High-FMR payment standards - Bergen-Passaic, NJ HUD Metro FMR Area
HUD FY2026 2-BR Fair Market Rent for Bergen-Passaic, NJ HUD Metro FMR Area is $2,324/month - 95th percentile of 396 published metro FMR areas (#378 cheapest→expensive) ; voucher vs ACS median: 28.0% above market ; FMR rows touch Bergen County, Passaic County .
Geography note: HUD divides this CBSA into 7 separate Fair Market Rent areas, each with its own rent schedule. The amounts above are for Bergen-Passaic, NJ HUD Metro FMR Area only, not the whole metro.
Expensive rung: who shares Bergen-Passaic, NJ HUD Metro FMR Area's FMR tier
Near-amount peers: Fort Lauderdale, FL HUD Metro FMR Area ($2,333), Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area ($2,255), Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area ($2,246) .
For scale, bottom-quartile published amounts include Muncie, IN MSA, Owensboro, KY MSA, Massac County, IL HUD Metro FMR Area, Morgantown, WV MSA, Montgomery, AL MSA, Morehouse Parish, LA HUD Metro FMR Area - those metros are not substitutes for lease-up planning in Bergen-Passaic, NJ HUD Metro FMR Area.
NJ-state FMR neighbors for Bergen-Passaic, NJ HUD Metro FMR Area
Closest 2-BR amounts inside NJ: Trenton-Princeton, NJ MSA ($1,950); Warren County, NJ HUD Metro FMR Area ($1,895); Atlantic City-Hammonton, NJ HUD Metro FMR Area ($1,867); Ocean City, NJ MSA ($1,792); Vineland, NJ MSA ($1,673) . Alphabetical “nearby” lists are intentionally not used here - amount proximity is the comparison that matters for payment standards.
What are the HUD FY2026 bedroom FMRs for Bergen-Passaic, NJ HUD Metro FMR Area?
| Size | HUD FMR |
|---|---|
| Studio | $1,778/mo |
| 1-BR | $2,024/mo |
| 2-BR | $2,324/mo |
| 3-BR | $2,835/mo |
| 4-BR | $3,618/mo |
Section 8 payment standard range for Bergen-Passaic, NJ HUD Metro FMR Area
HUD lets each Public Housing Authority set its payment standard between 90% and 110% of the published Fair Market Rent for the bedroom size served. These dollar amounts are derived from HUD FY2026 FMR for Bergen-Passaic, NJ HUD Metro FMR Area; your PHA may choose a figure inside this band. This is not a quote for a specific unit, availability, or waitlist status.
| Size | HUD FMR | 90% floor | 110% ceiling |
|---|---|---|---|
| Studio | $1,778/mo | $1,600/mo | $1,956/mo |
| 1-BR | $2,024/mo | $1,822/mo | $2,226/mo |
| 2-BR | $2,324/mo | $2,092/mo | $2,556/mo |
| 3-BR | $2,835/mo | $2,552/mo | $3,119/mo |
| 4-BR | $3,618/mo | $3,256/mo | $3,980/mo |
For a 2-bedroom in Bergen-Passaic, NJ HUD Metro FMR Area, the HUD reference rent is $2,324/month, so the lawful payment-standard band runs $2,092–$2,556/month before any tenant income share.
ACS median 2-BR rent $1,815/mo → 28.0% above market (generous). Detail: gap analysis for Bergen-Passaic, NJ HUD Metro FMR Area.
NJ agencies near this metro's scale key
Housing authorities in NJ whose HCV caseload sits closest to a CBSA-stable scale target (not the statewide giants list - that list was identical across siblings):
- Gloucester County Housing Authority
- Housing Authority of the City of Passaic
- Monmouth County PHA
- Housing Authority of the City of Camden
- East Orange Housing Authority
- Perth Amboy Housing Authority
- Elizabeth Housing Authority
- Housing Authority and Urban Redevelopment Age
- Paterson Housing Authority
- West New York Housing Authority
Full near-amount ladder
- Fort Lauderdale, FL HUD Metro FMR Area · $2,333
- Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area · $2,255
- Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area · $2,246
- Barnstable Town, MA MSA · $2,422
- Riverside-San Bernardino-Ontario, CA MSA · $2,201
- Vallejo, CA MSA · $2,178
- Kalawao County, HI HUD Metro FMR Area · $2,492
- Bozeman, MT MSA · $2,154
- Seattle-Bellevue, WA HUD Metro FMR Area · $2,501
- Burlington-South Burlington, VT MSA · $2,140
- Bridgeport-Stamford-Danbury, CT MSA · $2,511
- San Luis Obispo-Paso Robles, CA MSA · $2,512
What to do with this FMR desk
Bergen-Passaic, NJ HUD FY2026 2-BR FMR is $2,324/mo; use the schedule as a source desk, not a lease quote.
- Open the voucher-vs-market gap board for this CBSA (28.0% above market). Metro gap page
- Confirm how PHAs may set payment standards at 90-110% of FMR, and why the two figures are not interchangeable. FMR vs payment standard
FMR is HUD's published Fair Market Rent for this FMR area. It is not a PHA payment standard, unit quote, eligibility result, or waitlist status. Confirm any leasing figure with the PHA that serves the unit.
Source: HUD USER Fair Market Rent (FY2026) ; Census ACS median gross rent. Confirm the live PHA figure before leasing. Methodology.
Verify with HUD → · Verify with U.S. Census Bureau → · Set a September HUD update reminder