HUD FY2026 · ACS 2019–2023 generous top-quartile

High-rent metro gap - Albany-Schenectady-Troy, NY MSA

Displayed gap in Albany-Schenectady-Troy, NY MSA: +29.8% (HUD $1,702 vs ACS $1,311) · counties in FMR rows: Albany County, Rensselaer County, Saratoga County, Schenectady County, Schoharie County .

FMR gap dispatch plate

CBSA 10580 · Albany-Schenectady-Troy, NY -29.8% shortfall

GAP-GENEROUS · FMR-TOP · SPREAD-PLUS · PHOTO-FINISH · COUNTY-MID · BOOK-FULL

  • GAP-GENEROUS 29.8% surplus
  • FMR-TOP #315/396 · P79
  • SPREAD-PLUS +$391
  • PHOTO-FINISH Miami-Fort Lauderd
  • COUNTY-MID 5 counties
  • BOOK-FULL HUD+ACS pair

Nearest shortfall peer: Miami-Fort Lauderdale-West Palm Beach, FL Metro Area (-0.1pp)

HUD's reference overshoots the ACS median by $391/mo. Lease-up odds are usually better than in shortfall markets, though still compare Miami-Fort Lauderdale-West Palm Beach, FL Metro Area before assuming portability helps.

Instrument codes from this metro’s HUD FMR vs ACS shortfall band, national FMR quartile, dollar spread, gap peer, county footprint, and book completeness, not a moving recommendation.

Shortfall neighbourhood around Albany-Schenectady-Troy, NY

Metros nearest this CBSA on voucher-vs-market shortfall (HUD FMR vs ACS 2-BR median). Full ladder: /gap/.

% shortfall
Source HUD USER FMR + Census ACS median gross rent As of 2026-08-25

How does Albany-Schenectady-Troy, NY compare with nearby FMR areas?

These are the twelve metros closest to Albany-Schenectady-Troy, NY on the displayed voucher-vs-market margin. Their county lists are HUD FMR-area coverage, not a claim that the markets are interchangeable.

  1. Miami-Fort Lauderdale-West Palm Beach, FL Metro Area

    -29.9% shortfall · HUD $2,333 vs ACS $1,796 · $+$537/mo

    HUD FMR-area counties: Broward County.

  2. Redding, CA Metro Area

    -29.9% shortfall · HUD $1,590 vs ACS $1,224 · $+$366/mo

    HUD FMR-area counties: Shasta County.

  3. Crestview-Fort Walton Beach-Destin, FL Metro Area

    -29.9% shortfall · HUD $1,785 vs ACS $1,374 · $+$411/mo

    HUD FMR-area counties: Okaloosa County.

  4. Eugene-Springfield, OR Metro Area

    -29.6% shortfall · HUD $1,688 vs ACS $1,302 · $+$386/mo

    HUD FMR-area counties: Lane County.

  5. Coeur d'Alene, ID Metro Area

    -30.0% shortfall · HUD $1,547 vs ACS $1,190 · $+$357/mo

    HUD FMR-area counties: Kootenai County.

  6. San Luis Obispo-Paso Robles, CA Metro Area

    -29.6% shortfall · HUD $2,512 vs ACS $1,938 · $+$574/mo

    HUD FMR-area counties: San Luis Obispo County.

  7. Indianapolis-Carmel-Greenwood, IN Metro Area

    -30.1% shortfall · HUD $1,473 vs ACS $1,132 · $+$341/mo

    HUD FMR-area counties: Boone County, Brown County, Hamilton County, Hancock County, Hendricks County, Johnson County.

  8. Asheville, NC Metro Area

    -29.5% shortfall · HUD $1,567 vs ACS $1,210 · $+$357/mo

    HUD FMR-area counties: Buncombe County, Henderson County, Madison County.

  9. Bakersfield-Delano, CA Metro Area

    -30.3% shortfall · HUD $1,483 vs ACS $1,138 · $+$345/mo

    HUD FMR-area counties: Kern County.

  10. Brunswick-St. Simons, GA Metro Area

    -30.3% shortfall · HUD $1,293 vs ACS $992 · $+$301/mo

    HUD FMR-area counties: Brantley County, Glynn County, McIntosh County.

  11. Albuquerque, NM Metro Area

    -30.4% shortfall · HUD $1,464 vs ACS $1,123 · $+$341/mo

    HUD FMR-area counties: Bernalillo County, Sandoval County, Torrance County, Valencia County.

  12. Santa Rosa-Petaluma, CA Metro Area

    -30.4% shortfall · HUD $2,827 vs ACS $2,168 · $+$659/mo

    HUD FMR-area counties: Sonoma County.

Source: HUD USER FY2026 Fair Market Rent area records and Census ACS 2019–2023 median gross rent.

NY FMR scale context

These are the closest FY2026 2-BR FMR values in NY; they help place this HUD reference on its state scale, but do not substitute for each metro’s ACS rent comparison.

  1. Ithaca, NY MSA $1,753 (+$51)
  2. Kingston, NY MSA $1,818 (+$116)
  3. Rochester, NY MSA $1,573 (−$129)
  4. Kiryas Joel-Poughkeepsie-Newburgh, NY MSA $1,979 (+$277)
  5. Watertown-Fort Drum, NY MSA $1,405 (−$297)
  6. Syracuse, NY MSA $1,392 (−$310)
  7. Glens Falls, NY MSA $1,348 (−$354)
  8. Buffalo-Cheektowaga, NY MSA $1,343 (−$359)
  9. Elmira, NY MSA $1,283 (−$419)
  10. Utica-Rome, NY MSA $1,172 (−$530)

Low-FMR contrast (scale only)

Albany, GA MSA ($1,129 2-BR); Aguadilla, PR Metro Area ($564 2-BR); Alexandria, LA MSA ($994 2-BR); Amarillo, TX HUD Metro FMR Area ($1,106 2-BR) . Opposite-quartile FMR metros for scale, not gap substitutes for Albany-Schenectady-Troy, NY MSA.

Albany-Schenectady-Troy, NY MSA gap inputs

  • HUD 2-BR FMR (FY2026): $1,702/mo
  • ACS 2019–2023 2-BR median: $1,311/mo
  • Displayed gap: +29.8%
  • National FMR percentile: 79 (#315/396)

displayed % = (HUD 2-BR − ACS 2-BR median) / ACS median × 100

NY HCV agencies (scale-keyed)

Full payment standards for Albany-Schenectady-Troy, NY MSA · Payment standards vs FMR

Source: HUD USER Fair Market Rent FY2026, Census ACS median gross rent. Gap is PlainVoucher-derived. Methodology.

Disclaimer. For informational purposes only, not a substitute for PHA counseling or legal advice. Median gross rent reflects rents paid by current tenants; asking rents for available units typically run higher. Actual PHA payment standards can differ from HUD FMR by ±10%. Always confirm the current payment standard with your PHA. PlainVoucher is not affiliated with HUD or any PHA.

Verify with HUD → · Verify with U.S. Census Bureau →

Source and method. PlainVoucher compiles public HUD and U.S. Census release data into a searchable reference. Release periods and source boundaries are identified on each data surface; PlainVoucher does not determine eligibility, waitlist status, payment standards, or local PHA rules. Read our editorial standards and corrections policy, methodology, or report a data error. Data current as of 2026-08-25.