HUD FY2026 · ACS 2019–2023 covers market bottom-quartile

Low-FMR metro gap - Evansville, IN MSA

Displayed gap in Evansville, IN MSA: +10.0% (HUD $1,113 vs ACS $1,012) · counties in FMR rows: Posey County, Vanderburgh County, Warrick County .

FMR gap dispatch plate

CBSA 21780 · Evansville, IN -10.0% shortfall

GAP-COVERS · FMR-BOTTOM · SPREAD-PLUS · PHOTO-FINISH · COUNTY-MID · BOOK-FULL

  • GAP-COVERS 10.0% cushion
  • FMR-BOTTOM #92/396 · P23
  • SPREAD-PLUS +$101
  • PHOTO-FINISH Paducah
  • COUNTY-MID 3 counties
  • BOOK-FULL HUD+ACS pair

Nearest shortfall peer: Paducah, KY-IL Metro Area (-0.0pp)

Coverage is positive but not extreme. Bedroom mix and ZIP still dominate, pull the FY2026 bedroom table before comparing peers.

Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.

Shortfall neighbourhood around Evansville, IN

Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.

% shortfall
Source HUD USER FMR + Census ACS median gross rent As of 2026-08-25

How does Evansville, IN compare with nearby FMR areas?

These are the twelve metros closest to Evansville, IN on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.

  1. Paducah, KY-IL Metro Area

    -10.0% shortfall · HUD $969 vs ACS $881 · $+$88/mo

    HUD FMR-area counties: Massac County.

  2. Topeka, KS Metro Area

    -10.0% shortfall · HUD $1,057 vs ACS $961 · $+$96/mo

    HUD FMR-area counties: Jackson County, Jefferson County, Osage County, Shawnee County, Wabaunsee County.

  3. Morgantown, WV Metro Area

    -9.8% shortfall · HUD $1,099 vs ACS $1,001 · $+$98/mo

    HUD FMR-area counties: Monongalia County, Preston County.

  4. College Station-Bryan, TX Metro Area

    -10.2% shortfall · HUD $1,186 vs ACS $1,076 · $+$110/mo

    HUD FMR-area counties: Brazos County, Burleson County, Robertson County.

  5. Baton Rouge, LA Metro Area

    -10.4% shortfall · HUD $1,204 vs ACS $1,091 · $+$113/mo

    HUD FMR-area counties: Ascension Parish, East Baton Rouge Parish, East Feliciana Parish, Livingston Parish, Pointe Coupee Parish, St. Helena Parish.

  6. Waterloo-Cedar Falls, IA Metro Area

    -9.6% shortfall · HUD $1,051 vs ACS $959 · $+$92/mo

    HUD FMR-area counties: Black Hawk County, Grundy County.

  7. New Orleans-Metairie, LA Metro Area

    -9.4% shortfall · HUD $1,331 vs ACS $1,217 · $+$114/mo

    HUD FMR-area counties: Jefferson Parish, Orleans Parish, Plaquemines Parish, St. Bernard Parish, St. Charles Parish, St. John the Baptist Parish.

  8. Hattiesburg, MS Metro Area

    -9.1% shortfall · HUD $1,047 vs ACS $960 · $+$87/mo

    HUD FMR-area counties: Forrest County, Lamar County, Perry County.

  9. Denver-Aurora-Centennial, CO Metro Area

    -11.1% shortfall · HUD $2,089 vs ACS $1,881 · $+$208/mo

    HUD FMR-area counties: Adams County, Arapahoe County, Broomfield County, Clear Creek County, Denver County, Douglas County.

  10. Houma-Bayou Cane-Thibodaux, LA Metro Area

    -11.1% shortfall · HUD $1,102 vs ACS $992 · $+$110/mo

    HUD FMR-area counties: Lafourche Parish, Terrebonne Parish.

  11. La Crosse-Onalaska, WI-MN Metro Area

    -8.9% shortfall · HUD $1,166 vs ACS $1,071 · $+$95/mo

    HUD FMR-area counties: Houston County, La Crosse County.

  12. Mankato, MN Metro Area

    -11.1% shortfall · HUD $1,171 vs ACS $1,054 · $+$117/mo

    HUD FMR-area counties: Blue Earth County, Nicollet County.

Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.

IN FMR scale context

These are the closest FY2026 2-BR FMR values in IN; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.

  1. Fort Wayne, IN HUD Metro FMR Area $1,113 (+$0)
  2. Kokomo, IN MSA $1,123 (+$10)
  3. Terre Haute, IN HUD Metro FMR Area $1,094 (−$19)
  4. Michigan City-La Porte, IN MSA $1,152 (+$39)
  5. Elkhart-Goshen, IN MSA $1,183 (+$70)
  6. Muncie, IN MSA $1,043 (−$70)
  7. Bloomington, IN HUD Metro FMR Area $1,210 (+$97)
  8. Lafayette-West Lafayette, IN HUD Metro FMR Area $1,242 (+$129)
  9. South Bend-Mishawaka, IN HUD Metro FMR Area $1,292 (+$179)
  10. Columbus, IN MSA $1,415 (+$302)

High-FMR contrast (scale only)

Fairbanks-College, AK MSA ($1,676 2-BR); Eugene-Springfield, OR MSA ($1,688 2-BR); Flagstaff, AZ MSA ($1,921 2-BR); Fort Collins-Loveland, CO MSA ($1,732 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Evansville, IN MSA.

Evansville, IN MSA gap inputs

  • HUD 2-BR FMR (FY2026): $1,113/mo
  • ACS 2019–2023 2-BR median: $1,012/mo
  • Displayed gap: +10.0%
  • National FMR percentile: 23 (#92/396)

displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100

Issuing PHAs for Evansville, IN MSA

IN HCV agencies (scale-keyed)

Full payment standards for Evansville, IN MSA · Payment standards vs FMR

Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.

Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.

Verify with HUD → · Verify with U.S. Census Bureau →

Source and method. PlainVoucher compiles public HUD and U.S. Census release data into a searchable reference. Release periods and source boundaries are identified on each data surface; PlainVoucher does not determine eligibility, waitlist status, payment standards, or local PHA rules. Read our editorial standards and corrections policy, methodology, or report a data error. Data current as of 2026-08-25.