Below-median FMR - Duluth, MN-WI MSA
HUD FY2026 2-BR Fair Market Rent for Duluth, MN-WI MSA is $1,232/month - 40th percentile of 396 published metro FMR areas (#160 cheapest→expensive) ; voucher vs ACS median: 22.2% above market ; FMR rows touch Carlton County, Douglas County, St. Louis County .
Lower-half placement for Duluth, MN-WI MSA
Below the national median. Ladder neighbors: Cleveland, TN MSA; Killeen-Temple, TX HUD Metro FMR Area; Racine-Mount Pleasant, WI MSA; Appleton, WI MSA .
High-FMR contrast (not peers): Durham-Chapel Hill, NC HUD Metro FMR Area, Denver-Aurora-Centennial, CO MSA, Palm Coast, FL HUD Metro FMR Area, Dallas, TX HUD Metro FMR Area, Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area, Eugene-Springfield, OR MSA .
MN-state FMR neighbors for Duluth, MN-WI MSA
Closest 2-BR amounts inside MN: St. Cloud, MN MSA ($1,206); Mankato, MN MSA ($1,171); Rochester, MN HUD Metro FMR Area ($1,407); Rock County, MN HUD Metro FMR Area ($973); Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area ($1,709) . Alphabetical “nearby” lists are intentionally not used here - amount proximity is the comparison that matters for payment standards.
What are the HUD FY2026 bedroom FMRs for Duluth, MN-WI MSA?
| Size | HUD FMR |
|---|---|
| Studio | $849/mo |
| 1-BR | $978/mo |
| 2-BR | $1,232/mo |
| 3-BR | $1,689/mo |
| 4-BR | $2,067/mo |
Section 8 payment standard range for Duluth, MN-WI MSA
HUD lets each Public Housing Authority set its payment standard between 90% and 110% of the published Fair Market Rent for the bedroom size served. These dollar amounts are derived from HUD FY2026 FMR for Duluth, MN-WI MSA; your PHA may choose a figure inside this band. This is not a quote for a specific unit, availability, or waitlist status.
| Size | HUD FMR | 90% floor | 110% ceiling |
|---|---|---|---|
| Studio | $849/mo | $764/mo | $934/mo |
| 1-BR | $978/mo | $880/mo | $1,076/mo |
| 2-BR | $1,232/mo | $1,109/mo | $1,355/mo |
| 3-BR | $1,689/mo | $1,520/mo | $1,858/mo |
| 4-BR | $2,067/mo | $1,860/mo | $2,274/mo |
For a 2-bedroom in Duluth, MN-WI MSA, the HUD reference rent is $1,232/month, so the lawful payment-standard band runs $1,109–$1,355/month before any tenant income share.
ACS median 2-BR rent $1,008/mo → 22.2% above market (generous). Detail: gap analysis for Duluth, MN-WI MSA.
PHAs naming Duluth, MN-WI MSA
- HRA of DULUTH, MINNESOTA · 2,180 HCV units
Need the full directory? Browse all HUD PHA records in Minnesota . The directory does not report current availability or waitlists.
MN agencies near this metro's scale key
Housing authorities in MN whose HCV caseload sits closest to a CBSA-stable scale target (not the statewide giants list - that list was identical across siblings):
Full near-amount ladder
- Cleveland, TN MSA · $1,233
- Killeen-Temple, TX HUD Metro FMR Area · $1,233
- Racine-Mount Pleasant, WI MSA · $1,235
- Appleton, WI MSA · $1,236
- Muskegon-Norton Shores, MI MSA · $1,236
- Homosassa Springs, FL MSA · $1,225
- Benzie County, MI HUD Metro FMR Area · $1,224
- Logan, UT-ID MSA · $1,241
- Lafayette-West Lafayette, IN HUD Metro FMR Area · $1,242
- Goldsboro, NC MSA · $1,244
- Lewiston, ID-WA MSA · $1,220
- Oklahoma City, OK HUD Metro FMR Area · $1,244
What to do with this FMR desk
Duluth, MN-WI HUD FY2026 2-BR FMR is $1,232/mo; use the schedule as a source desk, not a lease quote.
- Cross-check the 1 PHA record tied to this market against the HUD directory profile. HRA of DULUTH, MINNESOTA
- Open the voucher-vs-market gap board for this CBSA (22.2% above market). Metro gap page
- Confirm how PHAs may set payment standards at 90-110% of FMR, and why the two figures are not interchangeable. FMR vs payment standard
FMR is HUD's published Fair Market Rent for this FMR area. It is not a PHA payment standard, unit quote, eligibility result, or waitlist status. Confirm any leasing figure with the PHA that serves the unit.
Source: HUD USER Fair Market Rent (FY2026) ; Census ACS median gross rent. Confirm the live PHA figure before leasing. Methodology.
Verify with HUD → · Verify with U.S. Census Bureau → · Set a September HUD update reminder