Lower-half FMR gap - Morristown, TN HUD Metro FMR Area
Displayed gap in Morristown, TN HUD Metro FMR Area: +31.7% (HUD $1,135 vs ACS $862) · counties in FMR rows: Hamblen County, Jefferson County .
FMR gap dispatch plate
CBSA 34100 · Morristown, TN -31.7% shortfall
GAP-GENEROUS · FMR-BELOW · SPREAD-PLUS · PHOTO-FINISH · COUNTY-SPARSE · BOOK-FULL
- GAP-GENEROUS 31.7% surplus
- FMR-BELOW #100/396 · P25
- SPREAD-PLUS +$273
- PHOTO-FINISH Sacramento-Rosevil
- COUNTY-SPARSE 2 counties
- BOOK-FULL HUD+ACS pair
Nearest shortfall peer: Sacramento-Roseville-Folsom, CA Metro Area (-0.0pp)
HUD's reference overshoots the ACS median by $273/mo. Lease-up odds are usually better than in shortfall markets, though still compare Sacramento-Roseville-Folsom, CA Metro Area before assuming portability helps.
Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.
Shortfall neighbourhood around Morristown, TN
Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.
- Reading -31.58
Reading: -31.6% shortfall
-31.58 % shortfall
- Morristown · this metro -31.67
Morristown · this metro: -31.7% shortfall
-31.67 % shortfall
- Sacramento-Rosev -31.72
Sacramento-Rosev: -31.7% shortfall
-31.72 % shortfall
- Rome -31.86
Rome: -31.9% shortfall
-31.86 % shortfall
- Erie -31.88
Erie: -31.9% shortfall
-31.88 % shortfall
How does Morristown, TN compare with nearby FMR areas?
These are the twelve metros closest to Morristown, TN on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.
- Sacramento-Roseville-Folsom, CA Metro Area
-31.7% shortfall · HUD $2,255 vs ACS $1,712 · $+$543/mo
HUD FMR-area counties: El Dorado County, Placer County, Sacramento County.
- Reading, PA Metro Area
-31.6% shortfall · HUD $1,575 vs ACS $1,197 · $+$378/mo
HUD FMR-area counties: Berks County.
- Rome, GA Metro Area
-31.9% shortfall · HUD $1,192 vs ACS $904 · $+$288/mo
HUD FMR-area counties: Floyd County.
- Erie, PA Metro Area
-31.9% shortfall · HUD $1,212 vs ACS $919 · $+$293/mo
HUD FMR-area counties: Erie County.
- Riverside-San Bernardino-Ontario, CA Metro Area
-31.9% shortfall · HUD $2,201 vs ACS $1,668 · $+$533/mo
HUD FMR-area counties: Riverside County, San Bernardino County.
- Chattanooga, TN-GA Metro Area
-31.4% shortfall · HUD $1,390 vs ACS $1,058 · $+$332/mo
HUD FMR-area counties: Catoosa County, Dade County, Hamilton County, Marion County, Sequatchie County, Walker County.
- Bridgeport-Stamford-Danbury, CT Metro Area
-32.0% shortfall · HUD $2,511 vs ACS $1,902 · $+$609/mo
HUD FMR-area counties: Greater Bridgeport Planning Region, Greater Bridgeport Planning Region, Greater Bridgeport Planning Region, Greater Bridgeport Planning Region, Greater Bridgeport Planning Region, Greater Bridgeport Planning Region.
- Cleveland, TN Metro Area
-31.3% shortfall · HUD $1,233 vs ACS $939 · $+$294/mo
HUD FMR-area counties: Bradley County, Polk County.
- Tampa-St. Petersburg-Clearwater, FL Metro Area
-32.1% shortfall · HUD $1,977 vs ACS $1,497 · $+$480/mo
HUD FMR-area counties: Hernando County, Hillsborough County, Pasco County, Pinellas County.
- Flagstaff, AZ Metro Area
-31.2% shortfall · HUD $1,921 vs ACS $1,464 · $+$457/mo
HUD FMR-area counties: Coconino County.
- Lexington Park, MD Metro Area
-32.2% shortfall · HUD $2,083 vs ACS $1,576 · $+$507/mo
HUD FMR-area counties: Calvert County.
- Cape Coral-Fort Myers, FL Metro Area
-31.1% shortfall · HUD $1,961 vs ACS $1,496 · $+$465/mo
HUD FMR-area counties: Lee County.
Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.
TN FMR scale context
These are the closest FY2026 2-BR FMR values in TN; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.
- Johnson City, TN MSA $1,132 (−$3)
- Kingsport-Bristol, TN-VA MSA $1,044 (−$91)
- Cleveland, TN MSA $1,233 (+$98)
- Jackson, TN HUD Metro FMR Area $1,260 (+$125)
- Memphis, TN-MS-AR HUD Metro FMR Area $1,274 (+$139)
- Clarksville, TN-KY HUD Metro FMR Area $1,346 (+$211)
- Chattanooga, TN-GA MSA $1,390 (+$255)
- Knoxville, TN HUD Metro FMR Area $1,471 (+$336)
- Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area $1,730 (+$595)
High-FMR contrast (scale only)
Modesto, CA MSA ($1,758 2-BR); Mount Vernon-Anacortes, WA MSA ($1,720 2-BR); Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area ($1,709 2-BR); Napa, CA MSA ($2,773 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Morristown, TN HUD Metro FMR Area.
Morristown, TN HUD Metro FMR Area gap inputs
- HUD 2-BR FMR (FY2026): $1,135/mo
- ACS 2019–2023 2-BR median: $862/mo
- Displayed gap: +31.7%
- National FMR percentile: 25 (#100/396)
displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100
TN HCV agencies (scale-keyed)
Full payment standards for Morristown, TN HUD Metro FMR Area · Payment standards vs FMR
Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.
Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.