Below-median FMR - Louisville, KY-IN HUD Metro FMR Area
HUD FY2026 2-BR Fair Market Rent for Louisville, KY-IN HUD Metro FMR Area is $1,272/month - 47th percentile of 396 published metro FMR areas (#186 cheapest→expensive) ; voucher vs ACS median: 17.8% above market ; FMR rows touch Bullitt County, Clark County, Floyd County, Harrison County, Henry County, Jefferson County, Oldham County, Spencer County .
Geography note: HUD divides this CBSA into 5 separate Fair Market Rent areas, each with its own rent schedule. The amounts above are for Louisville, KY-IN HUD Metro FMR Area only, not the whole metro.
Lower-half placement for Louisville, KY-IN HUD Metro FMR Area
Below the national median. Ladder neighbors: Lexington-Fayette, KY MSA; Lyon County, NV HUD Metro FMR Area; Dayton-Kettering-Beavercreek, OH MSA; Sebring, FL MSA .
High-FMR contrast (not peers): Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area, Nashua, NH HUD Metro FMR Area, Calvert County, MD HUD Metro FMR Area, Las Vegas-Henderson-North Las Vegas, NV MSA, Fort Lauderdale, FL HUD Metro FMR Area, Martin County, TX HUD Metro FMR Area .
KY-state FMR neighbors for Louisville, KY-IN HUD Metro FMR Area
Closest 2-BR amounts inside KY: Lexington-Fayette, KY MSA ($1,272); Owensboro, KY MSA ($1,110); Elizabethtown, KY HUD Metro FMR Area ($1,056); Allen County, KY HUD Metro FMR Area ($996) . Alphabetical “nearby” lists are intentionally not used here - amount proximity is the comparison that matters for payment standards.
What are the HUD FY2026 bedroom FMRs for Louisville, KY-IN HUD Metro FMR Area?
| Size | HUD FMR |
|---|---|
| Studio | $966/mo |
| 1-BR | $1,047/mo |
| 2-BR | $1,272/mo |
| 3-BR | $1,625/mo |
| 4-BR | $1,891/mo |
Section 8 payment standard range for Louisville, KY-IN HUD Metro FMR Area
HUD lets each Public Housing Authority set its payment standard between 90% and 110% of the published Fair Market Rent for the bedroom size served. These dollar amounts are derived from HUD FY2026 FMR for Louisville, KY-IN HUD Metro FMR Area; your PHA may choose a figure inside this band. This is not a quote for a specific unit, availability, or waitlist status.
| Size | HUD FMR | 90% floor | 110% ceiling |
|---|---|---|---|
| Studio | $966/mo | $869/mo | $1,063/mo |
| 1-BR | $1,047/mo | $942/mo | $1,152/mo |
| 2-BR | $1,272/mo | $1,145/mo | $1,399/mo |
| 3-BR | $1,625/mo | $1,463/mo | $1,788/mo |
| 4-BR | $1,891/mo | $1,702/mo | $2,080/mo |
For a 2-bedroom in Louisville, KY-IN HUD Metro FMR Area, the HUD reference rent is $1,272/month, so the lawful payment-standard band runs $1,145–$1,399/month before any tenant income share.
HUD FMR filing-year trail · Louisville, KY-IN HUD Metro FMR Area
Published two-bedroom Fair Market Rent for this HUD area across FY2022-2026. Year-over-year deltas compare adjacent fiscal years only. This is a historical HUD reference-rent series, not a PHA payment standard, unit quote, availability, eligibility, or waitlist result.
- Latest 2-BR
- $1,272
- FY2026
- vs prior FY
- -4.4%
- from FY2025 $1,330
- Span change
- +32.5%
- FY2022-2026
- Years shown
- 5
- HUD FMR history
| FY | 2-BR FMR | YoY |
|---|---|---|
| 2022 | $960/mo | - |
| 2023 | $1,052/mo | +9.6% |
| 2024 | $1,301/mo | +23.7% |
| 2025 | $1,330/mo | +2.2% |
| 2026 | $1,272/mo | -4.4% |
Source: HUD USER Fair Market Rents historical series for Louisville, KY-IN HUD Metro FMR Area, FY2022-2026. Adjacent-year deltas only.
ACS median 2-BR rent $1,080/mo → 17.8% above market (generous). Detail: gap analysis for Louisville, KY-IN HUD Metro FMR Area.
PHAs naming Louisville, KY-IN HUD Metro FMR Area
- Louisville Metro Housing Authority · 12,582 HCV units
Need the full directory? Browse all HUD PHA records in Kentucky . The directory does not report current availability or waitlists.
KY agencies near this metro's scale key
Housing authorities in KY whose HCV caseload sits closest to a CBSA-stable scale target (not the statewide giants list - that list was identical across siblings):
- Cumberland Valley Regional Housing Authority
- Housing Authority of Lexington
- Housing Authority of Covington
- Housing Authority of Hopkinsville
- Boone County Fiscal Court
- Housing Authority of Owensboro
- Appalachian Foothills Housing Agency Inc
- City of Richmond Section 8 Housing Program
- Campbell County Department of Housing
- Housing Authority of Henderson
Full near-amount ladder
- Lexington-Fayette, KY MSA · $1,272
- Lyon County, NV HUD Metro FMR Area · $1,272
- Dayton-Kettering-Beavercreek, OH MSA · $1,273
- Sebring, FL MSA · $1,271
- Memphis, TN-MS-AR HUD Metro FMR Area · $1,274
- Pueblo, CO MSA · $1,269
- Abilene, TX MSA · $1,276
- Akron, OH MSA · $1,268
- Columbia, SC HUD Metro FMR Area · $1,276
- Lansing-East Lansing, MI MSA · $1,268
- Sumter, SC MSA · $1,276
- Birmingham-Hoover, AL HUD Metro FMR Area · $1,266
What to do with this FMR desk
Louisville, KY-IN HUD FY2026 2-BR FMR is $1,272/mo; use the schedule as a source desk, not a lease quote.
- Read the FY2022-2026 filing trail (+32.5% across the span) before comparing peers. FMR history on this page
- Cross-check the 1 PHA record tied to this market against the HUD directory profile. Louisville Metro Housing Authority
- Open the voucher-vs-market gap board for this CBSA (17.8% above market). Metro gap page
- Confirm how PHAs may set payment standards at 90-110% of FMR, and why the two figures are not interchangeable. FMR vs payment standard
FMR is HUD's published Fair Market Rent for this FMR area. It is not a PHA payment standard, unit quote, eligibility result, or waitlist status. Confirm any leasing figure with the PHA that serves the unit.
Source: HUD USER Fair Market Rent (FY2026) ; Census ACS median gross rent. Confirm the live PHA figure before leasing. Methodology.
Verify with HUD → · Verify with U.S. Census Bureau → · Set a September HUD update reminder