Upper-half FMR gap - Lakeland-Winter Haven, FL MSA
Displayed gap in Lakeland-Winter Haven, FL MSA: +26.3% (HUD $1,497 vs ACS $1,185) · counties in FMR rows: Polk County .
FMR gap dispatch plate
CBSA 29460 · Lakeland-Winter Haven, FL -26.3% shortfall
GAP-GENEROUS · FMR-ABOVE · SPREAD-PLUS · PHOTO-FINISH · COUNTY-SPARSE · BOOK-FULL
- GAP-GENEROUS 26.3% surplus
- FMR-ABOVE #274/396 · P69
- SPREAD-PLUS +$312
- PHOTO-FINISH Syracuse
- COUNTY-SPARSE 1 county
- BOOK-FULL HUD+ACS pair
Nearest shortfall peer: Syracuse, NY Metro Area (+0.0pp)
HUD's reference overshoots the ACS median by $312/mo. Lease-up odds are usually better than in shortfall markets, though still compare Syracuse, NY Metro Area before assuming portability helps.
Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.
Shortfall neighbourhood around Lakeland-Winter Haven, FL
Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.
- Harrisburg-Carli -26.31
Harrisburg-Carli: -26.3% shortfall
-26.31 % shortfall
- Syracuse -26.32
Syracuse: -26.3% shortfall
-26.32 % shortfall
- Lakeland-Winte · this metro -26.33
Lakeland-Winte · this metro: -26.3% shortfall
-26.33 % shortfall
- Springfield -26.4
Springfield: -26.4% shortfall
-26.4 % shortfall
- Mansfield -26.53
Mansfield: -26.5% shortfall
-26.53 % shortfall
How does Lakeland-Winter Haven, FL compare with nearby FMR areas?
These are the twelve metros closest to Lakeland-Winter Haven, FL on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.
- Syracuse, NY Metro Area
-26.3% shortfall · HUD $1,392 vs ACS $1,102 · $+$290/mo
HUD FMR-area counties: Madison County, Onondaga County, Oswego County.
- Harrisburg-Carlisle, PA Metro Area
-26.3% shortfall · HUD $1,493 vs ACS $1,182 · $+$311/mo
HUD FMR-area counties: Cumberland County, Dauphin County, Perry County.
- Springfield, OH Metro Area
-26.4% shortfall · HUD $1,106 vs ACS $875 · $+$231/mo
HUD FMR-area counties: Clark County.
- Mansfield, OH Metro Area
-26.5% shortfall · HUD $973 vs ACS $769 · $+$204/mo
HUD FMR-area counties: Richland County.
- Eagle Pass, TX Metro Area
-26.0% shortfall · HUD $973 vs ACS $772 · $+$201/mo
HUD FMR-area counties: Maverick County.
- Twin Falls, ID Metro Area
-26.0% shortfall · HUD $1,186 vs ACS $941 · $+$245/mo
HUD FMR-area counties: Jerome County.
- Springfield, IL Metro Area
-26.0% shortfall · HUD $1,203 vs ACS $955 · $+$248/mo
HUD FMR-area counties: Menard County, Sangamon County.
- Wenatchee-East Wenatchee, WA Metro Area
-25.9% shortfall · HUD $1,500 vs ACS $1,191 · $+$309/mo
HUD FMR-area counties: Chelan County, Douglas County.
- Bangor, ME Metro Area
-26.8% shortfall · HUD $1,392 vs ACS $1,098 · $+$294/mo
HUD FMR-area counties: Penobscot County, Penobscot County, Penobscot County, Penobscot County, Penobscot County, Penobscot County.
- Seattle-Tacoma-Bellevue, WA Metro Area
-25.9% shortfall · HUD $2,501 vs ACS $1,987 · $+$514/mo
HUD FMR-area counties: King County, Snohomish County.
- Bloomington, IL Metro Area
-25.7% shortfall · HUD $1,302 vs ACS $1,036 · $+$266/mo
HUD FMR-area counties: McLean County.
- Walla Walla, WA Metro Area
-25.5% shortfall · HUD $1,550 vs ACS $1,235 · $+$315/mo
HUD FMR-area counties: Walla Walla County.
Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.
FL FMR scale context
These are the closest FY2026 2-BR FMR values in FL; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.
- Gainesville, FL HUD Metro FMR Area $1,493 (−$4)
- Pensacola-Ferry Pass-Brent, FL MSA $1,471 (−$26)
- Punta Gorda, FL MSA $1,470 (−$27)
- Sebastian-Vero Beach-West Vero Corridor, FL MSA $1,604 (+$107)
- Ocala, FL MSA $1,373 (−$124)
- Tallahassee, FL HUD Metro FMR Area $1,352 (−$145)
- Wildwood-The Villages, FL MSA $1,328 (−$169)
- Panama City, FL HUD Metro FMR Area $1,682 (+$185)
- Palm Bay-Melbourne-Titusville, FL MSA $1,709 (+$212)
- Sebring, FL MSA $1,271 (−$226)
Low-FMR contrast (scale only)
Acadia Parish, LA HUD Metro FMR Area ($880 2-BR); Las Cruces, NM MSA ($1,042 2-BR); Kokomo, IN MSA ($1,123 2-BR); Lawton, OK HUD Metro FMR Area ($1,001 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Lakeland-Winter Haven, FL MSA.
Lakeland-Winter Haven, FL MSA gap inputs
- HUD 2-BR FMR (FY2026): $1,497/mo
- ACS 2019–2023 2-BR median: $1,185/mo
- Displayed gap: +26.3%
- National FMR percentile: 69 (#274/396)
displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100
FL HCV agencies (scale-keyed)
Full payment standards for Lakeland-Winter Haven, FL MSA · Payment standards vs FMR
Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.
Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.