HUD FY2026 · ACS 2019–2023 generous above-median

Upper-half FMR gap - Chambersburg, PA MSA

Displayed gap in Chambersburg, PA MSA: +30.8% (HUD $1,379 vs ACS $1,054) · counties in FMR rows: Franklin County .

FMR gap dispatch plate

CBSA 16540 · Chambersburg, PA -30.8% shortfall

GAP-GENEROUS · FMR-ABOVE · SPREAD-PLUS · PHOTO-FINISH · COUNTY-SPARSE · BOOK-FULL

  • GAP-GENEROUS 30.8% surplus
  • FMR-ABOVE #240/396 · P61
  • SPREAD-PLUS +$325
  • PHOTO-FINISH Scranton--Wilkes-B
  • COUNTY-SPARSE 1 county
  • BOOK-FULL HUD+ACS pair

Nearest shortfall peer: Scranton--Wilkes-Barre, PA Metro Area (+0.0pp)

HUD's reference overshoots the ACS median by $325/mo. Lease-up odds are usually better than in shortfall markets, though still compare Scranton--Wilkes-Barre, PA Metro Area before assuming portability helps.

Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.

Shortfall neighbourhood around Chambersburg, PA

Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.

% shortfall
Source HUD USER FMR + Census ACS median gross rent As of 2026-08-25

How does Chambersburg, PA compare with nearby FMR areas?

These are the twelve metros closest to Chambersburg, PA on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.

  1. Scranton--Wilkes-Barre, PA Metro Area

    -30.8% shortfall · HUD $1,252 vs ACS $957 · $+$295/mo

    HUD FMR-area counties: Lackawanna County, Luzerne County, Wyoming County.

  2. Kahului-Wailuku, HI Metro Area

    -30.8% shortfall · HUD $2,492 vs ACS $1,905 · $+$587/mo

    HUD FMR-area counties: Kalawao County.

  3. Lynchburg, VA Metro Area

    -30.7% shortfall · HUD $1,187 vs ACS $908 · $+$279/mo

    HUD FMR-area counties: Amherst County, Appomattox County, Bedford County, Campbell County, Lynchburg city.

  4. Staunton-Stuarts Draft, VA Metro Area

    -30.9% shortfall · HUD $1,261 vs ACS $963 · $+$298/mo

    HUD FMR-area counties: Augusta County, Staunton city, Waynesboro city.

  5. Dayton-Kettering-Beavercreek, OH Metro Area

    -30.7% shortfall · HUD $1,273 vs ACS $974 · $+$299/mo

    HUD FMR-area counties: Greene County, Miami County, Montgomery County.

  6. Hanford-Corcoran, CA Metro Area

    -30.7% shortfall · HUD $1,469 vs ACS $1,124 · $+$345/mo

    HUD FMR-area counties: Kings County.

  7. Yuba City, CA Metro Area

    -31.0% shortfall · HUD $1,550 vs ACS $1,183 · $+$367/mo

    HUD FMR-area counties: Sutter County, Yuba County.

  8. Sebring, FL Metro Area

    -31.0% shortfall · HUD $1,271 vs ACS $970 · $+$301/mo

    HUD FMR-area counties: Highlands County.

  9. Merced, CA Metro Area

    -31.0% shortfall · HUD $1,503 vs ACS $1,147 · $+$356/mo

    HUD FMR-area counties: Merced County.

  10. Cape Coral-Fort Myers, FL Metro Area

    -31.1% shortfall · HUD $1,961 vs ACS $1,496 · $+$465/mo

    HUD FMR-area counties: Lee County.

  11. Manchester-Nashua, NH Metro Area

    -30.6% shortfall · HUD $2,127 vs ACS $1,629 · $+$498/mo

    HUD FMR-area counties: Hillsborough County, Hillsborough County, Hillsborough County, Hillsborough County, Hillsborough County, Hillsborough County.

  12. Flagstaff, AZ Metro Area

    -31.2% shortfall · HUD $1,921 vs ACS $1,464 · $+$457/mo

    HUD FMR-area counties: Coconino County.

Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.

PA FMR scale context

These are the closest FY2026 2-BR FMR values in PA; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.

  1. Gettysburg, PA MSA $1,374 (−$5)
  2. State College, PA MSA $1,406 (+$27)
  3. Lebanon, PA MSA $1,411 (+$32)
  4. York-Hanover, PA MSA $1,335 (−$44)
  5. Pittsburgh, PA HUD Metro FMR Area $1,299 (−$80)
  6. Harrisburg-Carlisle, PA MSA $1,493 (+$114)
  7. Scranton--Wilkes-Barre, PA MSA $1,252 (−$127)
  8. Lancaster, PA MSA $1,526 (+$147)
  9. Erie, PA MSA $1,212 (−$167)
  10. Williamsport, PA MSA $1,195 (−$184)

Low-FMR contrast (scale only)

Champaign-Urbana, IL HUD Metro FMR Area ($1,122 2-BR); Boone County, WV HUD Metro FMR Area ($869 2-BR); Benton County, IA HUD Metro FMR Area ($956 2-BR); Casper, WY MSA ($1,082 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Chambersburg, PA MSA.

Chambersburg, PA MSA gap inputs

  • HUD 2-BR FMR (FY2026): $1,379/mo
  • ACS 2019–2023 2-BR median: $1,054/mo
  • Displayed gap: +30.8%
  • National FMR percentile: 61 (#240/396)

displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100

PA HCV agencies (scale-keyed)

Full payment standards for Chambersburg, PA MSA · Payment standards vs FMR

Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.

Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.

Verify with HUD → · Verify with U.S. Census Bureau →

Source and method. PlainVoucher compiles public HUD and U.S. Census release data into a searchable reference. Release periods and source boundaries are identified on each data surface; PlainVoucher does not determine eligibility, waitlist status, payment standards, or local PHA rules. Read our editorial standards and corrections policy, methodology, or report a data error. Data current as of 2026-08-25.