High-rent metro gap - Chicago-Joliet-Naperville, IL HUD Metro FMR Area
Displayed gap in Chicago-Joliet-Naperville, IL HUD Metro FMR Area: +28.0% (HUD $1,781 vs ACS $1,391) · counties in FMR rows: Cook County, DuPage County, Kane County, Lake County, McHenry County, Will County .
FMR gap dispatch plate
CBSA 16980 · Chicago-Joliet-Naperville, IL -28.0% shortfall
GAP-GENEROUS · FMR-TOP · SPREAD-PLUS · PHOTO-FINISH · COUNTY-MID · BOOK-FULL
- GAP-GENEROUS 28.0% surplus
- FMR-TOP #334/396 · P84
- SPREAD-PLUS +$390
- PHOTO-FINISH New York-Newark-Je
- COUNTY-MID 6 counties
- BOOK-FULL HUD+ACS pair
Nearest shortfall peer: New York-Newark-Jersey City, NY-NJ Metro Area (+0.0pp)
HUD's reference overshoots the ACS median by $390/mo. Lease-up odds are usually better than in shortfall markets, though still compare New York-Newark-Jersey City, NY-NJ Metro Area before assuming portability helps.
Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.
Shortfall neighbourhood around Chicago-Joliet-Naperville, IL
Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.
- Hartford-West Ha -28
Hartford-West Ha: -28.0% shortfall
-28 % shortfall
- Chicago-Joliet · this metro -28.04
Chicago-Joliet · this metro: -28.0% shortfall
-28.04 % shortfall
- New York-Newark- -28.04
New York-Newark-: -28.0% shortfall
-28.04 % shortfall
- Myrtle Beach-Con -28.06
Myrtle Beach-Con: -28.1% shortfall
-28.06 % shortfall
- Gainesville -28.09
Gainesville: -28.1% shortfall
-28.09 % shortfall
How does Chicago-Joliet-Naperville, IL compare with nearby FMR areas?
These are the twelve metros closest to Chicago-Joliet-Naperville, IL on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.
- New York-Newark-Jersey City, NY-NJ Metro Area
-28.0% shortfall · HUD $2,324 vs ACS $1,815 · $+$509/mo
HUD FMR-area counties: Bergen County, Passaic County.
- Myrtle Beach-Conway-North Myrtle Beach, SC Metro Area
-28.1% shortfall · HUD $1,465 vs ACS $1,144 · $+$321/mo
HUD FMR-area counties: Horry County.
- Hartford-West Hartford-East Hartford, CT Metro Area
-28.0% shortfall · HUD $1,865 vs ACS $1,457 · $+$408/mo
HUD FMR-area counties: Capitol Planning Region, Capitol Planning Region, Capitol Planning Region, Capitol Planning Region, Capitol Planning Region, Capitol Planning Region.
- Gainesville, GA Metro Area
-28.1% shortfall · HUD $1,514 vs ACS $1,182 · $+$332/mo
HUD FMR-area counties: Hall County.
- Prescott Valley-Prescott, AZ Metro Area
-28.0% shortfall · HUD $1,637 vs ACS $1,279 · $+$358/mo
HUD FMR-area counties: Yavapai County.
- Carson City, NV Metro Area
-28.2% shortfall · HUD $1,546 vs ACS $1,206 · $+$340/mo
HUD FMR-area counties: Carson City.
- New Haven, CT Metro Area
-28.2% shortfall · HUD $1,969 vs ACS $1,536 · $+$433/mo
HUD FMR-area counties: South Central Connecticut Planning Region, South Central Connecticut Planning Region, South Central Connecticut Planning Region, South Central Connecticut Planning Region, South Central Connecticut Planning Region, South Central Connecticut Planning Region.
- Grand Island, NE Metro Area
-28.3% shortfall · HUD $1,215 vs ACS $947 · $+$268/mo
HUD FMR-area counties: Hall County.
- Florence, SC Metro Area
-28.4% shortfall · HUD $1,098 vs ACS $855 · $+$243/mo
HUD FMR-area counties: Darlington County.
- Boise City, ID Metro Area
-27.6% shortfall · HUD $1,655 vs ACS $1,297 · $+$358/mo
HUD FMR-area counties: Ada County, Boise County, Canyon County, Owyhee County.
- Yakima, WA Metro Area
-27.6% shortfall · HUD $1,374 vs ACS $1,077 · $+$297/mo
HUD FMR-area counties: Yakima County.
- Urban Honolulu, HI Metro Area
-27.6% shortfall · HUD $2,642 vs ACS $2,071 · $+$571/mo
HUD FMR-area counties: Honolulu County.
Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.
IL FMR scale context
These are the closest FY2026 2-BR FMR values in IL; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.
- Kankakee, IL MSA $1,326 (−$455)
- Bloomington, IL MSA $1,302 (−$479)
- Springfield, IL MSA $1,203 (−$578)
- Rockford, IL MSA $1,175 (−$606)
- Champaign-Urbana, IL HUD Metro FMR Area $1,122 (−$659)
- Decatur, IL MSA $1,063 (−$718)
- Peoria, IL MSA $1,039 (−$742)
- Massac County, IL HUD Metro FMR Area $969 (−$812)
- Bond County, IL HUD Metro FMR Area $916 (−$865)
Low-FMR contrast (scale only)
Boone County, WV HUD Metro FMR Area ($869 2-BR); Champaign-Urbana, IL HUD Metro FMR Area ($1,122 2-BR); Ashtabula County, OH HUD Metro FMR Area ($1,037 2-BR); Benton County, IA HUD Metro FMR Area ($956 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Chicago-Joliet-Naperville, IL HUD Metro FMR Area.
Chicago-Joliet-Naperville, IL HUD Metro FMR Area gap inputs
- HUD 2-BR FMR (FY2026): $1,781/mo
- ACS 2019–2023 2-BR median: $1,391/mo
- Displayed gap: +28.0%
- National FMR percentile: 84 (#334/396)
displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100
IL HCV agencies (scale-keyed)
Full payment standards for Chicago-Joliet-Naperville, IL HUD Metro FMR Area · Payment standards vs FMR
Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.
Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.