Low-FMR metro gap - Kokomo, IN MSA
Displayed gap in Kokomo, IN MSA: +21.8% (HUD $1,123 vs ACS $922) · counties in FMR rows: Howard County .
FMR gap dispatch plate
CBSA 29020 · Kokomo, IN -21.8% shortfall
GAP-GENEROUS · FMR-BOTTOM · SPREAD-PLUS · PHOTO-FINISH · COUNTY-SPARSE · BOOK-FULL
- GAP-GENEROUS 21.8% surplus
- FMR-BOTTOM #97/396 · P24
- SPREAD-PLUS +$201
- PHOTO-FINISH Niles
- COUNTY-SPARSE 1 county
- BOOK-FULL HUD+ACS pair
Nearest shortfall peer: Niles, MI Metro Area (-0.0pp)
HUD's reference overshoots the ACS median by $201/mo. Lease-up odds are usually better than in shortfall markets, though still compare Niles, MI Metro Area before assuming portability helps.
Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.
Shortfall neighbourhood around Kokomo, IN
Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.
- San Juan-Bayamón -21.65
San Juan-Bayamón: -21.6% shortfall
-21.65 % shortfall
- Winchester -21.66
Winchester: -21.7% shortfall
-21.66 % shortfall
- Portland-South P -21.71
Portland-South P: -21.7% shortfall
-21.71 % shortfall
- Kokomo · this metro -21.8
Kokomo · this metro: -21.8% shortfall
-21.8 % shortfall
- Niles -21.81
Niles: -21.8% shortfall
-21.81 % shortfall
How does Kokomo, IN compare with nearby FMR areas?
These are the twelve metros closest to Kokomo, IN on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.
- Niles, MI Metro Area
-21.8% shortfall · HUD $1,184 vs ACS $972 · $+$212/mo
HUD FMR-area counties: Berrien County.
- Portland-South Portland, ME Metro Area
-21.7% shortfall · HUD $1,833 vs ACS $1,506 · $+$327/mo
HUD FMR-area counties: Cumberland County, Cumberland County, Cumberland County, Cumberland County, Cumberland County, Cumberland County.
- Winchester, VA-WV Metro Area
-21.7% shortfall · HUD $1,573 vs ACS $1,293 · $+$280/mo
HUD FMR-area counties: Frederick County, Hampshire County, Winchester city.
- San Juan-Bayamón-Caguas, PR Metro Area
-21.6% shortfall · HUD $663 vs ACS $545 · $+$118/mo
- Medford, OR Metro Area
-22.0% shortfall · HUD $1,530 vs ACS $1,254 · $+$276/mo
HUD FMR-area counties: Jackson County.
- Terre Haute, IN Metro Area
-21.6% shortfall · HUD $1,094 vs ACS $900 · $+$194/mo
HUD FMR-area counties: Clay County, Vermillion County, Vigo County.
- Los Angeles-Long Beach-Anaheim, CA Metro Area
-21.5% shortfall · HUD $2,601 vs ACS $2,140 · $+$461/mo
HUD FMR-area counties: Los Angeles County.
- Dover, DE Metro Area
-22.1% shortfall · HUD $1,470 vs ACS $1,204 · $+$266/mo
HUD FMR-area counties: Kent County.
- Odessa, TX Metro Area
-21.5% shortfall · HUD $1,595 vs ACS $1,313 · $+$282/mo
HUD FMR-area counties: Ector County.
- Olympia-Lacey-Tumwater, WA Metro Area
-22.1% shortfall · HUD $1,960 vs ACS $1,605 · $+$355/mo
HUD FMR-area counties: Thurston County.
- Bellingham, WA Metro Area
-21.5% shortfall · HUD $1,794 vs ACS $1,477 · $+$317/mo
HUD FMR-area counties: Whatcom County.
- Dalton, GA Metro Area
-22.1% shortfall · HUD $1,009 vs ACS $826 · $+$183/mo
HUD FMR-area counties: Murray County.
Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.
IN FMR scale context
These are the closest FY2026 2-BR FMR values in IN; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.
- Evansville, IN MSA $1,113 (−$10)
- Fort Wayne, IN HUD Metro FMR Area $1,113 (−$10)
- Michigan City-La Porte, IN MSA $1,152 (+$29)
- Terre Haute, IN HUD Metro FMR Area $1,094 (−$29)
- Elkhart-Goshen, IN MSA $1,183 (+$60)
- Muncie, IN MSA $1,043 (−$80)
- Bloomington, IN HUD Metro FMR Area $1,210 (+$87)
- Lafayette-West Lafayette, IN HUD Metro FMR Area $1,242 (+$119)
- South Bend-Mishawaka, IN HUD Metro FMR Area $1,292 (+$169)
- Columbus, IN MSA $1,415 (+$292)
High-FMR contrast (scale only)
Kiryas Joel-Poughkeepsie-Newburgh, NY MSA ($1,979 2-BR); Kingston, NY MSA ($1,818 2-BR); Las Vegas-Henderson-North Las Vegas, NV MSA ($1,735 2-BR); Kalawao County, HI HUD Metro FMR Area ($2,492 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Kokomo, IN MSA.
Kokomo, IN MSA gap inputs
- HUD 2-BR FMR (FY2026): $1,123/mo
- ACS 2019–2023 2-BR median: $922/mo
- Displayed gap: +21.8%
- National FMR percentile: 24 (#97/396)
displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100
Issuing PHAs for Kokomo, IN MSA
IN HCV agencies (scale-keyed)
Full payment standards for Kokomo, IN MSA · Payment standards vs FMR
Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.
Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.