamas County, Clark County, Columbia County, Multnomah County, Skamania County, Washington County.
- Enid, OK Metro Area
-15.5% shortfall · HUD $1,027 vs ACS $889 · $+$138/mo
HUD FMR-area counties: Garfield County.
- Minneapolis-St. Paul-Bloomington, MN-WI Metro Area
-14.9% shortfall · HUD $1,709 vs ACS $1,487 · $+$222/mo
HUD FMR-area counties: Anoka County, Carver County, Chisago County, Dakota County, Hennepin County, Isanti County.
- Aguadilla, PR Metro Area
-15.6% shortfall · HUD $564 vs ACS $488 · $+$76/mo
- Providence-Warwick, RI-MA Metro Area
-15.6% shortfall · HUD $1,527 vs ACS $1,321 · $+$206/mo
HUD FMR-area counties: Bristol County, Bristol County, Bristol County, Bristol County, Bristol County.
- Columbus, OH Metro Area
-14.8% shortfall · HUD $1,430 vs ACS $1,246 · $+$184/mo
HUD FMR-area counties: Delaware County, Fairfield County, Franklin County, Licking County, Madison County, Morrow County.
Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.
ND FMR scale context
These are the closest FY2026 2-BR FMR values in ND; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.
- Grand Forks, ND-MN MSA $1,089 (−$23)
- Bismarck, ND MSA $1,175 (+$63)
- McHenry County, ND HUD Metro FMR Area $1,000 (−$112)
High-FMR contrast (scale only)
Fairbanks-College, AK MSA ($1,676 2-BR); Eugene-Springfield, OR MSA ($1,688 2-BR); Flagstaff, AZ MSA ($1,921 2-BR); Fort Collins-Loveland, CO MSA ($1,732 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Fargo, ND-MN MSA.
Fargo, ND-MN MSA gap inputs
- HUD 2-BR FMR (FY2026): $1,112/mo
- ACS 2019–2023 2-BR median: $965/mo
- Displayed gap: +15.2%
- National FMR percentile: 23 (#91/396)
displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100
Issuing PHAs for Fargo, ND-MN MSA
ND HCV agencies (scale-keyed)
Full payment standards for Fargo, ND-MN MSA · Payment standards vs FMR
Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.
Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.