Below-median FMR - St. Cloud, MN MSA
HUD FY2026 2-BR Fair Market Rent for St. Cloud, MN MSA is $1,206/month - 38th percentile of 396 published metro FMR areas (#151 cheapest→expensive) ; voucher vs ACS median: 12.3% above market ; FMR rows touch Benton County, Stearns County .
Lower-half placement for St. Cloud, MN MSA
Below the national median. Ladder neighbors: Baton Rouge, LA HUD Metro FMR Area; Springfield, IL MSA; Bloomington, IN HUD Metro FMR Area; Erie, PA MSA .
High-FMR contrast (not peers): Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area, Salinas, CA MSA, Salt Lake City, UT HUD Metro FMR Area, San Diego-Chula Vista-Carlsbad, CA MSA, Oakland-Fremont, CA HUD Metro FMR Area, San Benito County, CA HUD Metro FMR Area .
MN-state FMR neighbors for St. Cloud, MN MSA
Closest 2-BR amounts inside MN: Duluth, MN-WI MSA ($1,232); Mankato, MN MSA ($1,171); Rochester, MN HUD Metro FMR Area ($1,407); Rock County, MN HUD Metro FMR Area ($973); Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area ($1,709) . Alphabetical “nearby” lists are intentionally not used here - amount proximity is the comparison that matters for payment standards.
What are the HUD FY2026 bedroom FMRs for St. Cloud, MN MSA?
| Size | HUD FMR |
|---|---|
| Studio | $874/mo |
| 1-BR | $919/mo |
| 2-BR | $1,206/mo |
| 3-BR | $1,604/mo |
| 4-BR | $1,873/mo |
Section 8 payment standard range for St. Cloud, MN MSA
HUD lets each Public Housing Authority set its payment standard between 90% and 110% of the published Fair Market Rent for the bedroom size served. These dollar amounts are derived from HUD FY2026 FMR for St. Cloud, MN MSA; your PHA may choose a figure inside this band. This is not a quote for a specific unit, availability, or waitlist status.
| Size | HUD FMR | 90% floor | 110% ceiling |
|---|---|---|---|
| Studio | $874/mo | $787/mo | $961/mo |
| 1-BR | $919/mo | $827/mo | $1,011/mo |
| 2-BR | $1,206/mo | $1,085/mo | $1,327/mo |
| 3-BR | $1,604/mo | $1,444/mo | $1,764/mo |
| 4-BR | $1,873/mo | $1,686/mo | $2,060/mo |
For a 2-bedroom in St. Cloud, MN MSA, the HUD reference rent is $1,206/month, so the lawful payment-standard band runs $1,085–$1,327/month before any tenant income share.
HUD FMR filing-year trail · St. Cloud, MN MSA
Published two-bedroom Fair Market Rent for this HUD area across FY2022-2026. Year-over-year deltas compare adjacent fiscal years only. This is a historical HUD reference-rent series, not a PHA payment standard, unit quote, availability, eligibility, or waitlist result.
- Latest 2-BR
- $1,206
- FY2026
- vs prior FY
- +4.8%
- from FY2025 $1,151
- Span change
- +36.1%
- FY2022-2026
- Years shown
- 5
- HUD FMR history
| FY | 2-BR FMR | YoY |
|---|---|---|
| 2022 | $886/mo | - |
| 2023 | $972/mo | +9.7% |
| 2024 | $1,155/mo | +18.8% |
| 2025 | $1,151/mo | -0.3% |
| 2026 | $1,206/mo | +4.8% |
Source: HUD USER Fair Market Rents historical series for St. Cloud, MN MSA, FY2022-2026. Adjacent-year deltas only.
ACS median 2-BR rent $1,074/mo → 12.3% above market (generous). Detail: gap analysis for St. Cloud, MN MSA.
PHAs naming St. Cloud, MN MSA
- HRA of ST. CLOUD, MINNESOTA · 1,022 HCV units
Need the full directory? Browse all HUD PHA records in Minnesota . The directory does not report current availability or waitlists.
MN agencies near this metro's scale key
Housing authorities in MN whose HCV caseload sits closest to a CBSA-stable scale target (not the statewide giants list - that list was identical across siblings):
Full near-amount ladder
- Baton Rouge, LA HUD Metro FMR Area · $1,204
- Springfield, IL MSA · $1,203
- Bloomington, IN HUD Metro FMR Area · $1,210
- Erie, PA MSA · $1,212
- Longview, TX HUD Metro FMR Area · $1,199
- Hall County, NE HUD Metro FMR Area · $1,215
- Columbia County, WI HUD Metro FMR Area · $1,195
- Lake Charles, LA HUD Metro FMR Area · $1,217
- Tulsa, OK HUD Metro FMR Area · $1,217
- Williamsport, PA MSA · $1,195
- Midland, MI MSA · $1,193
- Lewiston, ID-WA MSA · $1,220
What to do with this FMR desk
St. Cloud, MN HUD FY2026 2-BR FMR is $1,206/mo; use the schedule as a source desk, not a lease quote.
- Read the FY2022-2026 filing trail (+36.1% across the span) before comparing peers. FMR history on this page
- Cross-check the 1 PHA record tied to this market against the HUD directory profile. HRA of ST. CLOUD, MINNESOTA
- Open the voucher-vs-market gap board for this CBSA (12.3% above market). Metro gap page
- Confirm how PHAs may set payment standards at 90-110% of FMR, and why the two figures are not interchangeable. FMR vs payment standard
FMR is HUD's published Fair Market Rent for this FMR area. It is not a PHA payment standard, unit quote, eligibility result, or waitlist status. Confirm any leasing figure with the PHA that serves the unit.
Source: HUD USER Fair Market Rent (FY2026) ; Census ACS median gross rent. Confirm the live PHA figure before leasing. Methodology.
Verify with HUD → · Verify with U.S. Census Bureau → · Set a September HUD update reminder