Low-FMR metro gap - Elizabethtown, KY HUD Metro FMR Area
Displayed gap in Elizabethtown, KY HUD Metro FMR Area: +22.8% (HUD $1,056 vs ACS $860) · counties in FMR rows: Hardin County, Larue County .
FMR gap dispatch plate
CBSA 21060 · Elizabethtown, KY -22.8% shortfall
GAP-GENEROUS · FMR-BOTTOM · SPREAD-PLUS · PHOTO-FINISH · COUNTY-SPARSE · BOOK-FULL
- GAP-GENEROUS 22.8% surplus
- FMR-BOTTOM #56/396 · P14
- SPREAD-PLUS +$196
- PHOTO-FINISH North Port-Bradent
- COUNTY-SPARSE 2 counties
- BOOK-FULL HUD+ACS pair
Nearest shortfall peer: North Port-Bradenton-Sarasota, FL Metro Area (+0.0pp)
HUD's reference overshoots the ACS median by $196/mo. Lease-up odds are usually better than in shortfall markets, though still compare North Port-Bradenton-Sarasota, FL Metro Area before assuming portability helps.
Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.
Shortfall neighbourhood around Elizabethtown, KY
Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.
- Davenport-Moline -22.64
Davenport-Moline: -22.6% shortfall
-22.64 % shortfall
- Raleigh-Cary -22.72
Raleigh-Cary: -22.7% shortfall
-22.72 % shortfall
- North Port-Brade -22.76
North Port-Brade: -22.8% shortfall
-22.76 % shortfall
- Elizabethtown · this metro -22.79
Elizabethtown · this metro: -22.8% shortfall
-22.79 % shortfall
- Anniston-Oxford -22.86
Anniston-Oxford: -22.9% shortfall
-22.86 % shortfall
How does Elizabethtown, KY compare with nearby FMR areas?
These are the twelve metros closest to Elizabethtown, KY on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.
- North Port-Bradenton-Sarasota, FL Metro Area
-22.8% shortfall · HUD $1,958 vs ACS $1,595 · $+$363/mo
HUD FMR-area counties: Manatee County, Sarasota County.
- Anniston-Oxford, AL Metro Area
-22.9% shortfall · HUD $962 vs ACS $783 · $+$179/mo
HUD FMR-area counties: Calhoun County.
- Raleigh-Cary, NC Metro Area
-22.7% shortfall · HUD $1,750 vs ACS $1,426 · $+$324/mo
HUD FMR-area counties: Franklin County, Johnston County, Wake County.
- Davenport-Moline-Rock Island, IA-IL Metro Area
-22.6% shortfall · HUD $1,143 vs ACS $932 · $+$211/mo
HUD FMR-area counties: Henry County, Mercer County, Rock Island County, Scott County.
- Utica-Rome, NY Metro Area
-23.0% shortfall · HUD $1,172 vs ACS $953 · $+$219/mo
HUD FMR-area counties: Herkimer County, Oneida County.
- South Bend-Mishawaka, IN-MI Metro Area
-23.1% shortfall · HUD $1,292 vs ACS $1,050 · $+$242/mo
HUD FMR-area counties: St. Joseph County.
- Pinehurst-Southern Pines, NC Metro Area
-22.4% shortfall · HUD $1,358 vs ACS $1,109 · $+$249/mo
HUD FMR-area counties: Moore County.
- Farmington, NM Metro Area
-23.2% shortfall · HUD $1,085 vs ACS $881 · $+$204/mo
HUD FMR-area counties: San Juan County.
- Glens Falls, NY Metro Area
-23.2% shortfall · HUD $1,348 vs ACS $1,094 · $+$254/mo
HUD FMR-area counties: Warren County, Washington County.
- Akron, OH Metro Area
-23.2% shortfall · HUD $1,268 vs ACS $1,029 · $+$239/mo
HUD FMR-area counties: Portage County, Summit County.
- Pittsburgh, PA Metro Area
-23.2% shortfall · HUD $1,299 vs ACS $1,054 · $+$245/mo
HUD FMR-area counties: Allegheny County, Beaver County, Butler County, Fayette County, Washington County, Westmoreland County.
- Charleston-North Charleston, SC Metro Area
-22.3% shortfall · HUD $1,787 vs ACS $1,461 · $+$326/mo
HUD FMR-area counties: Berkeley County, Charleston County, Dorchester County.
Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.
KY FMR scale context
These are the closest FY2026 2-BR FMR values in KY; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.
- Owensboro, KY MSA $1,110 (+$54)
- Allen County, KY HUD Metro FMR Area $996 (−$60)
- Lexington-Fayette, KY MSA $1,272 (+$216)
- Louisville, KY-IN HUD Metro FMR Area $1,272 (+$216)
High-FMR contrast (scale only)
Durham-Chapel Hill, NC HUD Metro FMR Area ($1,711 2-BR); Eugene-Springfield, OR MSA ($1,688 2-BR); Fairbanks-College, AK MSA ($1,676 2-BR); Denver-Aurora-Centennial, CO MSA ($2,089 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Elizabethtown, KY HUD Metro FMR Area.
Elizabethtown, KY HUD Metro FMR Area gap inputs
- HUD 2-BR FMR (FY2026): $1,056/mo
- ACS 2019–2023 2-BR median: $860/mo
- Displayed gap: +22.8%
- National FMR percentile: 14 (#56/396)
displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100
Issuing PHAs for Elizabethtown, KY HUD Metro FMR Area
KY HCV agencies (scale-keyed)
Full payment standards for Elizabethtown, KY HUD Metro FMR Area · Payment standards vs FMR
Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.
Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.