High-rent metro gap - Charlottesville, VA MSA
Displayed gap in Charlottesville, VA MSA: +19.1% (HUD $1,824 vs ACS $1,532) · counties in FMR rows: Albemarle County, Charlottesville city, Fluvanna County, Greene County, Nelson County .
FMR gap dispatch plate
CBSA 16820 · Charlottesville, VA -19.1% shortfall
GAP-GENEROUS · FMR-TOP · SPREAD-PLUS · PHOTO-FINISH · COUNTY-MID · BOOK-FULL
- GAP-GENEROUS 19.1% surplus
- FMR-TOP #345/396 · P87
- SPREAD-PLUS +$292
- PHOTO-FINISH Trenton-Princeton
- COUNTY-MID 5 counties
- BOOK-FULL HUD+ACS pair
Nearest shortfall peer: Trenton-Princeton, NJ Metro Area (+0.0pp)
HUD's reference overshoots the ACS median by $292/mo. Lease-up odds are usually better than in shortfall markets, though still compare Trenton-Princeton, NJ Metro Area before assuming portability helps.
Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.
Shortfall neighbourhood around Charlottesville, VA
Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.
- Trenton-Princeto -19.05
Trenton-Princeto: -19.1% shortfall
-19.05 % shortfall
- Charlottesvill · this metro -19.06
Charlottesvill · this metro: -19.1% shortfall
-19.06 % shortfall
- Muskegon-Norton -19.19
Muskegon-Norton : -19.2% shortfall
-19.19 % shortfall
- Laredo -19.2
Laredo: -19.2% shortfall
-19.2 % shortfall
- Kenosha -19.22
Kenosha: -19.2% shortfall
-19.22 % shortfall
How does Charlottesville, VA compare with nearby FMR areas?
These are the twelve metros closest to Charlottesville, VA on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.
- Trenton-Princeton, NJ Metro Area
-19.1% shortfall · HUD $1,950 vs ACS $1,638 · $+$312/mo
HUD FMR-area counties: Mercer County.
- Muskegon-Norton Shores, MI Metro Area
-19.2% shortfall · HUD $1,236 vs ACS $1,037 · $+$199/mo
HUD FMR-area counties: Muskegon County.
- Laredo, TX Metro Area
-19.2% shortfall · HUD $1,161 vs ACS $974 · $+$187/mo
HUD FMR-area counties: Webb County.
- Kenosha, WI Metro Area
-19.2% shortfall · HUD $1,402 vs ACS $1,176 · $+$226/mo
HUD FMR-area counties: Kenosha County.
- Grand Junction, CO Metro Area
-18.8% shortfall · HUD $1,249 vs ACS $1,051 · $+$198/mo
HUD FMR-area counties: Mesa County.
- Killeen-Temple, TX Metro Area
-18.8% shortfall · HUD $1,233 vs ACS $1,038 · $+$195/mo
HUD FMR-area counties: Bell County, Coryell County.
- Guayama, PR Metro Area
-19.4% shortfall · HUD $475 vs ACS $398 · $+$77/mo
- Missoula, MT Metro Area
-18.8% shortfall · HUD $1,361 vs ACS $1,146 · $+$215/mo
HUD FMR-area counties: Mineral County.
- Little Rock-North Little Rock-Conway, AR Metro Area
-18.7% shortfall · HUD $1,147 vs ACS $966 · $+$181/mo
HUD FMR-area counties: Faulkner County, Lonoke County, Perry County, Pulaski County, Saline County.
- Bismarck, ND Metro Area
-18.7% shortfall · HUD $1,175 vs ACS $990 · $+$185/mo
HUD FMR-area counties: Burleigh County, Morton County, Oliver County.
- Janesville-Beloit, WI Metro Area
-19.5% shortfall · HUD $1,246 vs ACS $1,043 · $+$203/mo
HUD FMR-area counties: Rock County.
- Athens-Clarke County, GA Metro Area
-18.6% shortfall · HUD $1,331 vs ACS $1,122 · $+$209/mo
HUD FMR-area counties: Clarke County, Madison County, Oconee County, Oglethorpe County.
Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.
VA FMR scale context
These are the closest FY2026 2-BR FMR values in VA; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.
- Richmond, VA HUD Metro FMR Area $1,655 (−$169)
- Winchester, VA-WV MSA $1,573 (−$251)
- Harrisonburg, VA MSA $1,322 (−$502)
- Staunton-Stuarts Draft, VA MSA $1,261 (−$563)
- Roanoke, VA HUD Metro FMR Area $1,254 (−$570)
- Lynchburg, VA MSA $1,187 (−$637)
- Floyd County, VA HUD Metro FMR Area $1,094 (−$730)
Low-FMR contrast (scale only)
Boone County, WV HUD Metro FMR Area ($869 2-BR); Champaign-Urbana, IL HUD Metro FMR Area ($1,122 2-BR); Benton County, IA HUD Metro FMR Area ($956 2-BR); Ashtabula County, OH HUD Metro FMR Area ($1,037 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Charlottesville, VA MSA.
Charlottesville, VA MSA gap inputs
- HUD 2-BR FMR (FY2026): $1,824/mo
- ACS 2019–2023 2-BR median: $1,532/mo
- Displayed gap: +19.1%
- National FMR percentile: 87 (#345/396)
displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100
Issuing PHAs for Charlottesville, VA MSA
VA HCV agencies (scale-keyed)
- Norton Redevelopment & Housing Authority
- Abingdon Redevelopment and Housing Authority
- Buckingham Housing Development Corp. Inc.
- Covington Redevelopment & Housing Authority
- Wytheville Redev. & Housing Authority
- Big Stone Gap Redevelopment and Housing Auth.
- People Inc. of Southwest Virginia
- James City County Office of Housing
Full payment standards for Charlottesville, VA MSA · Payment standards vs FMR
Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.
Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.