HUD FY2026 · ACS 2019–2023 generous top-quartile

High-rent metro gap - Oakland-Fremont, CA HUD Metro FMR Area

Displayed gap in Oakland-Fremont, CA HUD Metro FMR Area: +12.4% (HUD $2,912 vs ACS $2,591) · counties in FMR rows: Alameda County, Contra Costa County .

FMR gap dispatch plate

CBSA 41860 · Oakland-Fremont, CA -12.4% shortfall

GAP-GENEROUS · FMR-TOP · SPREAD-PLUS · PHOTO-FINISH · COUNTY-SPARSE · BOOK-FULL

  • GAP-GENEROUS 12.4% surplus
  • FMR-TOP #392/396 · P99
  • SPREAD-PLUS +$321
  • PHOTO-FINISH St. Cloud
  • COUNTY-SPARSE 2 counties
  • BOOK-FULL HUD+ACS pair

Nearest shortfall peer: St. Cloud, MN Metro Area (+0.1pp)

HUD's reference overshoots the ACS median by $321/mo. Lease-up odds are usually better than in shortfall markets, though still compare St. Cloud, MN Metro Area before assuming portability helps.

Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.

Shortfall neighbourhood around Oakland-Fremont, CA

Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.

% shortfall
Source HUD USER FMR + Census ACS median gross rent As of 2026-08-25

How does Oakland-Fremont, CA compare with nearby FMR areas?

These are the twelve metros closest to Oakland-Fremont, CA on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.

  1. St. Cloud, MN Metro Area

    -12.3% shortfall · HUD $1,206 vs ACS $1,074 · $+$132/mo

    HUD FMR-area counties: Benton County, Stearns County.

  2. Tallahassee, FL Metro Area

    -12.3% shortfall · HUD $1,352 vs ACS $1,204 · $+$148/mo

    HUD FMR-area counties: Gadsden County, Jefferson County, Leon County.

  3. Dubuque, IA Metro Area

    -12.5% shortfall · HUD $1,077 vs ACS $957 · $+$120/mo

    HUD FMR-area counties: Dubuque County.

  4. Alexandria, LA Metro Area

    -12.7% shortfall · HUD $994 vs ACS $882 · $+$112/mo

    HUD FMR-area counties: Grant Parish, Rapides Parish.

  5. Daphne-Fairhope-Foley, AL Metro Area

    -12.1% shortfall · HUD $1,345 vs ACS $1,200 · $+$145/mo

    HUD FMR-area counties: Baldwin County.

  6. Lake Charles, LA Metro Area

    -12.1% shortfall · HUD $1,217 vs ACS $1,086 · $+$131/mo

    HUD FMR-area counties: Calcasieu Parish, Cameron Parish.

  7. Boulder, CO Metro Area

    -12.7% shortfall · HUD $2,124 vs ACS $1,884 · $+$240/mo

    HUD FMR-area counties: Boulder County.

  8. Corpus Christi, TX Metro Area

    -12.7% shortfall · HUD $1,407 vs ACS $1,248 · $+$159/mo

    HUD FMR-area counties: Aransas County.

  9. Parkersburg-Vienna, WV Metro Area

    -12.8% shortfall · HUD $928 vs ACS $823 · $+$105/mo

    HUD FMR-area counties: Wirt County, Wood County.

  10. Lawrence, KS Metro Area

    -12.8% shortfall · HUD $1,182 vs ACS $1,048 · $+$134/mo

    HUD FMR-area counties: Douglas County.

  11. Greeley, CO Metro Area

    -12.0% shortfall · HUD $1,563 vs ACS $1,396 · $+$167/mo

    HUD FMR-area counties: Weld County.

  12. Cheyenne, WY Metro Area

    -12.9% shortfall · HUD $1,174 vs ACS $1,040 · $+$134/mo

    HUD FMR-area counties: Laramie County.

Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.

CA FMR scale context

These are the closest FY2026 2-BR FMR values in CA; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.

  1. San Benito County, CA HUD Metro FMR Area $2,902 (−$10)
  2. Santa Rosa-Petaluma, CA MSA $2,827 (−$85)
  3. San Diego-Chula Vista-Carlsbad, CA MSA $3,001 (+$89)
  4. Napa, CA MSA $2,773 (−$139)
  5. Santa Maria-Santa Barbara, CA MSA $3,124 (+$212)
  6. Oxnard-Thousand Oaks-Ventura, CA MSA $2,693 (−$219)
  7. Salinas, CA MSA $2,684 (−$228)
  8. Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area $2,601 (−$311)
  9. San Luis Obispo-Paso Robles, CA MSA $2,512 (−$400)
  10. Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area $2,255 (−$657)

Low-FMR contrast (scale only)

Erie County, OH HUD Metro FMR Area ($1,106 2-BR); San Juan-Bayamón-Caguas, PR Metro Area ($663 2-BR); Atascosa County, TX HUD Metro FMR Area ($1,098 2-BR); Bond County, IL HUD Metro FMR Area ($916 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Oakland-Fremont, CA HUD Metro FMR Area.

Oakland-Fremont, CA HUD Metro FMR Area gap inputs

  • HUD 2-BR FMR (FY2026): $2,912/mo
  • ACS 2019–2023 2-BR median: $2,591/mo
  • Displayed gap: +12.4%
  • National FMR percentile: 99 (#392/396)

displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100

CA HCV agencies (scale-keyed)

Full payment standards for Oakland-Fremont, CA HUD Metro FMR Area · Payment standards vs FMR

Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.

Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.

Verify with HUD → · Verify with U.S. Census Bureau →

Source and method. PlainVoucher compiles public HUD and U.S. Census release data into a searchable reference. Release periods and source boundaries are identified on each data surface; PlainVoucher does not determine eligibility, waitlist status, payment standards, or local PHA rules. Read our editorial standards and corrections policy, methodology, or report a data error. Data current as of 2026-08-25.